That’s what it takes to actually see a new paradigm thoroughly. It (the vision) comes in bits and pieces, then gobs and gobs and finally a torrent until you completely trust its separate aspects and the whole of  the new paradigm. It also helps if the concept behind the new paradigm is even greater, more basic and more applicable than the specific area of application of the new paradigm.

In other words the new monetary and economic paradigm is direct and reciprocal monetary gifting. The concept behind the new paradigm is the natural spiritual concept of Grace/satori-kensho/samadhi which is applicable to all human beings as we are all conscious beings having a physical-temporal experience and finally Grace etc above is actually the name for the experience of experiencing the most basic reality of the cosmos which means it’s the most basic experience of everything which makes it applicable to everything.  Furthermore, as Grace is the pinnacle concept and experience of Wisdom and integration is the very process of Wisdom that logically points at the fact that concentrically Grace is integrated with and so applicable to every area of human existence from the individual self to the family, to the the society, to the economy, to philosophy on up to natural spirituality and continually back and forth and throughout all of these areas.

And that kinda makes it significant.  :))

You could gift back to every enterprise 5-10% of their total sales to their commercial consumers if they did not inflate their costs/prices except as legitimate additional costs outside of their control would require them to do so.

Then you could still have the 50% discount/rebate policy apply to all retail consumer products, and have the same 50% discount/rebate apply to Finance for home loans.

A little clarification of the discount/rebate policy.

It is a pass on discount of the agreed upon percentage of their “retail product(s)” to their consumers from mining to the business model of retail sale.

50% would be optimal because it would benefit individuals at retail sale by immediately doubling their available purchasing power, and would make the policy virtually irresistible to every business model because why would any enterprise not like to sell their product at half their best competitive price….and still get that full price via the rebating of their discounts? Also, if, for whatever irrational and anti-social reason, one refused to participate in a policy that benefited every individual and business, it would be committing commercial suicide as they’d have to sell their product at approximately twice the price of their competitors.

Finally, it would be extended even to the business model of Finance/Banking for their various loans which would both nakedly expose the tremendous power they possess with their money creation charters, and also enable them to become an ethically sharing and integral part of the economy instead of an attached, dominating and manipulative parasite with its monopoly paradigm of Debt Only.

For instance, if a home building corporation discounted their price for a home costing $200k to $100k and then the Bank discounted the loan from $100k to $50k (and of course the Bank would receive the full $100k via the rebate of their discounts to the individual) then the price would end up being only 25% of its actual cost….to the individual. Such is the virtual magic of the new paradigm of direct and reciprocal gifting.  

And I’m sure that every bank will want to participate in the policy….because if even one of their competition does and they don’t….its rapidly bye-bye Bank. And if they all collude not to participate they will be exposed as purely self interestedly opposing a policy that so greatly benefited every individual and every other enterprise….that the people and the rest of the business community would rise up…and demand that we charter a new kind of bank that would be happy to participate in such a good and gracious economic and social policy, that is a Bank that was actually interested in serving the public interest as well as its own.

Note: Some regulation would also be needed for some of their products and services. For instance leveraged purely financial speculations like the various derivative products as well as already on the books regulations regarding leveraged naked shorting etc.

Grace integrates and encompasses everything.

Steve Hummel 11/26/2017

Grace is both moral (recognizing and discerning wrongness) and ethical (the rational consideration of morals).

Steve Hummel 11/26/2017

It’s all well and good for China and Russia to attempt to blunt and disrupt US dominance regarding the petro-dollar and reserve currency etc. The one thing the US could do to make this not only irrelevant, but turn the tables on Russia, China and any other country that wants to become an export platform would be to stabilize and supercharge its DOMESTIC economy with a sufficiently abundant universal dividend and a price deflationary discount policy thus enabling them to re-industrialize because without the “necessity” of having to worry about unemployment due to the guaranteed middle class income from the dividend you could do that in the most technologically efficient and ecologically sensitive fashion possible.  Their consequent loss of the US market would force China etc. to seek other markets or better yet to stabilize their own domestic markets with the same policies.

Without a vision….you only see part of the solution.

The policy is The Generalized Point of “Retail Sale” Discount/Rebate “Pass On”.

This enables enterprise at all levels and business models throughout the economy to completely unobtrusively find their true and best competitive price for whatever product or service, discount it 50% to their consumer and then receive a rebate of their discounts back to them by a monetary authority specifically mandated to do so. It is completely valid economically, does not invalidate or eliminate costs or their accounting, but rather compensates for them within and throughout the entire process of the economy.

The net effects of the policy are an incredible stabilization of commerce,  an immediate doubling of individual purchasing power, the beneficial integration of price deflation into profit making systems, an end to the dominating financial paradigms of Debt, Loan and For Production Only, via their participation in the policy the transformation of  the business model of Finance from a parasite into partnership and finally, the saturation of the new paradigm of Direct and Reciprocal Monetary Gifting, again, throughout the entire process of the economy.

This policy is the discovery of the ellipse and the invention of the telescope, the sciences of grain cultivation and animal husbandry all wrapped up in one paradigmatic changing package. It is not just “greasing the skids” of commerce it is pushing it along on a cryogenic magnetic and levitatative rail that can enable greater innovation, resource conservation and profit. It’s the breakthrough integrative policy that can forever end the oppressive dominance of the business model of Finance and usher in a new golden age for general abundance and freedom for the individual.

Steve Hummel 11/25/2017

The whole monetary problem is summed up in the fact that the money system is not allowed to be direct to the individual in a constructive and freeing fashion, and Finance, which is mistakenly allowed by the political system to have a virtual monopoly on credit creation, does not/will not recognize the temporal/historic reality of the build up of a cultural inheritance of value and productive capacity in advanced economies, and so is allowed to usurp the overwhelming value and surplus created by that reality.

….my contribution of the new monetary and economic paradigm and its policies is a part, a stepping stone to that higher goal. The continuous negative effects of an unstable and scarcity ridden economy are such a stressful cloud, a gigantic neurosis on human civilization that resolving it with the policies of the new paradigm would be like a huge deep breath, a planetary stimulation of the vagus nerve, an advancement to human culture that we haven’t seen since the change from hunting and gathering to agriculture and maybe even since the birth of conscious awareness itself….because those policies bring consciousness to present time in the economic stopping/pausing point and ubiquitousness of the point of sale. It’s like Jon Kabat-Zinn’s book title and insight “Wherever You Go, There You Are” brought to the primary purpose and every moment of the economy.  It’s a crashing through of consciousness into temporal affairs and so opens up and broadens the legitimate areas that an otherwise transcendental spirituality might neglect.    

Science:  [ Hypothesis  <–>  (True datum x Untrue datum) ]

Wisdom:  [Truth x Opposing Truth)  <–>  Larger, greater, more unified, more holistic truth ]

Note: Science is a trinity-unity-fragmenting-process. Wisdom is a trinity-unity-oneness-wholeness-consciousness-process.  Good science is always open minded and hence dynamic instead of static and dogmatic, and the signature of scientific breakthrough is always the integration of the scientific method as per above and an aspect or aspects of consciousness like curiosity, creativity, imagination, intuition, looking/looking closer, newness, nowness, perception/experience of continuousness/everpresence etc. etc.