Indeed, including the biggest, most problematic and destabilizing one which is Finance’s monopoly paradigm for the creation and distribution of all new money AKA Debt Only. Intelligently integrate the new paradigm of Monetary Gifting into the Debt Only system with a policy of a 50% Discount/Rebate at regular consumer retail sale and financial retail sale which is one’s mortgage, automobile, insurance or other big ticket item and you’ll also integrate the goals of both capitalism (profitability) and socialism (economic democracy). The 50% Discount/Rebate policy aligns with MMT’s and Dr. Keen’s insight that modern money is created with double entry bookkeeping’s operations of equal debits and credits that sum to zero. It also aligns with UBI and government deficits which indeed are also monetary gifts. It individuates and supercharges their effects.

Finally, if we’re smart enough to consciously react to its gifting effects, its serendipitously an integration of spirituality into the economic and monetary systems as its the greatest opportunity to self actualize gratitude for a gift since meditation and prayer…rather than being forced into grudging resentment and the modern intellectual disease of cynicism which stops proactive action before it even begins. This final unanticipated integrative effect makes it a mega-paradigm change approaching a change in zeitgiest which is the rarest and most progressive historical phenomenon in human history.

wisdomicsblog.com

Because its implemented at the single universally participated in point in the entire economic process, the terminal ending point of the entire economic process where production becomes consumption and so also and simultaneously the terminal summing point of all costs and so prices point of the economic process as well.

So what does that accomplish for every individual and commercial agent?

Universal Participation: it transforms chronic erosive inflation into beneficial price and asset deflation because EVERYONE can buy $100 worth of groceries or other goods and services…for ONLY $50 and with the rebate aspect of the policy EVERY commercial agent gets their full price with the additional benefit of the potential demand for EVERY ONE OF THEIR GOODS and/or services is doubled. Then, with the Discount/Rebate applied at Financial retail sale the borrower gets a $500k house for the equivalent payment of only a $125k loan and yet the bank gets the full payment of the $250k loan with the rebate aspect of the policy…plus a more than quadrupling of the market for the bank’s “product”.

Ending and Summing Point of Costs and so Prices: This and the universality aspect of the policy means it also has instant macro-economic effect because macro-economics is about aggregates/aggregate effects and indeed this policy’s effects are participatorily aggregative and aggregative as in the totality of process and aggregative as the summing effects of the economic factors it effects.

SteveHummel 07/11/2026

Not correct. Everything he says about neo-classical macro is correct, and indeed politicians are puppets of neo-classicalism. The only problem is they’re even deeper and more unconsciously puppets of the present banking/monetary paradigm which they monopolistically wield for the creation and distribution of all new money which is the concept of Debt Only. Legislate a UBI and a 50% Discount/Rebate policy at regular retail sale and also at the retail point of Finance and neo-classical macro’s delusions and short comings will become utterly apparent.

Rigid mental dualities have always been the bane of human relations and governmental actions. Thirdness greater oneness of dualities/intellectual trinity/Wisdom has always been about solutions, progress and even the signature of historical paradigm changes. wisdomicsblog.com

Steve Hummel 07/11/2026

The treasury might own the central bank, but the charters of the world’s central banks are designed to create reserves which are basically monetary gifts to make the world safe for private banking’s monopoly paradigm for the creation and distribution of all new money which is Debt Only. Monopolies are exclusionary, non-competitive and dominating and in the present case it is the biggest factor in creating oligarchy, i.e. lack of both economic democracy and macro-economic stability as private debt is what causes economic instability. Integrate Monetary Gifting strategically into the Debt Only system for ALL economic agents and the the deepest problems of the economy will resolve and the idiocies of neo-liberal macro will become apparent.

Money is the ATP of the economy and we are its mitochondria. The oligarchy is the burgeoning senescent cell build up that threatens the health and longevity of the body/planet. Neo-Classicalism and the failure to analyze problems conceptually/paradigmatically resulting in helpful and well intentioned focus on problems but often neglect of proactive solutions is the economic insulin resistance that medicine/an increasing paradigm of Systemic Analysis Only treats but does not resolve, and Wisdomics-Gracenomics/Paradigmatic Analysis is (the systemic analysis inclusive and more dynamic intellectual approach/peptides) that indeed cures by restoring overall and natural health.

Steve Hummel 07/10/2026

Instead of The Federal Reserve we need a General Reserve to make daily exchanges much more possible and abundant securing a more robust and equitable economy for all economic agents. We coud do this by implementing a 50% Discount at the various points of retail sale which commercial agents would opt into after promising to adhere to the economic virtues of competition and innovation instead of the vice of inflation and then the General Reserve would agree to rebate the entirety of the commerial agent’s discounts back to them thus making them whole on their entire price while doubling the potential demand for every one of their goods and/or services and simultaneously mathematically doubling the purchasing power of the individual agent and transforming chronic erosive inflation into beneficial price and asset deflation. wisdomicsblog.com

Steve Hummel 07/08/2026

The universal agency created and maintained by the UBI/UHBI, the 50% Discount/Rebate at the various points of retail sale and the rest of the philosophically aligned policy program, i.e. monetary and financial communitarianism, is the greater abundance of potential profitability that ellicits the paradigm change of a Wisdomics-Gracenomics thus economically and ethically saving finance capitalism from itself and from its potential destruction by AI. It is a Monetary and Economic Reformation and another example of Wisdom’s intellectual process of discovering and creating the thirdness resolving power of the integration of opposites.

It is also probably the next step in resolving the looming climate change and ecological crisis of the present paradigm of Geo-Centric Energy Sourcing and Production Only into a Cosmic/Off Planeted one by clearing oligarchic obstruction to technologically pursuing zero point energy and anti-gravitic propulsion…which may be the secret agenda behind the UAP/Aliens issue no matter whether aliens are here or not.

Furthermore, the funding of these policies and of the entirety of government by amending the Federal Reserve’s charter creates The General Reserve which ends the monopoly paradigm for the creation and distribution of all new money wielded by Finance since the beginning of human civilization, and is also the way to eliminate most of taxation on income and enable taxation’s legitimate and ethical purpose which is to inhibit economic vices if not felonies and incentivize economic virtues like competition and innovation.

With Wisdomics-Gracenomics you can have the thirdness benefits of monetary and financial communitarianism and simultaneously reform, revitalize and make even more profitable and ethical the unresolving dualistic orthodoxies of capitalism and socialism, and finally acculturate the personal values of Wisdom and its superlative natural philosophical concept, namely grace.

Steve Hummel 07/09/2026

…the General Reserve to make daily exchanges much more possible and abundant securing a more robust and equitable economy for all economic agents. By implementing a 50% Discount at the various points of retail sale which commercial agents would opt into after promising to adhere to the economic virtues of competition and innovation instead of the vice of inflation, the General Reserve would agree to rebate the entirety of the commerial agent’s discounts back to them thus making them whole on their entire price while doubling the potential demand for every one of their goods and/or services and simultaneously mathematically doubling the purchasing power of the individual agent and transforming chronic erosive inflation into beneficial price and asset deflation.

Steve Hummel 07/08/2026

Paradigm Change

1) Complete Conceptual Opposition

2) Complete Inversion of Temporal Universe Realities

3) Integrative Resolving Thirdness Greater Oneness of Duality, i.e. Trinity

Mega-Paradigm Change

1) Experiencial Universality

2) Multiplicity of Change In Related Patterns

3) Serendipity/Illogicality/Unexpected Beneficial Effect

4) Continual Experience of the Trinity of Space/Time/Consciouness, i.e. Quadrinity

Steve Hummel 07/07/2026