Posted To Mish Shedlock’s Blog 09/10/2026

What everyone here, in government on both sides of the aisle and the pundit world in general gets wrong about money and debt is that using the RECIPROCAL nature of doube entry bookkeeping’s operations of equal debits and credits that sum to zero and implementing a 50% Discount/Rebate policy at the various points of retail sale WITH PLAIN OLD MONEY INSTEAD OF MONEY THAT IS DEBT…RESOLVES THE DEEPEST PROBLEMS OF MODERN ECONOMIES AND ALSO MAKES DIVIDEND CHECKS, UBI, AND GENERAL PROFITABILITY A REALITY.

Trump doesn’t know this, but he knows he’s in big trouble in the mid terms so he’ll float MONETARY GIFTING to try to negate the negative trend…and then drop it exactly like he has before.

Whichever party recognizes the new monetary paradigm of gifting could win a greater political coalition than The New Deal. Just open your mind to the policy effects. It won’t kill you.

Steve Hummel 09/10/2026

The 50% Discount/Rebate Policy: Always The Answer

Why? Because it increases purchasing power while simultaneously transforming chronic erosive inflation into beneficial price and asset deflation, and it also reduces debt and consequently increases the velocity of money so its a win/win/win.

What about interest rates? Raising or lowering interest rates is a ham-handed, ineffective tool to control inflation and make buying bonds attractive to the banks and wealthy individuals instead of democratizing the money supply. If you control inflation with beneficial deflation and supercharge and greatly stabilize the economy with the 50% Discount/Rebate policy it frees the monetary authority/central bank to issue bonds to rationally investigate and resolve problems like the energy and ecological crises looming up before us.

Steve Hummel 09/10/2026

The Answer To The Danger Of AI

Program it with the same concept behind the new monetary and economic paradigm, in this case grace as in loving intention and action.

We need the broader, deeper and more beneficial new intellectual tool of AW/Artificial Wisdom because Wisdom is the greater intellectual process of the ethical consideration of human actions and potentially that of artificial intelligence.

Steve Hummel 09/09/2026

The Answer To The Planetary Finitude Of Energy and Resource Problem…

..is the off planeting of the most polluting and entropic means of production and sourcing resources and energy production from the cosmos outside of the planet until we find the technology to extract it from the quantum zero point.

In other words moving from Energy and Resource Geo-centrism Only to Energy and Resource Cosmic as in outer and inner-centrism.

Paradigm changes are always resolving inversions of both mental and temporal universe realities. Awaken to that fact and analyze conceptually in order to find and act on that entire pattern phenomenon.

Steve Hummel 09/09/2026

Query Letter

Title: Wisdomics-Gracenomics: The New Monetary Paradigm and Its Policies

A paradigm change in economics and the money system that mathematically doubles everyone’s purchasing power and also resolves the deepest problems of modern economies…in a single policy. That sums up my non-fiction book, but there’s a whole lot more in this book as well. How about serendipity/unexpected beneficial effects, the coining of a whole new phenomenon, the establishment of a whole new body of knowledge and finally the discovery of the concept behind every historical paradigm change which applied makes paradigm change a straight forward “plug and play” intellectual process.

My name is Steve Hummel and I have been a student of the best past and present monetary and economic systems theorists over the last decade and I affirm their brilliance. But I’m distinguished from all of them in one way. I’m the only theorist who analyzes these systems conceptually, and as present and new paradigms are essentially applied concepts that permanently change the realities of entire systems…this lead me to the discovery of the above single policy, an entire policy program for same and again, the very single concept behind every historical paradigm change.

And what is this single policy? Well, I’ll let you remain curious about that for now, and just tell you what it accomplishes: As I already stated it mathematically doubles everyone’s purchasing power so if you make $50k/yr. you can purchase $100k worth of goods and services with that $50k. Hence, it addresses and resolves the lack of affordability problem that 90+ percent of the general populace is afflicted with…and thats a lot of readers. It also potentially doubles the demand for every enterprise’s goods (like books for instance) or services so it integrates the normally opposed self interests of merchant and consumer. Macro-economics is about aggregates. Because the policy is implemented at the only points in the economy that everyone must and does participate in, its aggregative in that sense which means the policy is instantaneously and continually macro-economic in effect. What is the serendipitous aspect of the policy? I’ll let you ponder that for now as well.

This is a book of short but pungent problem resolving policy applications that everyone can model and which can be read in less than an hour, so its not an intimdating tome or hopelessly complex read which means virtually everyone could become a reader and purchaser.

Finally, I plan at least three follow on books relative to and expanding on the paradigm changing effects of this book entitled Paradigmology, The Cosmic Code and Gracientialism.

Sincerely,

Steve Hummel

Posted To Steve Keen’s and Phil Dobbie’s Podcast 09/07/2026

Keating was an excellent reformer/palliator and the negative results you accurately enumerate are the result of not perceiving and following through with a paradigm/entire pattern change which is an order(s) of magitude deeper and more permanent moment of progress.

Paradigmology ironically can be summed up in the applied/applicable aspects of two words: grace and wisdom because grace as in loving and resolving action in the temporal universe/graciousness is the highest wisdom and wisdom is all about integrative resolutions of opposites.

Even a cursory analysis of the benefits of every historical paradigm change reveals that they are all aspects of the natural philosophical concept of grace like a new realization/increased awareness of truth and how to apply it, greater temporal universe abundance, greater survivability, greater and deeper integrative resolution of a problem/problems etc. etc. etc. aspect of the ultimate wisdom of the philosophical concept of grace…strategically applied.

We need a Wisdomics-Gracenomics to resolve the destabilizing monopoly paradigm for the creation and distribution of all new money, that is the applied concept of Debt Only by integrating Strategic Monetary Gifting into the Debt Only system most efficaciously with a universally participated in policy of a 50% Discount/Rebate at the various retail payment points in the economic process.

Steve Hummel 09/07/2026

Posted To Steve Keen’s YouTube Video 09/06/2026

You’re a brilliant systemic analyst, but your cynicism negates that despite the historical reality of accomplished paradigm changes and in the present case the two truest political truisms that individual voters are many, oligarchs and bankers are few and individuals WILL vote their pocketbooks.

Give everyone an account at the central bank and have the central bank fund and distribute the monetary/rebate aspect of a 50% Discount/Rebate policy at both regular consumer and also at the financial point of retail sale. Presently the Federal Reserve/central bank, which is god so far as money creation is concerned, is only the bail bondsman for the banks. Have it fund half of the price of every transaction that has been voluntarily discounted by the merchant by 50% so the merchant is made whole on their entire price and it becomes The General Reserve and the best friend forever of every economic agent.

If Kepler hadn’t discovered elliptical orbits we’d still be calculating epicycles, and if we don’t continuously broadcast the benefits of the above policies because our cynicism makes us stop before we begin, we’ll never have a paradigm change in economics and the money system.

Ask yourself this: Why didn’t “the revolt of the bourgeosie” happen? Yes, the forces of capitalism immediately tried to smash the communist revolution in Russia and forced Lenin et al into totalitarian means of stopping that combined of course with Russian tendencies toward doing that anyway. However, the deeper reason is the communists, exactly like the capitalists, never effectively dealt with the monopoly monetary paradigm that Finance wields in a way that integrates the self interests of both consumer and merchant thus paving the way to not just revolution, but evolution of the economic and monetary systems. The 50% Discount/Rebate policy at the various points of retail sale accomplishes that integrative necessity and the human and historical phenomenon known as a paradigm change…because acting with grace as in MONETARY GIFTING to both sides of an economic conflict is the best way to resolve that conflict.

Systems analysis is wonderful, necessary and intellectually delicious…and it exists entirely within the digestive tract of a deeper means of resolving opposites/dualities/problems/conflicts known as WISDOM/conceptual/paradigmatic analysis. We don’t need capitalism or socialism. We need a Wisdomics-Gracenomics.

Steve Hummel 09/06/2026