Its that the concept behind every historical paradigm change has always been an aspect or aspects of the natural philosophical concept of grace. And that makes it a tremendously focusing, prompting and beneficial plug and play intellectual insight in pursuuit of the most permanently progressive human mental and temporal universe phenomenon, i.e. paradigm change…or for the resolution of any other problem one might be dealing with. Grace as in the active form of love, i.e. loving has always been recognized as the superlative spiritual, ethical and personal experience, i.e. wisdom insight, and now its aspects applied are also the way to change the world we all inhabit.

Just discover and apply the relevant aspect(s) of grace. You’re Welcome!

Steve Hummel 03/21/2026

…thats why continuing to keep one’s mind open to further analysis including most especially ethical analysis…is so important. And thats why I insist Wisdomics-Gracenomics be an ever analyzing/evolving body of knowledge.

Life and living are emergent in nature, so keep looking at it honestly moment to moment to keep it real and aligned with the natural philosophical concept behind every historical paradigm change…which is the concept of grace, and which is the biggest insight of Wisdomics-Gracenomics itself.

From the mistaken and fetishized concept of TOTAL FREEDOM to TREMENDOUSLY INCREASED FREEDOM…WITHIN KNOWN AND ENFORCEABLE BARRIERS.

This implements actual ethics, which is the rational consideration of mere black/white morals, into the economy and the money system where it has sadly been lacking under the current monetary paradigm of Debt Only as the sole form and vehicle for the creation and distribution of all new money…for the entire length of human civilization. So its long over due that we change that reality…by implementing the new paradigms of Strategic Monetary Gifting and Actual Looking instead of Mere Computing On Long Acculturated Economic, Monetary and Theoretical Religious Orthodoxy…into the economy, the money system and the theoretical framework of same.

Nice to see you addressing the need to analyze the inevitable economic consequences of AI and the monetary consequences as well. UBI/High UBI is fine and good, but the way to turbo-charge that form of Monetary Gifting would be to implement a 50% Discount/Rebate at regular consumer retail sale and also at the retail point of Finance (your monthly payment for any money financed).

As for the American acculturated bias toward the necessity of employment being a problem IMO thats probably not that relevant. Why? Because when the commercial slump caused by AI puts 70-80% of the work force out of a job the tech bros and other oligarchs, who have a well honed survival instinct, will probably quickly realize that objecting to the above forms of Monetary Gifting to half of the general populace will result in a pitch fork in the ass if not a guillotine…for them.

No argument with your analysis of neo-classical economic theory. However, no amount of mere systemic analysis will ever yield a lasting systemic change…only operant applied conceptual/paradigmatic analysis is up to that task. Every paradigm change was accomplished by finding the KEY anomalous concept and then finding a way to resolve its problematic effects. In the present economic and monetary case the current problematic concept is Debt Only which means its a monopoly paradigm that demands that all new money can only be created and distributed as debt. This is exactly analogous to the Roman Catholic Churches monopoly paradigm which was Salvation Via Roman Catholic Sacraments Only. All new paradigms are in complete conceptual opposition to the present paradigm so the opposite concept to Debt Only would be (Strategic) Monetary Gifting.

Now as everyone must and does participate in retail sale Monetary Gifting at both regular consumer retail sale and at the retail point of Finance (one’s monthly mortgage, insurance, automobile or other big ticket item) implementing a 50% Discount/Rebate/double entry bookkeeping policy at these two retail points vastly increases EVERYONE’S purchasing power and the potential demand for every merchant’s goods and service while resolving chronic erosive inflation by implementing beneficial price and asset deflation, i.e. breaking up Finance’s current monopoly paradigm. Just give everyone and every subscribing merchant an account at the central bank and mandate that they fulfill the rebate aspect of the policy at both points. Hence EVERYONE gets $100 worth of groceries or other goods and services for $50, a $60k Tesla for $30k at the dealership and a $500k house for $250k at the home builder…and when your monthly payment for the Tesla and your mortgage comes due the central bank pays 50% of its total to the bank so you actually get the Tesla for the equivalent payment of a $15k loan and the house for the equivalent payment of a $125k loan.

Oh, and by the way you leave the store and check your bank account every month and instead of feeling grumpy as hell you get this big smile on your face and say thank god someone finally found a lasting solution to this human civilization long problem.

This single policy intensely rewards both every consumer and every legitimate merchant at the very purpose point of economics (a sale of goods or services). It does this with a gift of purchasing power which doubles the individual’s economic abilities, and a gift of money to the merchant which is the very tool of survival and profitability. So it accomplishes the goal of both socialism (universal economic democracy) and capitalism (economic gain).

It also transforms the negative emotional and mental stress that modern economic systems fraught with oligarchy, greed, uncertainty and instability foist on the general populace into the greatest opportunity for EVERYONE to self actualize gratitude with its gracious gifting to again, EVERYONE.

Those that have eyes, let them see.

Thats right. Why? Because the reason the bourgeosie never revolted was there was no real incentive for them to do so. Now, with the 50% Discount/Rebate policy at the two points of retail sale and a Universal Dividend as a cultural heritage right for the increase in technological innovation and increase in productivity…and security against the destabilizing effects of AI we can now have economic abundance AND economic DEMOCRACY because both the individual and commercial agents are benefitted like never before.

These policies end the monopoly paradigm wielded by Finance since day one of human civilization that new money can only be created as debt. Its dominating economic and political effects are negated by the policy program of the new paradigm of Strategic Monetary Gifting.

This finally enables the change that Marx envisioned but did not have the technological knowledge or means of accomplishing, and also ends the festishized framework of present “free” market theoretics which is actually chaos dominated by, again, Finance’s monopoly monetary paradigm. The new paradigm greatly increases the freedom and security of both the long suffering individual economic agent and simultaneously increases the same that the bourgeosie understandably desire.

The new monetary paradigm effects the synthesis of the dialectic and ends the conflicted self interests of merchant and consumer into a Wisdomics-Gracenomics. So be it!

Steve Hummel 04/11/2026

Gold can be a speculative and serially unstable commodity…full stop. But progress is never backward, especially toward something that has failed in the past. And the “solution” of Bitcoin that is opaque, insecure and requires huge amounts of energy when the present form and amount of energy expenditure is an integral part of our converging crises…is no solution at all.

Changing the core reality creating and enforcing idea/paradigm concept has always been the historical solution to humanity’s problems, and Strategic Monetary and Economic Gifting fills that bill superbly.

Steve Hummel 04/08/2026