Analogy of Kepler’s Ellipses and The Retail Point of Finance

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They both soldify and make a paradigm change more effective and resolving.

The 50% Discount/Rebate at regular consumer retail sale stabilizes the economy by ending the Full Price Only paradigm enforced at that point, but applying the 50% Discount/Rebate at Financial retail sale (one’s mortgage, insurance, automobile or other big ticket item’s monthly payment) also breaks up the monopoly monetary paradigm for the creation and distribution of ALL NEW money which is currently Debt Only and thus extends and increases the economic effects of the 50% Discount/Rebate at regular/everyday consumer retail sale and also ends the inevitability of increasing private indebtedness that has always destabilized an empire’s economy.

This additional discovery is perfectly analogous to Kepler’s discovery of elliptical orbits.

Steve Hummel 06/30/2026

Cynicism:

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The intellectual disease of modernity that transforms otherwise intelligent people into erudite dunces by mentally stopping before one even starts to make significant and necessary change.

Steve Hummel 06/28/2026

The Central Bank: Transforming It From The BFF Of The Private Banks And Their Monopoly Monetary And Economic Paradigm To The BFF…Of Everbody, Every Commercial Agent, The Country And The World

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Reserves are essentially monetary gifts. Therefore, everybody and every commercial agent gets an account at The FED which creates and distributes the monies/reserves to fund the 50% Discount/Rebate at retail sale:

  1. which implemented doubles both everyone’s purchasing power and potential demand for every enterprise’s goods and services, transforms chronic erosive inflation into beneficial price and asset deflation,
  2. the UBI/UHBI which ends poverty forever thus rescuing everyone from the otherwise next catastrophic economic depression caused by AI
  3. essentially eliminates taxation of income and enables us to tax/prohibit stupidly irrational and monopolistic foot dragging by the energy, food, pharmacuedical etc. etc. industries and promote action toward
  4. the wisdom of the natural philosophical concept of grace as in Gifting which concept’s aspects have always been the beneficial effects of every historical paradigm change
  5. which enlightens and enables paradigm change to become a straight forward “plug and play” intellectual process to find the relevant aspect of grace and how to best implement it…in the temporal universe.

“Nuf said.”

Steve Hummel 06/28/2026

Pitch To Senator Kelly’s Staff

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My name is Steve Hummel. I live in metro Phoenix, and I’d like to make an appointment to speak with Senator Kelly or someone who will pass some innovative and problem resolving policies I have crafted, on to him. Policies that create both much greater affordability for the individual and simultaneously greater profitability for enterprise. My phone # is 602-769-6832 and my email address is ataushumme@yahoo.com.

Let me start by telling you how and why the policies I’m suggesting are politically powerful.

  1. They’re implemented at a point that everyone must and does participate in meaning they have immediate aggregative/macro-economic effect
  2. They address and resolve the affordability issue that 90+% of the voting populace is afflicted with
  3. They benefit enterprise as much as they do the individual by creating both greater economic democracy and greater profitability and so
  4. They integrate opposing political agendas into a third problem resolving applicability which means
  5. It has the potential for the person and party that sees this to be the one that creates probably the greatest majority political coalition since The New Deal.

Now I’m going to mention the primary policy and 1 other policy of the entire policy program of what I call Wisdomics.

The primary and essentially break through policy is a 50% Discount/Rebate at both regular consumer retail sale and the retail point of Finance which is everyone’s mortgage, insurance, automobile or other big ticket item’s monthly payment. That means everyone gets to buy $100 worth of groceries or other goods or services for $50 so everyone’s purchasing power is mathematically doubled, and with the rebate aspect of the policy the merchant gets their full price of $100 plus the enterprise additionally benefits because the potential demand for their goods and services is also doubled, so its a win/win. This single policy transforms chronic erosive inflation into beneficial price and asset deflation for the individual and again without forcing enterprise to give up half of their price with the rebate. But wait! This policy isn’t done benefiting everyone. The 50% Discount/Rebate is also implemented when anyone buys say a $500k house. They get that house for $250k at the sale by the home builder or home owner and then when they go to the bank to borrow the remaining $250k that is routine except when the individual’s monthly payment comes due the central bank pays 50% of the total to the bank so the individual gets a $500k house for the equivalent payment of a $125k loan.

Affordability. The key economic problem for the individual is resolved. And even the banks benefit because with the doubling of everyone’s purchasing power and another policy of what I call Wisdomics-Gracenomics, a UBI or UHBI (Ultra High Basic Income)…virtually everyone is creditable instead of only 10-20% and so the market for the banks “product” is vastly increased.

(Explain how the policy is made real via the same present means of the central bank utilizing double entry bookkeeping to create money and so fund the government, the banking system and the economy…so it makes the central bank everyone’s BFF instead of just the handmaiden of the Banks monopoly monetary paradigm and their bail bondsman when that monopoly paradigm destabilizes the economy like in 2008.

Mention sliding scale required “tax” of purchasing power into 5-6% Eco-Energy R & D Treasury bonds and how it mitigates over consumption while initiating rational action toward the looming issues of our climate and energy crises.

Rebutt cynicism by showing how it transforms intelligent people into obstructionists who stop permanent and deep change before it even begins.

Posted To Robert Reich’s Substack Newsletter 06/26/2026

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What the country needs is a true synthesis/thirdness greater oneness of a seemingly unresolvable duality, like capitalism vs socialism for instance. As liberal-progressive as I am I don’t really see how a largely if not totally orthodox socialism is going to be able to survive the demogoguery of Trump and the acculturated conservatism of republicanism…unless of course the above thirdness synthesis of opposites is discovered and effectively communicated to the general populace.

So here is my policy prescription for that: A 50% Discount to the consumer at both regular consumer retail sale and also at the retail point of Finance, namely one’s mortgage, automobile, insurance and other big ticket item’s monthly payment. This single policy would enable everyone to purchase $100 worth of groceries or other goods and service..for only $50, and yet the merchant gets their entire price with the rebate aspect of the policy so its a win/win for both the individual and the commercial agent as it mathematically doubles everyone’s purchasing power and simultaneously doubles the potential demand for every commercial agent’s goods and services IOW it implements a condition synonymous to “good economic times” which is everyone having a lot more purchasing power (economic democracy) and yet price and asset deflation with no moral hazard or painful effect for the commercial agent. Its the thirdness/synthesis of the dialectic that Hegel and Marx advocated for, but never found a way to accomplish.

This is the policy the democrats need to see and just keep communcating to their constituents and just ignore any objections or other orthodox nonsense. Just keep modeling it to them until they realize its the greatest opportunity to implement economic democracy…since forever.