Grace as in the nascent beatific unity of one’s consciousness and the cosmic continual quantum/electro-magnetic flux is the very personal experience of god and indicates that fundamentally the cosmos in fact is in a state of grace…and all you have to do is look at something until you are standing in the light of that personal and temporal reality.
Steve Hummel 02/05/2026
The morbid love of money and regulatory capture are the problems that Strategic Monetary Grace as in Gifting can resolve while benefiting all…because grace/gifting evokes gratitude not greed.
Find a way to universally create relative monetary abundance like a policy of a 50% Discount/Rebate at retail sale and keep broadcasting its personal benefits while ignoring the naysayers and the presently powerful, and you’re on the way to accomplishing Victor Hugo’s insight regarding the irresistibility of “an idea whose time has come.”
UBI and UHI are great policies…because they applications of the new monetary and economic paradigm of Strategic Monetary Gifting. A way to supercharge the benefiial effects of these policies while ending inflation would be to implement a policy of a 50% Discount/Rebate at the various points of retail sale including the retail point of Finance (one’s monthly mortgage, automobile, insurance or other big ticket item’s payment). That way a UHI of say $2500/mo. would give every adult $5000/mo worth of purchasing power and a two person household $10,000/mo or together $120,000/yr. , and if you can find employment that income is doubled as well. So lets have AI (with the one proviso that it is imbued with a human sense of ethics just to be on the safe side). A 50% Discount/Rebate at retail sale also resolves/transforms chronic erosive inflation into beneficial price and asset deflation (you get $100 worth of groceries for $50 and with the 50% discount of Finance included you get a $500k house for $250k at consumer retail sale and your mortgage payment on the loan is 50% paid for by the central bank so you’re getting a $500k house for the equivalent monetary outlay of a loan of $125k. The 50% Discount/Rebate policy also simultaneously doubles the potential demand for every enterprise’s goods and services so its effect is to stabily create “good economic times”. Even the banks will benefit from this policy because the market for their product (debt) is vastly enlarged because now everyone is creditable. Toss in a few other taxation policies with real regulatory bite like enabling 2% per annum inflation but if you inflate despite the benefit of the potential doubling of demand you’ll pay a tax on any revenue garnered from such percentage increase of at least 100%. In other words innovate and compete, don’t inflate…or else. Google Wisdomics-Gracenomics and get the evolving policy program of the new monetary and economic paradigm.
I would say that Buddhism emphasizes ethics which is the rational consideration of morals rather than the flawed gross moralism that judaism, christianity and islam are so prone to. A well considered ethic is actually a unitary thirdness greater oneness resolution…of a duality, that is a problem of opposites that seemingly will not resolve. An example of this is expressed in the buddhist symbol of black and white tears within a circle. The black and white tears are gross morals, the white dot in the black tear and vice versa in the white tear represents the necessity of the process of integrating opposites/the intellectual impulse and process of wisdom itself, and the entire image as a whole is an expression of trinity/thirdness/oneness/resolution/completeness/process.
Curiously, the semitic religions, understood and properly self actualized, point at trinity as well in that they point at grace as salvation/unity/resolution/completeness like Christianity’s Father, Son and Holy Ghost, Islam’s God is One God and Judaism’s Messiah/deliverer.
Viz paradigm changes and money and economics an analysis of the beneficial aspects of every historical paradigm change reveals that they are all an aspect or aspects of the natural philosophical concept of grace like trinity/thirdness greater oneness and Gifting for instance. This indicates that grace as in Strategic Monetary Gifting…is the new monetary and economic paradigm. MMT’s insight that government “deficits” are actually gifts of interest to bond holders and a job guarantee is a gift of income and hopefully of positive purpose, UBI is a continuing gift of income, and a “modern debt jubilee” is a gift of debt reduction albeit a one-off form of same. My contribution is the universally participated in and experienced 50% Discount/Rebate at the various points of retail sale, including the retail point of Finance which is a gift of price and a reciprocal gift of money back to the merchant granting the discount to the consumer which also expresses the trinitarian process and effect of double entry bookkeeping of 1) equal debits and 2) credits that 3) sum to zero.
Finally, why not have a Wisdomics-Gracenomics which is a thirdness greater oneness of capitalism and socialism and which is also an integration of the opposites of temporal universe systems and spirituality because its the greatest opportunity to self actualize grace as in gratitude for a gift…since meditation and prayer???
The core problem is the current anomalous monetary paradigm for the creation and distribution of all new money, that is the applied and reality enforcing concept of Debt ONLY. The word ONLY designates it as a monopoly paradigm exactly like Salvation Via Roman Catholic Sacraments ONLY described the paradigm that The Reformation resolved. We need a monetary reformation/paradigm change. Historically all new paradigms are in complete conceptual opposition to the present paradigm and the new paradigm’s application totally inverts the prior paradigm’s enforcing reality for instance the Copernican cosmological paradigm change from geo/ego-centrism to helio/other than ego centrism. Paradigm changes are both mental and temporal universe phenomena and policies are the actions of systems so the opposite concept/reality of Debt as in the burden to pay/repay ONLY would be policies of Monetary Gifting. MMT is correct in identifying government deficits as payments to the private sector in other words a form of Gifting. Steve Keen advocates for “a modern debt jubilee” which is also monetary Gifting. UBI/Universal Dividend is also monetary Gifting. However, the most efficacious way to implement Monetary Gifting would be with a 50% Discount/Rebate at the various points of retail sale throughout the entire economic process…because EVERYONE must and does participate in/experience the effects of retail sale which in this case would be 1) the transformation of chronic erosive inflation into beneficial price and asset deflation 2) the mathematical doubling of everyone’s purchasing power and thus the potential demand for every enterprise’s goods and services 3) the transformation of chronic individual monetary austerity into universal relative monetary abundance and 4) just as a kicker would be the greatest opportunity to self actualize grace as in gratitude for a Gift of price/cost since meditation and prayer. We need a Wisdomics-Gracenomics.
Of course stabilizing a new paradigm would require an entire policy program and additional insights in the system/body of knowledge under analysis like Copernicus’ correct concept needed Gallileo’s observation of the orbits of the moons of Jupiter to establish that a helio-centric system was possible, and Kepler’s discovery of elliptical orbits to make helio-centrism actually more accurate than Ptolemaic cosmology. Ann I think your insights regarding the destabilizing effects of speculative finance is not unlike Kepler’s contribution and my additional assertion that “free” market theoretics is actually a fetishized belief in TOTAL FREEDOM and so is a misnomer for chaos because it ignores/does not realize that actual human freedom only exists within known and enforceable barriers.
Me: Excellent post and a must read book. I’m inclined to think that indeed both evolution and self awareness/consciousness itself are quantum phenomenon. In other words the quantum spark of self awareness/consciousness itself whose actions are looking/reaching out to experience/know something and then withdrawing so as to experience something else in a new unit of time results in a new experience if you realize that every next experience…is actually a new experience. And so, evolution is much more likely to occur if one cultivates a personal ethic of continually looking instead of the stifling jadedness of mere cyphering on orthodoxies that need revising/dropping, the misbegotten inclination to egotistically defend or ignore (like neo-classical economists frustratingly do) or even the acculturated blindness that can occur when an intellectual tool like science for instance morphs into a paradigm of Science Only.
Quantum awareness in continual nascent engagement with the nowness, newness, continuousness of the quantum flux is a higher state of consciousness and enables or even drives evolutionary change.
MRM: Throwing ‘quantum’ in every sentence is generally a sign of a crackpot displaying the Dunning-Kruger Effect.
Me: Perhaps, unless its usage is accurate, plausible and relevant to the point of discussion. One thing that is very often true though, is that long distance internet psycho-analysis is probably the one “discipline” less accurate than neo-classical macro…and an easy means of invalidating someone and simultaneously a way of (unconsciously) blunting or freezing insight and hence the possibility of evolution.
Thats what the two primary policies of my new monetary paradigm will accomplish for you and everyone else, so “lend me your ears” and let us begin the greatest evolutionary change in economics since the creation of the idea of debt.
Grace: The Concept Behind Every Historical Paradigm Change
Paradigms: The Applications of The Realities of Ideas
Accounting: The Tool That Creates Money and Money’s Paradigm/Reality
Retail Sale: The Universally Participated in and Hence Most Efficacious Point To Implement The New Monetary and Economic Paradigm
A 50% Discount/Rebate Policy At (the various points of) Retail Sale: The Application of the Gracious Reality of the New Monetary and Economic Paradigm of Gifting Via The Accounting Operation of Equal Debits and Credits That Sum To Zero
Why? Because grace is stable dynamic flow.
Because grace is abundance.
Because grace is integrative and unitary while still being competitive.
Because grace is beauty which is transcendant.
Because grace is resolution of opposites which is Wisdom.
Because grace is the active impluse and ability to care so its ethical.
Because grace is natural, in both nature and in oneself…so you don’t even have to chant the right name to invoke it which simultaneously invokes DUALITY ONLY as in CONFLICT ONLY and which is why economics and religion are so problematic.
So instead just stand in anticipation of it in the present time light of it…and strategically apply it at significant and universally participated in points in the economy like retail sale with a 50% Discount/Rebate policy…and we’ll take a giant evolutionary step toward accomplishing our species designation of homo sapiens/wise and discerning man…instead of wallowing forever in homo economicus.
The 50% Discount/Rebate Policy At Retail Sale: The integration of a discrete beneficial effect into the continuous economic process that is also universally participated in and hence that EVERYONE is (beneficially and continuously) effected by.
And my repy to a bunch of naysayers regarding Keen’s presentation: @profstevekeen You’re all wrong and Dr. Keen is correct. Its just that he hasn’t cognited yet on the most efficacious policy program that will resolve neo-classical macro’s problems and implement the new APPLIED concept/paradigm.
Social Credit/Wisdomics/Gracenomics/ Gracientialism 