Speaking of innovation the 50% Discount/Rebate policy at the various points of retail sale is so paradigm changing that its right up there with helio-centrism, homesteading, urbanization and agriculture, the control of fire, the creation of money itself and even the evolution of consciousness. Why? Because it invalidates anomalous orthodoxies like The Quantity Theory of Money with its implementation point being the summing and ending point of all costs and hence the point of calculation of ultimate inflation but with its reciprocal function of cost reduction for the consumer and rebate of total discounts back to the merchant it inverts the present reality of chronic erosive inflation into beneficial price and asset deflation which phenomenon again is a classic signature of historical paradigm changes.

Finally, it also qualifies as my coined term of a mega-paradigm change because its benefits spill over into bodies of knowledge and areas of human endeavor other than the area of primary analysis like for instance sociology and political science where it soothes the present tension over unafordability and the fact that Finance and oligarchs “own” governments.

Finally, finally, it expresses serendipity which is the unexpected benefit not even considered relevant to its primary area of application in that it creates a temporal universe system that everyone must and does participate in (retail sale and the economy) that enables and fosters better spirituality because its the greatest opportunity to self actualize gratitude for a gift…since meditation and prayer.

Not just an “Oh well” set of facts.

…but you can break it up thereby ending its dominating and destabilizing unavordability economic effects and implementing a new paradigm at a strategic point in the economic process that everyone must and does participate in which are the various points of retail sale. And that is what the 50% Discount/Rebate policy at retail sale precisely does.

Steve Hummel 08/16/2026

Refusing a gift is a social faux pas, and refusing a gift of price/purchasing power is the height of economic and monetary idiocy.

Steve Hummel 08/16/2026

Excellent exegesis of neo-classicalism, the most recent depressions/recessions, the stupidity of human orthodoxy/obsessive duality and of the monetary and economic necessity, if not the strategic efficacy of the double entry bookkeeping operations of equal debits and credits that sum to zero.

However, it fails to conceptually analyze that historically the “thing” that resolves those idiocies has always been an applied idea AKA a new paradigm that inverts and resolves the present paradigm’s anomalous realities. If we did that we could decipher the signatures and even the central reality creating concept behind historical paradigm changes themselves IOW create the new study of paradigmology.

That is what the policy program in my book Wisdomics-Gracenomics evolvingly does with its primary policy of the double entry bookkeeping operation of a 50% Discount/Rebate policy at the strategically aggregative as in universally participated in macro-economic points of both regular consumer retail sale, and also at the most anomaly creating retail point of all namely finance’s monopoly paradigm (Debt Only) expressed and enforced at the point of indebtedness itself which is one’s monthly mortgage, insurance, automobile or other big ticket item’s monthly payment.

Steve Hummel 08/16/2026

Political and military alliances and their peaceful and progressive intentions are sustained when their leaders combine might, the right and insight. They will fail when those leaders are plunderers, bunglers and habitual prevaricators.

The wisdom of Grace is the key to the first result, and graft to the second.

Steve Hummel 08/15/2026

I’m inclined to think that the key to developing and utilizing zero point energy is to focus on the present moment until you have the enlightening experience of what zen buddhism calls satori…which is actually a moment of the nascent integration of one’s consciousness with the continual electro-magnetic flux that is ever present…and which is actually the basis for our evolution of consciousness as well. This would make it a thoroughly natural phenomenon that could be both personally develop-able and very likely technologically focusable.

Its always been an oligarchy. Thats why we had slavery, Jim Crowism, women didn’t have voting rights, immigrant demogoguery…and Finance was The Great Oz behind the curtain the entire time.

Yes, all of the historical bad governments were overt fascist or otherwise totalitarian, but America’s promise was really just a suave form of oligarchy, and despite some progress in dealing with the above nasty facts that progress is only palliatives which continue to rise up like we see it happening here now.

The way toward an actual and permanently progressive democracy is a paradigm change in the monetary and economic systems. Why? Because it would implement permanent individual economic and financial security…and security is emboldening. Voting is true power, and your secure money-vote is the base upon which a true democracy can finally take root.

Wisdomics-Gracenomics permanently implements your secure money-vote and that is the rarest of human historical phenomenon which is a mega-paradigm. Historical paradigm changes have always been universally experienced moments of permanent progress whose benefits spill over into multiple systems, bodies of knowledge and areas of human endeavor…other than the primary system(s) under analysis, and also have serendipitously enabled progress in areas not even considered related to the primary area of the paradigm change…like spirituality in Wisdomics-Gracenomics does because its an opportunity for EVERYONE to self actualize gratitude for a 50% gift of price at retail sale and so a doubling of your current purchasing power.

Steve Hummel 08/13/2026

Power is addictive and so is control. However, control is even more so especially if it is paradigmatic control because its then a lot easier to hide due to the fact it is only an idea and so seems less temporally important. Also, it becomes acculturated, that is largely unconscious and unperceived. But paradigms are APPLIED ideas so they are extremely powerful and yet still difficult to perceive.

Such is the importance of paradigmatic analysis…and of all the monetary and economic analysts I been a student of since 2007 not a single one has analyzed the economy and money system conceptually/paradigmatically…except me.

Steve Hummel 08/11/2026

Just give everyone and every opting in commercial agent (read every one of them) an account at the central bank and mandate that it create and distribute the rebate aspect of a 50% Discount/Rebate at retail sale. After that, seeings how that would resign inflation to the dust bin of history you could fund the government with treasury bonds at a reasonable rate and then because the rationale for the FED funds rate is basically resolved forever by the 50% Discount/Rebate policy at retail sale because it accomplishes the Fed’s mandate to control inflation, the central bank could rationalize policy on any economic issue like for instance energy and climate change by floating eco-energy R & D treasury bonds at a rate of say 10%. Everyone would buy them, even the petroleum industry.

When you have a mega-paradigm change all manner of things become possible.

Steve Hummel 08/10/2026

Why? Because it could proactively deal with the almost inevitable investment AI slump and also the elimination of anywhere from 30-70% loss of employment that would cause unnecessary chaos when humanity needs sanity, security and the blessings that a culture of monetary grace as in Gifting could universally ellicit.

And remember, the thirdness greater oneness of an applied philosophy of a Wisdomics-Gracenomics; that resolves and redeems the flawed, unresolving and historically ethically challenged duality of capitalism or socialism…is a mega-paradigm change whose effects spill over into many more areas of human endeavor than merely economics, serendipitously including even spirituality because it enables everyone the opportunity to consciously self actualize grace as in gratitude…which is the experiencial point of every one of the world’s wisdom traditions.

Steve Hummel 08/10/2026