Posted To Ann Pettifor’s Substack Newsletter 02/04/2026

I would say that Buddhism emphasizes ethics which is the rational consideration of morals rather than the flawed gross moralism that judaism, christianity and islam are so prone to. A well considered ethic is actually a unitary thirdness greater oneness resolution…of a duality, that is a problem of opposites that seemingly will not resolve. An example of this is expressed in the buddhist symbol of black and white tears within a circle. The black and white tears are gross morals, the white dot in the black tear and vice versa in the white tear represents the necessity of the process of integrating opposites/the intellectual impulse and process of wisdom itself, and the entire image as a whole is an expression of trinity/thirdness/oneness/resolution/completeness/process.

Curiously, the semitic religions, understood and properly self actualized, point at trinity as well in that they point at grace as salvation/unity/resolution/completeness like Christianity’s Father, Son and Holy Ghost, Islam’s God is One God and Judaism’s Messiah/deliverer.

Viz paradigm changes and money and economics an analysis of the beneficial aspects of every historical paradigm change reveals that they are all an aspect or aspects of the natural philosophical concept of grace like trinity/thirdness greater oneness and Gifting for instance. This indicates that grace as in Strategic Monetary Gifting…is the new monetary and economic paradigm. MMT’s insight that government “deficits” are actually gifts of interest to bond holders and a job guarantee is a gift of income and hopefully of positive purpose, UBI is a continuing gift of income, and a “modern debt jubilee” is a gift of debt reduction albeit a one-off form of same. My contribution is the universally participated in and experienced 50% Discount/Rebate at the various points of retail sale, including the retail point of Finance which is a gift of price and a reciprocal gift of money back to the merchant granting the discount to the consumer which also expresses the trinitarian process and effect of double entry bookkeeping of 1) equal debits and 2) credits that 3) sum to zero.

Finally, why not have a Wisdomics-Gracenomics which is a thirdness greater oneness of capitalism and socialism and which is also an integration of the opposites of temporal universe systems and spirituality because its the greatest opportunity to self actualize grace as in gratitude for a gift…since meditation and prayer???

Posted To Ann Pettifor’s YouTube 02/03/2026

The core problem is the current anomalous monetary paradigm for the creation and distribution of all new money, that is the applied and reality enforcing concept of Debt ONLY. The word ONLY designates it as a monopoly paradigm exactly like Salvation Via Roman Catholic Sacraments ONLY described the paradigm that The Reformation resolved. We need a monetary reformation/paradigm change. Historically all new paradigms are in complete conceptual opposition to the present paradigm and the new paradigm’s application totally inverts the prior paradigm’s enforcing reality for instance the Copernican cosmological paradigm change from geo/ego-centrism to helio/other than ego centrism. Paradigm changes are both mental and temporal universe phenomena and policies are the actions of systems so the opposite concept/reality of Debt as in the burden to pay/repay ONLY would be policies of Monetary Gifting. MMT is correct in identifying government deficits as payments to the private sector in other words a form of Gifting. Steve Keen advocates for “a modern debt jubilee” which is also monetary Gifting. UBI/Universal Dividend is also monetary Gifting. However, the most efficacious way to implement Monetary Gifting would be with a 50% Discount/Rebate at the various points of retail sale throughout the entire economic process…because EVERYONE must and does participate in/experience the effects of retail sale which in this case would be 1) the transformation of chronic erosive inflation into beneficial price and asset deflation 2) the mathematical doubling of everyone’s purchasing power and thus the potential demand for every enterprise’s goods and services 3) the transformation of chronic individual monetary austerity into universal relative monetary abundance and 4) just as a kicker would be the greatest opportunity to self actualize grace as in gratitude for a Gift of price/cost since meditation and prayer. We need a Wisdomics-Gracenomics.

Of course stabilizing a new paradigm would require an entire policy program and additional insights in the system/body of knowledge under analysis like Copernicus’ correct concept needed Gallileo’s observation of the orbits of the moons of Jupiter to establish that a helio-centric system was possible, and Kepler’s discovery of elliptical orbits to make helio-centrism actually more accurate than Ptolemaic cosmology. Ann I think your insights regarding the destabilizing effects of speculative finance is not unlike Kepler’s contribution and my additional assertion that “free” market theoretics is actually a fetishized belief in TOTAL FREEDOM and so is a misnomer for chaos because it ignores/does not realize that actual human freedom only exists within known and enforceable barriers.

Posted To Steve Keen’s Substack Newsletter 02/03/2026

Me: Excellent post and a must read book. I’m inclined to think that indeed both evolution and self awareness/consciousness itself are quantum phenomenon. In other words the quantum spark of self awareness/consciousness itself whose actions are looking/reaching out to experience/know something and then withdrawing so as to experience something else in a new unit of time results in a new experience if you realize that every next experience…is actually a new experience. And so, evolution is much more likely to occur if one cultivates a personal ethic of continually looking instead of the stifling jadedness of mere cyphering on orthodoxies that need revising/dropping, the misbegotten inclination to egotistically defend or ignore (like neo-classical economists frustratingly do) or even the acculturated blindness that can occur when an intellectual tool like science for instance morphs into a paradigm of Science Only.

Quantum awareness in continual nascent engagement with the nowness, newness, continuousness of the quantum flux is a higher state of consciousness and enables or even drives evolutionary change.

MRM: Throwing ‘quantum’ in every sentence is generally a sign of a crackpot displaying the Dunning-Kruger Effect.

Me: Perhaps, unless its usage is accurate, plausible and relevant to the point of discussion. One thing that is very often true though, is that long distance internet psycho-analysis is probably the one “discipline” less accurate than neo-classical macro…and an easy means of invalidating someone and simultaneously a way of (unconsciously) blunting or freezing insight and hence the possibility of evolution.

How Would You Like To Be Able To:

  1. Fully pay for your college education without having to borrow a cent
  2. Receive $2000/mo of purchasing power at the age of 18 for life
  3. Be able to buy $100 worth of groceries for only $50, a $60k EV for the equivalent payment of a $15k loan and a $500k house for the equivalent poal payment of $125k loan

Thats what the two primary policies of my new monetary paradigm will accomplish for you and everyone else, so “lend me your ears” and let us begin the greatest evolutionary change in economics since the creation of the idea of debt.

Speech: Grace: The Concept Behind Every Historical Paradigm Change

Grace: The Concept Behind Every Historical Paradigm Change

Paradigms: The Applications of The Realities of Ideas

Accounting: The Tool That Creates Money and Money’s Paradigm/Reality

Retail Sale: The Universally Participated in and Hence Most Efficacious Point To Implement The New Monetary and Economic Paradigm

A 50% Discount/Rebate Policy At (the various points of) Retail Sale: The Application of the Gracious Reality of the New Monetary and Economic Paradigm of Gifting Via The Accounting Operation of Equal Debits and Credits That Sum To Zero

Grace: A Better Economic Standard Than Markets Only

Why? Because grace is stable dynamic flow.

Because grace is abundance.

Because grace is integrative and unitary while still being competitive.

Because grace is beauty which is transcendant.

Because grace is resolution of opposites which is Wisdom.

Because grace is the active impluse and ability to care so its ethical.

Because grace is natural, in both nature and in oneself…so you don’t even have to chant the right name to invoke it which simultaneously invokes DUALITY ONLY as in CONFLICT ONLY and which is why economics and religion are so problematic.

So instead just stand in anticipation of it in the present time light of it…and strategically apply it at significant and universally participated in points in the economy like retail sale with a 50% Discount/Rebate policy…and we’ll take a giant evolutionary step toward accomplishing our species designation of homo sapiens/wise and discerning man…instead of wallowing forever in homo economicus.

Posted To Steve Keen’s YouTube Video 02/01/2026

The 50% Discount/Rebate Policy At Retail Sale: The integration of a discrete beneficial effect into the continuous economic process that is also universally participated in and hence that EVERYONE is (beneficially and continuously) effected by.

And my repy to a bunch of naysayers regarding Keen’s presentation: ​ @profstevekeen  You’re all wrong and Dr. Keen is correct. Its just that he hasn’t cognited yet on the most efficacious policy program that will resolve neo-classical macro’s problems and implement the new APPLIED concept/paradigm.

Posted To Richard J. Murphy’s YouTube Video 02/01/2026

We don’t need capitalism or socialism we need the synthesis of that seeming unresolvable duality which is the thirdness greater oneness I call Wisdomics-Gracenomics. Grace is another word for caring. Grace as in loving/the active form of love is the ultimate ethic and personal experience and hence is the epitome of Wisdom. The beneficial effects of every historical paradigm change have always been an aspect or aspects of the natural philosophical concept of grace…RECOGNIZED and APPLIED. Like with a 50% Discount/Rebate policy at retail sale utilizing the same MMT recognized truth that new money is created by the double entry bookkeeping operations of equal debits and credits that sum to zero…except enlighteningly and resolvingly 50% of the new money created and distributed is a gracious/caring GIFT…instead of in the current monopoly form and concept of Debt ONLY….which is the core monetary and economic problem needing to be changed.

“Bean Counting”/Double Entry Bookkeeping Is The Salvation of the Economy, and Possibly The World

Who’da thunk it. All new money is created ONLY AS DEBT, but what if 50% of that new money was created as a GIFT and distributed at the single universally participated in point in the entire economic process, namely retail sale so everyone can purchase $100 worth of goods and services…for $50, and, as the retail point of Finance is one’s monthly mortgage, automobile, insurance or other big ticket item’s monthly payment that means that a $500k house is reduced to $250k at its purchase from a home builder and then 50% of your monthly mortgage payment is gifted to the bank…so you essentially get a $500k house for the equivalent monthly payment of a $125k mortgage. Hooray! Paradigm change! And, what is the normal human reaction to receiving a gift? Why thankfullness, gratitude and even joy! Which is exactly what we need in an increasingly contentious and hostile world. Grace as in Gifting: Visualize it, advocate for it and never give up doing so until it becomes the next evolutionary step for mankind.

Steve Hummel 01/31/2026