Posted To Rodger Malcolm Mitchell’s Blog 07/30/2026

A great and thoughtful post Rodger. Consider that the golden ratio is also a fibonacci sequence both of which are a trinity/trinitarian relationship. Likewise my assertion that the beneficial effects of every historical paradigm/pattern change is always an aspect or aspects of the natural philosophical concept of grace as in the integration of a duality/problem to the point of a thirdness greater oneness, i.e. a trinity/solution is what I call The Cosmic Code expressed in this formula:

[ ( A x Z ) —> C ) ]

Wisdom is itself a trinitarian intellectual process that practiced enables one to better recognize problems/dualities/logically opposed ideas, emotions or efforts and elicit thirdnesses from a synthesis of the duality. Furthermore grace/graciousness (or some other word that represents the same concept and experience like satori, enlightenment, etc.) is considered to be the ultimate wisdom. The following are considered wisdom and are also aspects of the concept/experience of grace: love/loving intention/loving action, flow/free flowingness, process/time itself, newness of nowness/presence/emergence/continuous change/progression/evolution…and economically and monetarily Gifting/the free gift.

I’m considering extending the above formula to include a fourthness/quadrinity which is simply a state of continuous trinity/grace/samadhi, etc thusly:

{ [ ( A x Z ) —> C ) ] —> [ ( A x Z ) —> C ) ] ———-> }

Finally, if I’m correct in saying that the beneficial effects of all historical paradigm changes are aspects of the concept of grace that would mean that we could better recognize and effect paradigm change in whatever system, body of knowledge or area of human endeavor because it would make paradigm change a “plug and play” straight forward intellectual process of discovering the relevant aspect of grace and its most efficacious application., i.e. a study of Paradigmology.

Posted To Mish Shedlock’s Blog 07/29/2026

The whole curfuffle over FED funds rate changes is just Ptolemaic cosmologists insisting that epicycles are the way to explain the anomalies of planetary movements in a paradigm of geo-centrism. Correctly change the paradigm and the anomalies resolve and the new paradigm makes things work as they should without all of the pain the current paradigm creates and enforces…and all of the incredible twisting and turning of logic to try to explain and justify a falsehood.

Implement a 50% Discount/Rebate at the various points of retail sale and inflation is mathematically transformed into deflation ($100 worth of groceries can be bought for only $50 and yet with the rebate aspect of the policy the merchant gets their full payment of $100). The merchant also gets a potential doubling of demand for every one of their goods and services that they can compete for on price and with innovation which are economic virtues instead of simply inflating which is somewhere between an economic misdemeanor and a first degree felony.

Mish I admire your objectivity about the FED and your photography is lovely, but your clinging to libertarian economic theory in the face of my more than decade long posting of the undeniable mathematical and economic effects of this single policy is telling. The socialist obsession with raising taxes is an equivalent orthodox stupidity. Instead give every individual and commercial agent an account at the central bank and mandate that the FED distribute the rebate aspect of the 50% Discount/Rebate and the Federal Reserve becomes the General Reserve and the equally stubborn orthodoxies of socialism and capitalism becomes an economy of grace as in monetary gifting AKA Wisdomics-Gracenomics.

Second post on a second thread onsame subject:

The FED doesn’t work. It doesn’t fulfill or accomplish it mandates. Never has. Why? Because it was designed to make the world safe for private banking and reinforce banking’s monopoly paradigm for the creation and distribution of virtually all new money. Raising interest rates is a heavy handed piss poor policy. This is mostly because “free” market theoretics is actually a fetishized misnomer for TOTAL freedom IOW chaos because in the human universe and human systemic policies there is only freedom within known and enforceable barriers. Thats because there’s this “little” thing called ethics…which people who can only think in terms of an orthodoxy blithely ignore. Orthodoxies prevent actual looking/perceiving and so trap people into stupidities, falsehoods and unworkabilities. You want to end inflation and supercharge the robustness of the economy, use double entry bookkeeping’s operations of equal debits and credits that sum to zero applied to price at retail sale with a 50% Discount/Credit to the consumer and Rebate/Debit back to the merchant granting the 50% discount and voila! beneficial price and asset deflation. Just keep doing the debits and credits until you see it.

AO: the purpose of the central bank is to fund the government’s deficit. 

Me: Yes it can do that also even with minimal taxation on income. The central bank can create as much money as it desires. That would result in inflation in “free” market theoretics…unless of course the created money was the rebating of the discounts granted to consumers at retail sale because being able to buy $100 worth of goods for $50 or buying a $500k house for $250k is a funny kind of inflation. And of course opting into the 50% Discount/Rebate policy would include a promise not to inflate your prices by more than 2% per annum, and any revenue you garnered by additional inflation would be taxed at a rate of at least 100%. Furthermore, no sane business owner would be able to resist such a policy because if they did even the stupidest consumer is not going to give them 100% of price when they can walk down the street and only pay 50% of it to their competitor. Finally, why would a business person not want such a policy when it potentially doubles the demand for every one of their goods and/or services???

The 50% Discount/Rebate At Retail Sale Fulfills The Fed’s Mandates In Spades

It ends inflation for every economic agent by implementing beneficial price and asset deflation and doubles the purchasing power of every individual agent while simultaneously doubling the potential demand for every enterprise’s goods and services which is the dictionary definition of good economic times and thus stabilizes the macro-economy making increased employment much more likely. So instead of pushing on a string and punishing every economic agent when their actions are supposed to benefit them it becomes The General Reserve and directly benefits all agents.

Steve Hummel 07/29/2026

Outline of Documentary Film About Wisdomics-Gracenomics, Its Policies, Benefits and How Best To Promote The Mass Movement For Its Implementation

I. Create a simple sit down question and answer documentary film describing and explaining the primary policies of Wisdomics-Gracenomics

A. Introduce yourself and the topic and Model how the “Big Three” policies of a 50% Discount/Rebate policy at the various points of retail sale, a reasonable Universal Dividend of at least $1000/mo. and the amending and transformation of The Federal Reserve Act to create The General Reserve works so every individual and every enterprise can see their results and how they wildly benefit them.

Script: Hi, my name is Steven C. Hummel and this is my son Steven Andrew Hummel. Today we’re going to discuss and model several key policies of an entire policy program that in my book Wisdomics-Gracenomics fully fleshes out a new monetary and economic paradigm that wildly benefits every economic agent individual and commercial. I have been a student of many of the leading economic theorists since before what is often called The Great Financial Crisis in 2008. I hasten to add that all of these theorists are very intelligent and scholarly and all are worth reading because they emphasize different aspects of our economic problems. However, the one area or aspect they all generally neglect or miss, and I have trained myself to perceive, is analyzing the economic and monetary systems on the conceptual/philosophical level, and as paradigms present and new are concepts and beyond that applied concepts that historically create, reinforce, permanently progress and simultaneously change both mental and temporal universe realities, that makes analyzing and discovering a new paradigm extremely important. One further aspect of present paradigms is that they are always long acculturated which tends to make them largely subconscious or even unconscious to the majority. They’re like breathing which we mostly are unaware of…until we can’t breath and then they loom up and reveal themselves to be of supreme importance. So hold on to your hat because if you keep an open mind and pay attention you’re going to be one of the first to learn a new applied world changing idea…that will invalidate old orthodoxies on all sides while wildly benefiting you…and everyone else.

Okay. Lets start with and model what I consider to be the most important policy of the new monetary paradigm. I call it the 50% Discount/Rebate policy at regular consumer retail sale and at the retail point of finance which is one’s mortgage, automobile, insurance or other big ticket item’s monthly payment. Andrew you can be the consumer, I’ll be the merchant and this little token can be the central bank. I call this policy The 50% Discount/Rebate at Retail Sale.

Okay I the merchant agree to discount every one of my goods and services by 50% so Mr. consumer how much did that $100 worth of candy bars and other ultra processed foods cost you? Andrew: $50. And now because everyone and every commercial agent gets an account at the central bank with the rebate aspect of the policy they get every cent of their discounts distributed back to them so I the merchant say: Thank you central bank for creating the other $50 and rebating every cent of it back to me so I get my full price…and a potential doubling of the demand for everything I sell to boot. Its a win/win for both agents and everyone because everyone participates in and/or is effected by the price at retail sale.

This policy is actually a paradigm change all by itself, but wait, its not done benefiting everyone yet. What is the retail point of finance? Its everyone’s mortgage, automobile, insurance or other big ticket item’s monthly payment. So do the math for a $500k house. The home builder or home owner agrees to reduce their price by 50% so they go to finance and get a $250k loan and when their monthly payment comes due…the central bank pays for half of it, so the buyer gets a $500k house for the payment equivalent of a $125k loan and the market for the banks’ product is at least quadrupled. Oh sure, the banks will probably object because institutions that wield a monopoly paradigm like the banks do have gotten used to blithely dominating everyone…but thats where you the consumer and voter come in. You don’t have the banks’ problem and you abide by the truest of political truisms which is: you vote your pocket book and we are many and those who would oppose this policy are few, so don’t get distracted by the cynics just keep broadcasting these benefits and “Don’t worry, be happy? (Smile)

B. Show how this most fundamental policy of Wisdomics-Gracenomics and the rest of the aligned policy program resolves the opposed self interests of merchant and consumer thus resolving that duality with a completely separate and new thirdness greater oneness that simultaneously accomplishes the goals of both capitalism (profitability) and socialism (greater economic purchasing power and universal economic democracy) without the heavy handed historical flaws of economic manipulation/oligarchy, political domination/suave and even totalitarian control, fraud, mistaken austerity and most consequencially breaking up the monopoly paradigm on the creation and distribution of new money that Finance has wielded since the first day of human civilization.

Script: The 50% Discount/Rebate at retail sale integrates and resolves the normally opposed self interests of the consumer and merchant by simultaneously increasing the individual’s purchasing power and the potential profitability for the merchant’s goods and services and hence creates a true synthesis/thirdness greater oneness reality and the resolution of the long standing problems of chronic inflation, chronic monetary/purchasing power austerity and invalidates equally long standing orthodoxies in this case The Quantity Theory of Money and all of these are signatures of historical paradigm changes. It pin points and benefits all parties by resolving the deepest problem of modern economies which is Finance’s wielding of the monopoly paradigm for the creation and distribution of virtually all new money which is the applied concept of Debt Only. It is entirely analogous to the last monopoly paradigm we needed to break up which was Salvation Via Roman Catholic Sacraments Only (the word Only designates it as a monopoly paradigm) and which lead to The Protestant Reformation. We need a monetary and economic reformation.

C. Rebut the various objections including the cynicism, energy, ecological/excessive consumption and planetary finitude ones

D. Show how the above new paradigm is actually a new phenomenon known as a mega-paradigm change and describe the aspects that new phenomenon

  1. Universality of experience of beneficial effect
  2. Continuous experience of beneficial effect
  3. Beneficial effects in multiple cultural, systemic, body of knowledge and/or areas of human endeavor
  4. Serendipity/unexpected benefits in areas formerly and logically not considered relevant to the problem resolved by the new mega-paradigm change

E. Propose that there has only been probably three mega-paradigm changes in the entire history of the human species

1. Evolving self awareness/consciousness and hence the reality of morals and the rational consideration of morals AKA ethics,

2. Control of fire

3. The change from nomadic, tribal hunting and gathering to homesteading, urbanization/civilization/city and nation states and agriculture

F. Emphasize the serendipitous effect of the new monetary and economic mega-paradigm change which is that it universally enables a spiritual/beneficial personal experiencial effect (self actualization of grace as in gratitude for a gift) while also becoming the first temporal universe system/institution other than an overtly religious one to create such effect.

G. Show how the beneficial effects of every historical paradigm change have always been an aspect or aspects of the natural philosophical concept of grace and how that is the supreme insight of Wisdomics-Gracenomics because it enlightens us to the fact that paradigm change has consequencially become a straight forward and logical “plug and play” intellectual process of finding the relevant aspect(s) of the concept of grace and how, where and when to most efficaciously apply it. Thus the study of Paradigmology and the philosophy of Gracientialism.

H. How the audience can help create the mass movement to implement this new mega-paradigm

  1. Political activism that emphasizes the fact that Wisdomics-Gracenomics integrates the political and economic agendas of both major parties by greatly advancing the goals and benefits of both profit making economic systems and the social good.
  2. Ignore cynicism and blatant rigid orthodox objections while simply continuing to demonstrate the personal and temporal universe benefits of Wisdomics-Gracenomics
  3. Always remember that 1) we the beneficiares of Wisdomics-Gracenomics are many and those who would irrationally object to same, because they will benefit too…are few and 2) the truest of political truisms that people vote their pocketbooks IS TRUE AND APPLIES.
  4. Hold politicians who are elected and support Wisdomics-Gracenomics accountable to forthrightly legislate its entire policy program before any other political business is acted upon, including the prior understanding and agreement by them that any foot draggers or backsliders will be immediately recalled by their constituants.
  5. Don’t worry, be happy! 🙂

Wisdomics-Gracenomics and the 50% Discount/Rebate Policy: Everyday and Continual Serendipity. Who’da Thunk It?

Because its the universally participated in point (retail sale) and first temporal universe system (the economy) to be the greatest opportunity to consciously self actualize grace as in gratitude for a gift…since meditation and prayer. And you don’t even have to chant the right name all you need to do is go to the store and buy something.

Who’da thunk it!? You know, instead of saying: “Damn! Oreos just went up another 10%! You can say: “Thank you Mr. and Ms. Merchant for enabling me to buy $100 worth of groceries for only $50, and thank you Mr. and Ms. politician for waking up and finally passing legislation that serves everyone and every enterprise”…and even “It really is a wonderful life when you’re guaranteed financial security, isn’t it! Why I don’t even feel like slappin’ the dog…or the wife. Every time I go to the store I feel like givin’ em a hug instead!

Steve Hummel 07/27/2026

Systemic vs Conceptual/Paradigmatic Analysis

Systemic/Problem Identification analysis while good and necessary generally results in at best palliative reforms. However, as paradigms both current and new are applied concepts that create and enforce both human personal and temporal universe realities, identifying and most efficaciously applying the new paradigm is orders of magnitude deeper, more permanent and beneficial than systemic analysis alone can ever be. History confirms this fact.

Having said all of that, what if one identified the single concept whose aspect or aspects has always been the beneficial effects of every historical paradigm change? Now that would be a supreme insight, and would enable the analyst to simply identify and most efficaciously apply the aspect or aspects of that concept in a straight forward logical intellectual “plug and play” fashion and so streamline the accomplishment of paradigm change.

This is Paradigmology, and that natural philosophical concept is grace.

Steve Hummel 07/27/2026