1. new money is created with equal debits and credits that sum to zero as MMT, Steve Keen, Michael Hudson, Ellen Brown, Ann Pettifor etc. etc. say it is
2. more money without known and enforceable barriers, i.e. chaos, will result in increased inflation, then
3. why don’t all of those in #1 above realize that a 50% Discount/Rebate policy at regular consumer and financial retail sale is the missing link policy action that resolves the deepest and most resistant problems of modern economies, supercharges their philosophically aligned policies of UBI, job guarantee and running government deficits and basically effects a new monetary and economic paradigm with that single policy, and not even mentioning the serendipitously beneficial effect of it being greatest opportunity for EVERYONE to self actualize gratitude for a gift since meditation and prayer???

The answer is the unconsciousness created by long term acculturation of the present paradigm, unwillingness to become comfortable with ambiguity which is the signature of addiction to orthodoxy and failure to analyze historical paradigm changes conceptually/philosophically/paradigmatically and hence realize that the beneficial effects of every historical paradigm change have always been an aspect or aspects of the natural philosophical concept of grace…as in gifting for instance in this case.

Finally, as the aspects of grace are the operant factor and effect of every paradigm change, then that means that effecting paradigm change can become “plug and play” because all you have to do is find the relevant aspect of grace and how to most efficaciously apply it in the temporal universe…and voila! the greatest and most long effecting, progressive and historical human phenomenon is a straight forward intellectual process.

Steve Hummel 05/25/2026

MSRP and claims that one could sell a product and make a profit if they charged you 50% more than what their ultimate price is doesn’t pass the smell test. Marketers know what the market will bear and it isn’t 50% more than what they’re offering. The demand simply isn’t out there. So out with phoniness and in with the beneficial integration of opposite self interests created by the 50% Discount/Rebate policy which is a genuine paradigm change in a single policy.

No shit. Right on down the line space, time, consciousness itself separately and as a whole is/are an aspect of the concept and more importantly the experience of grace. And all you really have to do is consciously stand in the light of that fact….by looking at it, at whatever is presently all around you at any given moment.

Steve Hummel 05/23/2026

The operant belief and applied concept creating both the personal and systemic/temporal universe realities of a system, body of knowledge and/or area of human endeavor. This is true of both present anomalous paradigms and new paradigms. The only difference is the first has become problematic due to the universe being an emergent phenomenon and the second is the resolving new perceived and applied concept.

Normally paradigms are obscured by their long term acculturation and new paradigms are resisted/propagandised against by the wielder(s) of the present paradigm. Much of this obscurity and self interested delaying can be overcome by the insight that the beneficial effects of all historical paradigm changes has always been an aspect or aspects of the natural philosophical concept of grace. Thus, if you find the relevant aspect of grace and find how to best apply it…it makes paradigm change virtually a “plug and play” process. This is the core of paradigmology and of my book Wisdomics-Gracenomics: The New Monetary and Economic Paradigm, and of its new philosophy of Gracientielism.

Steve Hummel 05/23/2026

Global warming is undoubtedly the biggest problem we need to resolve. Thats why a policy of a sliding scale required percentage of gifted purchasing power created by a 50% Discount/Rebate policy at retail sale be “taxed” into a gift of a guaranteed investment to fund Eco-Energy R & D treasury bonds at 5-6% thus enabling a potential second Copernican Cosmological-like paradigm change from Geo-Centric Energy Production and Sourcing ONLY to Cosmic as in Quantum Sourcing and Off Planeting Energy Production. It would make rational action for ecological sanity profitable and also mitigate the increase in consumption the Discount/Rebate policy at retail sale would create.

My 50% Discount/Rebate policy at regular consumer retail sale and the retail point of Finance, namely one’s mortgage, automobile, insurance or other big ticket item directly addresses and resolves this problem. Inflation? No problem when the new monetary paradigm breaks up the present monopoly paradigm for the creation and distribution of virtually all new money is Strategic Monetary Gifting at the terminal summing point of all costs and hence price (retail sale) with a 50% discount/credit there and an equal rebate/debit back to the merchant granting that discount to the consumer IOW utilizing MMT’s insight that money is created with equal debits and credits that sum to zero. The effect? Doing the central banks job by transforming chronic erosive inflation into into beneficial price and asset deflation. (Invalidation of The Quantity Theory of Money and Milton Friedman turns over in his grave and falls from the sixth to the seventh level of hell.) Full employment? Well in our emerging age of AI that also requires a UBI and job guarantee, but mathematically doubling everyone’s purchasing power in the mean time goes a long way toward creating the textbook definition of “good economic times” and staving off the catastrophe waiting to happen when all but two of the AI enterprises go out of business and the others are looking to be bailed out by the central bank.

Change the ideas/concepts/paradigms creating and re-inforcing mental and temporal universe reality behind our systems and you go to the source of the problem instead of only sticking one’s finger in the hole in the dike with a paradigm of Systemic Reforms Only.

Rebut Cynicism. Cynicism is generally well meant, but very often mistaken.

Description of personal and systemic benefits of the primary policy of the new monetary paradigm

Universality of Benefits…even to banking, and using examples of the aspects of grace like balance, synthesis/integration of opposites, joy, relief, trinity/thirdness greater oneness as in resolution of opposites, etc. to dramatize the benfits of the new paradigm…and to reinforce the insight that grace is the signature of historical paradigm changes

Serendipity/Unanticipated Benefit is the Signature of Mega-Paradigm Changes

a) Examples

b) Who would have thought that giving everyone money would beget grace as in gratitude for a gift instead of the quite true proverb that the love of money is the root of all evil? Thats because loving money as that biblical insight is meant to warn us about is describing greed, while Monetary Gifting still requires that full price is paid, but the benefit of integrating graciousness as in gifting into that process greatly increases everyone’s economic security which enables a continuous and universal economic deep breath thus relieving chronic stress and a deeper stronger opportunity to better enjoy (joy/enjoyment is an aspect of grace) life moment to moment.

Rebut perfectionism by pointing out its false universality of effect, and mistaken prevention of both progress and the important process of human purposefulness and character development.

Central banks were originally set up to make the world safe for private banking by not having the policy tools to resolve or interfere with the instability that the banks create with their monopoly paradigm for the creation and distribution of virtually all new money, namely Debt Only…while also being able to bail the banks out when that paradigm causes the shit to hit the fan as serially happens and as we saw in 2008. The answer is to break up that monopoly concept with the new concept of Strategic Monetary Gifting primarily with a policy with real teeth and stupendous benefits like the 50% Discount/Rebate at both regular consumer retail sale and also the point of financial retail sale which is one’s mortgage, insurance, automobile or other big ticket item’s monthly payment. Doing that mathematically doubles the regular everyday purchasing power of EVERYONE and doubles it once again for any new indebtedness. IOW you get $100 worth of groceries or other consumer goods…for $50 and a $500k house for $250k and then when your monthly payment comes due the central bank pays 50% of it. All commercial agents get their full price and chronic erosive inflation is transformed into beneficial price and asset deflation. Its a paradigm change in a single policy.

Finally, the answer to the cynic, which the banks are hoping you fall for is two fold: #1 we the individual and commercial agents other than the banks are many and they are few, and #2 the truest of political truism’s is: People vote their pocketbooks.

…by rebutting the biggest reason people reject what you’re saying. In this case the cynicism reply. Cynicism regarding the new monetary paradigm is the worst intellectual disease of modernity because its been acculturated since day one of civilization and stops action before its even begun. The answer to the cynic is this: Remember these two truths. First, the incredible benefits of the new monetary paradigm effect everyone and every economic agent both individual and commercial so those who would oppose it are few which means we have them wildly out numbered. Secondly, the truest of political truism’s applies and that is that people vote their pocket books.

Steve Hummel 05/19/2026