Indeed accounting is a powerful temporal universe reality anchoring discipline especially when it is wielded by banks to enforce their monopoly paradigm of Debt Only as in the burden to repay in the creation and distribution of new money.
But what if utilizing the accounting equation we credited 50% of the price of virtually everything to the consumer at retail sale, and the government rebated that credit back to the merchant granting it to the consumer? That would macro-economically implement beneficial price and asset DEFLATION which is a destruction of the profit-making orthodoxy that deflation is bad for commercial agents, and enlightens the fact that retail sale is the sole aggregative as in universally participated in/personally economically effecting point in the entire economic process (worthy of a non-Noble prize in economics if I do say so myself) and is thus the perfect place to implement the above monetary policy because:
1) it mathematically doubles everyone’s purchasing power and so
2) potentially the demand for every enterprise’s goods and services,
3) ends inflation forever and last but not least
4) transforms the often onerous experience of going to the store to buy something into the greatest opportunity to self actualize gratitude for a gift since meditation and prayer. Exactly what an increasingly hostile and chaotic world needs.