Socialism/Communism is ownership and direct control of enterprise by the state. Libertarian “free” market theoretics is actually the chaotic mask behind which Finance serially rescues itself from its destabilizing monopoly monetary paradigm of Debt Only while inflicting unnecessary pain on every other economic agent. Wisdomics-Gracenomics is the monetary and economic freeing of every individual and commercial agent from that domination. Its a true thirdness greater oneness solution to the unresolving orthodox obsessions of both capitalism and socialism.

Steve Hummel 07/21/2026

Its good you’re finally analyzing debt conceptually because paradigms are applied concepts and paradigm changes are the most progressive phenomena in human history. The core of the problem is private banking wields a monopoly paradigm of Debt Only for the creation and distribution of all new money. The word “Only” designates it as a monopoly concept/paradigm, and it is entirely analogous to the Roman Catholic’s monopoly paradigm of Salvation Via Roman Catholic Sacraments Only. There isn’t anything intrinsically wrong with debt itself…only its monopolization. Debt jubilees are fine, but they’re palliatives because they don’t continuously deal with the monopoly. The most efficacious way to deal with the Debt Only monopoly paradigm is to find a place and time in the economy that everyone participates in and is a continuous action and aspect of the economy itself…like retail sale. Thus a policy of a 50% Discount/Rebate at both regular consumer retail sale and the retail point of finance (your mortgage, insurance, automobile or other big ticket item’s monthly payment) would reduce cost and the rate of increase of debt CONTINUOUSLY while with the rebate aspect of the policy make the merchant whole on their entire price. We needed the Protestant Reformation and we now need a monetary and economic reformation as well.

The Bankers and Oligarchs: “I don’t care if it even benefits us, this must not happen, or we will lose control.”

The Activists for the new paradigm: “This must happen because it finally benefits and frees everyone.”

Protagonist: “Control is even more precious than power because it can be better hidden, but even it can be overt and redeemed by grace.”

Potential Movie Titles or Acts of The Play: The Odyssey of Grace, Cynicism Is Irrelevant, Wisdomics-Gracenomics, Paradigmology, Milton Friedman Turns Over In His Grave

Steve Hummel 07/20/2026

We need to amend The Federal Reserve so as to make it The General Reserve that makes the various debits and credits of the 50% Discount/Rebate and other policies of the new monetary paradigm. This makes the central bank the BFF of EVERY economic agent individual and commercial instead of the handmaiden and bail bondsman of only the private banking system and their present monopoly paradigm for the creation and distribution of all new money AKA Debt Only.

The universality of benefits of the policies of the new monetary paradigm make this politically powerful if not inevitable because we the people are many and those who would oppose this are few, and the political truism that people vote their pocketbooks is indeed also true.

Steve Hummel 07/20/2026

The physical/temporal universe is a duality/problem/learning tool set up to enable a trinitarian/thirdness greater oneness resolution of the duality.

Steve Hummel 07/20/2026

Duality is an opportunity for orthodoxy. Trinity/thirdness greater oneness of a duality is an opportunity for Wisdom.

Steve Hummel 07/20/2026

Looking, direct looking/personal experiencing/participating, not thinking/abstraction is the action of consciousness itself. Science habituates one to the latter and can even inhibit/diminish/atrophy the former in an age that makes science just another orthodoxy..unless one recognizes that abstraction emerges out of consciousness not the other way around. Its why zen buddhist monks gaze at walls. They’re simply practicing looking and when you see something in the present moment its satori, and seeing whatever is in the next and the next and the next moment can become samadhi which is an ultimate state of thirdness greater oneness of the apparent duality of one’s consciousness and the rest of the cosmos. A state of total graceful flow if you will. This trinity is a kind of integrative cosmic code that the world’s major wisdom traditions (and I’m confident native ones as well) point at.

Steve Hummel 07/20/2026

And basically personally ignore any orthodox objections to it, while rebutting them with the temporal universe beneficial effects FOR EVERYONE…until they see it and that its in their interests as well.

Cynicism is irrelevant to those aware of the power, progress and necessity of paradigm changes.

Steve Hummel 07/18/2026

The commercial agent must agree not to inflate more than 2% per annum (the 50% Discount is actually a permanent 52%, and is also indexed to an honest evaluation of actual monthly inflation), and include and maintain any present discounts on their products and services.

Commercial agents get real: The days of deception, fraud and theoretical total freedom, i.e. the chaos of no actual and enforceable barriers, especially ethical barriers, is a contradiction in an economy enfused with grace as in Gifting.

MSRP (Manufacturer’s Suggested Retail Price) is not an actual economic “suggestion”, but rather a necessity because without it very, very few individuals could afford to buy an automobile or re-sell goods and services that previously failed to sell due to price or over production.

However, these discounts must continue because their elimination would be a misalignment with the new monetary paradigm concept of Gifting as well as a blunting of the very resolving effect of the primary policy of the new paradigm, namely the 50% Discount/Rebate at retail sale.

Steve Hummel 07/18/2026