Why? Because retail sale is simultaneously the terminal summing point of cost and terminal ending point of the entire economic process where production exits the economy and becomes consumption. So even though the result of the policy would be a large increase in the money supply it isn’t inflationary but in fact is beneficially deflationary. Holy Shit Batman! Its a paradigm change in a single policy!

Rebuttal to: “Yeah, well what about if the merchant raises their prices before and/or after the rebate?” No, in order to qualify for the wildly beneficial and so irresistible rebate aspect of the policy (it doubles the potential demand for all of the merchant’s goods and services) the merchant must promise not to inflate more than 2% per annum and to maintain any previous discounts on goods and services…and if they cheat or don’t keep their word any revenue they may garner from such cheating will be taxed at a rate of at least 100%.

That creates free marketing where it didn’t exist before because there are presently no known and actually enforceable barriers in “free” market theoretics. (for instance greedflation, deception, hostile take overs etc. etc.) The 50% Discount/Rebate at retail sale establishes known and enforceable barriers and so also establishes ethics in economics where before commercial agents could yell Fire! in the theater of the economy and get away with it. And if you prefer a world where the “little thing” known as ethics doesn’t actually exist…you live on a different planet than the rest of us inhabit.

The concept of grace as in love in action and its multitudinous aspects is the concept behind every historical paradigm change. This is actually a much greater insight than grace (as in Gifting) being the concept behind the mega-paradigm change in economics and the money system. Why? Because all you have to do is look for and apply the relevant aspect(s) of grace to any system, body of knowledge or area of human endeavor…and you’ve discovered the new paradigm! Can’t miss, because grace is active/activism which means its relevant to the temporal universe and is also recognized as the superlative ethic by all of the world’s major wisdom traditions, so its about wisdom, i.e. depth of knowledge/knowing and so is completely and utterly personally relevant as well.

Finally, for all of the apparently powerful and energetic aspects of the cosmos, at the heart of physics the fact is particles/physical reality emerges from the zero point of energy the source of which is utterly powerful and dynamic (an aspect of grace) and so is a huge hint that at base the cosmos itself is actually in a state of grace…and all one really needs to do to experience grace is to “stand in its light.” This is mirrored in various meditative practices especially like in zen buddhist wall gazing where one’s focus is on the present moment (enabling a nascent awareness/integrative experience of one’s awareness and the electro-magnetic flux from zero point) and so becomes an awakening experience of grace.

Its the eureka! experience itself.

…is the paradigm changing mathematical and temporal universe theory of value.

Steve Hummel 03/26/2026

Because it integrates the normally opposed self interests of merchant and consumer by wildly benefiting both agents with the equal increases in both purchasing power (consumer) and demand for goods and services (merchant).

Its what will peacefully accomplish what Marx wanted (economic democracy and revolt of the bourgeoisie) and stabilize, rejuvenate and begin to bring ethics to capitalism by integrating the relevant aspect of the natural philosophical concept and highest human ethic AKA grace (and in this case Gifting) into its very purpose and everyday activity (the point of exchange which is retail sale).

Its the heart and soul of what I call Wisdomics-Gracenomics.

Consumers/workers and merchants/bourgeosie, unite!

Steve Hummel 03/26/2026

I heard Sen. Bookers call for grace as the solution to our deepening political and social antagonisms. I’ve been a student of the most progressive economists on the planet since the recession of 2008, and written a book entitled Wisdomics-Gracenomics with a single innovative policy that is a paradigm change in and of itself. I would love to have an opportunity to speak with Senator Booker or his staff about policy and answer any questions they may have. I’m as democratic and progressive as one can be, but I hasten to add that if the democrats don’t recognize the gracious monetary, economic and even personal power this policy can evoke that I’ll have to resort to pitching it to the republicans who I don’t trust not to bastardize it, but because they generally recognize power when they see it.

And the solution to This is screamingly the 50% Discount/Rebate policy at retail sale. Instead of “Oh shit! Oreos just went up another 10% you get to buy virtually anything for 50% off, and if you have to borrow in order to get it, you get 75% off.

Eureka! You have found it!

The Wisdom Counsel of Grace. Why?

Because the consideration that a decision is legal is still often tarnished by personal bias and political partisanship, while Wisdom is the complete intellectual integration of opposites to the point of a thirdness greater oneness of a duality/problem/legal issue, and is also the natural philosophical (not necessarily religious) concept of grace as in love in action in the temporal universe and so is the ultimate ethic, and ethics are the rational consideration of mere black/white/dualistic morals.

Its not a redundancy, but a quadrinity, the fourth state beyond trinity of not only completeness but considering the implications of continual completeness analogous to the state beyond satori/the point of enlightenment, and aiming for and pointing at samadhi, which again is the state of continual enlightenment.

…”social” media to habituate us to being isolated, frustrated and anti-social. Why not implement the 50% Discount/Rebate policy at retail sale and “habituate” everyone to gratitude for the gift of 50% of the price of everything???

Steve Hummel 03/23/2026