Wisdomics is the application of the process (integration of truths) and the insights of Wisdom to economics and the money system. Wisdomics is the closer look, the deeper analysis and the more ethical and responsible solution to economic and monetary problems.

The concept of trinity-unity is a well established one philosophically and naturally.

Because of the well established philosophical and natural concept of trinity-unity a formula that defined and applied the concept of trinity-unity would be extremely powerful and valuable in the temporal/physical universe.

Ideas, especially generally held ideas, i.e. paradigms have deeper and more long lasting effects than structural reforms. If you change a paradigm, you immediately change a significant idea in the heads of virtually everyone. How powerful and transformative would that be?

A structural reform that aligns with an idea and/or a general idea/paradigm is also very powerful.

The new monetary paradigm is Direct and Reciprocal Monetary Gifting.

Public Banking is a structural reform that is aligned with the new monetary paradigm of Direct and Reciprocal Monetary Gifting.

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The Flow of   Start, Change and Stop

The fact that everything in the temporal/physical universe must follow a three step process known as Start, Change and Stop is a Wisdom insight. That insight is incredibly powerful when it is appropriately and timely applied to economic and monetary policy. Understanding S,C & Stop with Wisdom enables one to cut through all of the complexity of the economy and see that the stopping points of the economy are ideal places and times to implement monetary and economic policy because at that precise place and time in the economy, that is at each business model’s retail product’s sale, is where costs and prices for that item or service are terminally summed, that business model’s economic process of production ends and is transformed into consumption. Thus you can implement a discount policy on prices then and there and it will be completely unobtrusive to the entire process of price determination, and if you empower a monetary authority to rebate every cent of the discount an enterprise gives to its consumer, then the enterprise, the consumer and the entire system are benefited. The consumer with lower prices, the enterprise with the ability to sell its product at a discount which will increase sales and profits and yet still get his full best competitive price via the rebate, and the entire system because its vector, its thrust is toward price deflation, increased individual income, a downsizing of the market and necessity of Debt for Finance and hence a continuing prosperous free flowingness to the economy as opposed to scarcity of income, the business cycle and periodic disasters like we had in 2008.

Another monetary insight from SC & Stop coupled with the discount policy above is that if you distributed an amount of money monthly that enabled a satisfactory lifestyle whether one was employed or not, then one could dispense with the taxes both individuals and businesses pay for welfare, unemployment insurance and even social security. Again, the saturation of the economy with monetary Gifting as opposed to debt, the encompassment of the entire economy by it via a sufficiently abundant universal dividend and the strategic placement of a direct monetary distribution at the point of retail product sale would de-throne and de-tooth the dominant, dominating and manipulative business model of Finance and free every individual, every business model and the entire economy.

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Operation Wisdomics: A potential grass roots movement to enlighten and unite the small to medium sized business community, students, democratic, republican and all political advocates about the integrative and universal policies of Wisdomics and how these policies can accomplish much more of both of the agendas of both republicans and democrats.  List of accomplishments:

truly abundant economic democracy,

rejuvenation and the very survival of profit making economic systems,

elimination of most if not all of re-distributive taxation, making it legitimately possible to downsize or even eliminate certain government bureaucracies,

the end of the dominance of Finance over the rest of the economy,

changing the direction of the economy from inflationary to deflationary and yet maintaining their profit making character and actually making them more profitable,

enabling the general populace to “take the deep breath” of secure and relatively abundant income while expanding their awareness of and ability to create self determined purposes for themselves as opposed to being forced into the almost exclusively narrow purpose of employment and the failed experiment of homo economicus that Finance has foisted upon them

Part of a Wisdomics economy would be a cooperative effort on the part of the clergy, the helping professions and a government service program like the one used to lower the smoking rate in the 70’s and 80’s that helped make them more aware of all of the positive and constructive purposes they could participate in in a leisure society and also help them to choose such.

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The Aspects of the Philosophical Concept of Grace

Grace is a traditionally religious concept. Wisdomics would neither advocate for anyone’s religious concept of Grace, nor try to invalidate their beliefs in any way. Wisdomics would only educate and advocate for the application of the philosophical aspects of the concept of Grace into the economy and money system. The primary aspects of the philosophical concept of Grace are:  abundance, [balance, equilibrium and flow] which is a trinity-unity, freedom, free flowingness, directness, focused effortlessness, good will as opposed to dominance and power

The History of Paradigm Change

The history of paradigm change and genuine human progress is the the history of man becoming more consciously aware of an aspect or aspects of the Wisdom (not necessarily religious) concept of grace.  Examples:

Hunting and Gathering (Scarcity of resources in the immediate environment) to Agriculture (abundance of resources in immediate environment). Grace as in abundance.

Hand written communication to Gutenberg Press
Grace as in focused effortlessness and increased abundance of education and communication

The Reformation Grace as in a direct relationship with God as opposed to only via the Sacraments of the dominant institution of the Church (the analogy to Finance is replete)

Handcrafts to Technological Innovation
Grace as in abundant productivity and decreased necessity of human effort/increased leisure to contemplate grace

Mass Production to Cybernetics and AI
Grace as lessening of necessity of human economic effort and even input, generalized abundance of production, communication, knowledge, leisure, trend toward increased self awareness and consciousness and also trend toward awareness of freedom and expansion of positive and constructive human purposes as opposed to the concept of homo economicus (scarcity paradigm toward and dominance of employment as exclusive economic means for the individual)

Public Banking as a counterbalancing structural reform to the dominant structural force of private finance Grace as in balance, the cardinal virtue of prudence and the cardinal virtue of business which is thrift

And the new monetary paradigm of Grace as in Gifting as opposed to Finance’s enforced and dominating paradigms of Debt, Loan and For Production Only for Enterprise is the latest, greatest and most freeing increased awareness of the natural philosophical concept of Grace

New paradigms are always absurd almost all the way up to when they are considered the new absolute truth. Why? Partly because old paradigms are general habitual ways of thinking, and also because new paradigms have always been complete inversions of old ones as well as “the new stable datum” and Mankind unfortunately disdains changing its mind because it requires both a tolerance of ambiguity and the process causes him some discomfiture.

There is one thing stronger than all the armies in the world and the “smoke and mirrors” of Finance, and that is an idea whose time has come.

In other words fragmented reality is real and there is an infinitude of such experiences. The flow of life is one experience followed by another (1…2) etc. etc. and yet consciousness/self awareness is the single underlying and ever present reality that accompanies (and enables) each and every one of those experiences. Hence the concept of Trinity-Unity-Oneness-Wholeness-Process and/or The Cosmic Code:  [ (A x B)  G/C ]

Breaking that down A is any reality as is B, (A x B) can be characterized as simply separate realities in a flow or series of realities or as is so often the case two opposing realities…and the x is their dualistic linkage and/or integration.   is a symbol for interactivity, the integrative process itself, and the postulate that the various fragmented realities of the cosmos are at all times part of an integrated whole that results in G/C, the most basic reality of the natural human state of Grace which is synonymous with self awareness, i.e.  C  consciousness and is also the most basic and essentially whole trinitarian reality which is everything within the brackets  [     ] of The Cosmic Code.

Of course the definition of a problem is postulate, counter and often opposing postulate and there are an infinitude of these that people are variously caught up in. This is actually what the trinitarian psycho-analytic process consists of:

[ (postulate –>  conscious analytical process of looking at these various postulates and resolving them so that one’s mental state is more unified, at one with itself, hence more whole and ongoing, i.e. a mental flow through Time ]  and this resolution is described within The Cosmic Code wherein the symbols  –>

Wisdom is the most superior integrative mental discipline/process of resolving complex problems in such a manner that they create a new and separate third state of all of the true, workable, applicable and highest ethical considerations of (apparently) opposing realities.  The process of Wisdom is basically synonymous with The Cosmic Code. The scientific method actually fits within The Cosmic Code and is a trinitarian process of:

[ hypothesis    (the dualistic process of comparison of data to the hypothesis and the combining of the true datums into a unified theory) ]

Science and the scientific method however, and despite using the trinitarian formula of The Cosmic Code, has come to somewhat of an impasse over the last hundred years since physics, the theory of quantum mechanics and its observable effects in experiments has created a seeming contradictory state of matter known as the particle/wave duality. This impasse remains basically because science and scientists cannot seem to countenance and embrace consciousness, even as a natural factor, and so has ironically degenerated into what it originally developed out of which was a supposed more whole and complete way of looking at the world. In other words nearly all of science and the scientific method have degenerated into a contentious duality of

(Science-particle –>

which is resolved by simply understanding that Consciousness itself (not any particular religious dogma) is actually the completely natural integrated/integrative factor that resolves science’s obsessive conflict and hence ironically its own religiosity:

[ (Particle x Wave) Consciousness ]

Viz economics and money systems and the resolution of their most basic problem there are of course many separate factors that can be plugged into The Cosmic Code and their truths, workabilities, applicabilities and highest ethical considerations integrated with a third more unified and whole combination that can become an aspect of economic and monetary theory. However, the single most important factor to be integrated is money and its present problematic and enforced paradigms/rules for distribution of credit of Debt Only, Only Loans and (for enterprise) For Production Only. These paradigms and their relevant factors can all be “crunched” through The Cosmic Code which ultimately will result in the following theoretical conclusion and economic effect:

[ (Debt, Loans & For Production Only x Direct and Reciprocal Monetary Gifting) A Continuing Graceful and Abundant Flow of the Economy ]

Finally, the temporal universe policies, political strategy and ultimate solution is also a Trinity-Unity-Oneness-Wholeness-Process of:

[ (The Structural Competitive Necessity of Public Banking x The Policies of The New Paradigm of Gifting)    The End of the Dominance of Finance and The Flow of Modern Technologically Advanced Capital Intensive Profit Making Economies ]

JH:  Hi Steve,
Thanks for this.  Remember that, on the radio, people have to follow our speed.  I can reread this and think about it.  So you will have to start with basic principles that people can grasp before you start on the integration formulas.
For example, when I talk about wealth, I often remind people that wealth comes from the sun and the soil and the water, and then the labor that makes something of that wealth.  That makes it easier to show that money is an agreement for exchanging wealth etc etc.
I doubt that all listeners would agree off hand that “grace” is a natural state and that it would follow that “self-awareness” is grace.  These things have to be approached with definition, slowly and deliberately.
Anyway, you get the idea.   I will call you just after 4:00.
Looking forward,  Courage,

Me:  “Remember that, on the radio, people have to follow our speed.”

Yes, I understand that.   And for that reason I don’t really care to get into it much in the interview except perhaps to say that the concept of trinity-unity is a well established one as the examples I gave (Hegelian dialectic etc.) show. 

Even though it IS my contention that the natural process of Wisdom/The Cosmic Code is a broader, deeper and superior mental discipline to either the scientific method or religion…mostly because both of these two are increasingly exclusionary and so are going in the wrong direction when integration of truths, i.e. Wisdom is what is called for…I’m not at all interested in either validating or invalidating anyone’s religious beliefs. That’s a complete non-starter. Wisdom and its insights and solutions is what is needed, hence the term Wisdomics. 

What I’d like to emphasize and talk about the most is that Public Banking and the paradigm and policies of monetary Gifting are together the integrated solution to our economic and monetary problems. Public Banking because it counter balances the structural dominance of private finance and would help reduce the costs of finance a great deal, and the monetary paradigm of Gifting because it will forever end finance’s dominating paradigms for the distribution of credit/money of Only Debt, Only via a Loan and, for enterprise, Only For Production, and so never as a means of aiding them sell their products even though the economy is chronically and inherently scarce of demand/individual income and so makes maintaining an enterprise extremely difficult even if the enterprise utilizes good business practices. After all 80% of businesses go out of business within three years, and scarcity of demand is obviously a large factor in that statistic.

Public Banking is an important part of the solution, but awakening the public to a new idea, a new generally held idea, i.e. a new paradigm will finally and terminally slay the dominance of finance so that it will never be able to rise again. An example and the proof of this necessity is Keynesianism which was a correct if indirect trend of additional money via government, but because it didn’t go to the depth of finance’s paradigms and resolve them with costless policies that increased both individual incomes and reduced prices, it got morphed into neo-liberal economic theory by Finance which cannot/will not countenance the idea of monetary Gifting…because it will end the power of their monopolistic paradigms.

Wisdom is about solutions which may include reforms, and not about palliatives or mere reforms. After 5000 years of Finance’s dominance I’d say we are severely overdue for a solution to Finance’s enforced paradigms.  

Effective monetary policy must be enduring throughout the entire period it is intended to be effective for, and also at the economy’s major cost/price stopping points.

The problem with modern economies is they are inherently cost inflationary due to the ever increasing additional costs over and above the costs of finance which makes them inherently individual income deflationary.

If this problem were resolved by directly and hence costlessly distributing an additional amount of money to the individual over and above any income earned from employment, and also implementing a retail product discount of relatively high percentage, say 25% and up, that was rebated back to the enterprise granting that discount by a monetary authority mandated to do so, then demand would never be short, prices would always be lowering….and the impulse to sell short would virtually disappear because, barring  the destructive activity known as war, the investment environment would always be positive and values thus would generally be upward.

The only thing that could disrupt such policies would be a concerted anti-social effort on the part a wealthy clique  fomented by a financial clique to short anyway and/or to foment war as a means of value destruction. And any such actions should be anticipated….and immediately met with such cliques being taxed, fined, and if shown to be repeat offenders, tried and incarcerated post haste.

Get real.

Direct Monetary Gifting via a universal individual dividend and reciprocal Gifting at the point of retail product sale. Once you see it, it becomes so obvious that its almost embarrassing.

The anatomy of the concept and personal experience of Grace is:

[ (Space-Time)  <–>  Self Awareness ] = Grace so the duality of Space and Time is a part of that anatomy.

The opposing monetary and economic duality of (Debt x Gifting) whose truths are integrated and untruths deleted is the very process of Wisdom applied to those systems.

As Wisdom is the integration of the truths of opposites and new paradigms/paradigm changes are always characterized by the inversion of the prior primary paradigm with the new one (not the destruction or elimination of the prior paradigm) perception and understanding of genuine opposites is a key skill of Wisdom and the key to recognizing a new paradigm as well.

….before they become the new obvious reality….that everyone says, “We knew it all along” or “I’ve actually been saying that for a long time.” The only thing is though, that very few actually comprehend the new paradigm in anything like a fully conscious way. Maybe bits and pieces of it. An aspect here and part of a policy there. But only those who have thoroughly opened their minds to “the absurd and unthinkable” ever actually perceive and fully visualize it. This is entirely historically established and yet still few actually perceive a new paradigm. Such is the power of habit, self interest, cultural bias and Man’s dependence on orthodoxy.

The new monetary paradigm is monetary grace as in Gifting. Gifting of money directly to the individual and reciprocal Gifting of retail product price first to the consumer and then back to the enterprise who Gifted the price in the first place. Yes, there are other problems economic and otherwise, but the new monetary paradigm will literally transform the economy and the money system and enable so many of our other problems to be confronted and resolved as well. Just open your mind to it. Oh, sure there are a thousand doubts, “scientific” questions, and the mental flux of complexity, but just countenance it, look at it, let it seep into your mind. The Wisdom of the natural philosophical concept and psychological experience of grace is the next evolutionary step for economics and humanity in general. Science is wonderful and beautiful, but it is shit and piss compared to Wisdom, and Wisdom contains the scientific method and enhances the likelihood of scientific breakthrough.

I’ve been through the looking glass and back, and I fully see the truths from both perspectives and the untruths that need to be deleted from same. Contemplate grace and you “cannot put a foot wrong.”

Steve Hummel 04/23/2017