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Thank you for considering being a patron for bringing the new monetary and economic paradigm of Gifting into being in this nation and hopefully the world.

Come create with me a new freeing paradigm in money and economics, an area of human endeavor that stress-fully takes up so much of our time and energy. A new paradigm whose implementation will better enable us to pivot from the failed and restrictive notion of humanity being homo economicus, merely economic man, toward fulfilling our true species designation of homo sapiens, that is, wise and discerning man.

The wonderful thing about a new paradigm is not only that it resolves the deepest and most long standing problems in its area, it also benefits everyone individually in that area. Hence a new monetary and economic paradigm is going to directly increase the money you and everyone else in the country have every month. It’s also going to make increased profits for nearly all businesses a much greater likelihood. That’s the very nature of a new paradigm, it unifies seeming opposites like self interest and the general good and increased profits and yet price deflation.  It also can turn around  an entire system or civilization from disintegration to higher and more beneficial integration, and take a listless and distracted populace and give it focused purpose and joyous meaning. And that is precisely what I want for everyone of my patrons and everyone else as well.

I have looked at all of the new economic theories and leading reform movements that have grown up since the great financial crisis in 2008. I discovered that they all were expressing an aspect or aspects of a prior theory that was a large movement before WW II. I studied and thought about this theory with the few remaining advocates of it, and applied certain insights I had gathered in Life from science, from my study of the world’s major wisdom traditions and from the study of paradigm changes themselves. From this process and from contemplating the philosophical concept behind the new paradigm itself I realized that certain innovations and extensions of the policies of the earlier theory would enable the new paradigm to be almost instantaneously saturated into the economy for the benefit of every individual and all enterprises participating in that policy.

Paradigm changes are tricky to perceive and to make more real to oneself because virtually everyone is habituated to the old paradigm and because the concept behind the paradigm is only understood in a fragmented way. Hence reformers may advocate a part of the solution that reflects the paradigm but miss its wider benefits and the deeper ways it can be applied to the area in which the new paradigm takes place.

So again I say, come create with me a new monetary and economic paradigm and the policies that align with it. Help me get it understood and implemented so we can break the dis-integrative spell that so many civilizations past have suffered through and then collapsed. Let us finally realize that economically even though weeping may endure for a night, joy cometh in the morning.

…to the fact that the country is becoming so socially and politically polarized and disintegrative that it’s not a stretch to imagine people covertly settling scores and descending into anarchy when the country is also awash in fire arms. Democrats need to be aware of the same thing of course, but the republicans had better take the high ground and soon by off loading Trump and his disintegrative administration, or the american electorate will banish them to the dust bin of history.

Austrian economics whose orthodoxy, not unlike neo-classical economics’ orthodoxy, would unintentionally make the world safe for international banking…nonetheless does have truth in it which if integrated with the particles of truth in neo-classicalism (and the deletion of their separate untruths) is the basis of a potential thirdness and greater oneness of theory. Of course on a hierarchy of mental integration/understanding a theory is below both a philosophy and the perception of paradigms both current and new.

Austrian obsession with deflation as an economic virtue is flawed considering that the continual build up of public and private debt service, even if at 0%, will eventually outstrip the ability to repay it, and Neo-classical delusion that money and debt are just “a veil over barter” is equally flawed. Why? Because A as total financial outlay will not pay for A + B as in total financial outlay + the additional costs of the continual build up of debt….which with the currently enforced monopolistic paradigm of Debt Only is the only option to try (and yet still fail) to keep the system stable. The A + B theorem of C. H. Douglas was the empirical cost accounting flip side to the Debt Deflation macro perspective which Dr. Keen has brilliantly re-discovered. Both Keen and Douglas (posthumously) are deserving of Noble prizes.

Douglas in fact was more perceptive of the problem and how to solve it with policy than was Keynes because Douglas’ policies would have broken up Finance’s monopolistic paradigm of Debt Only. Hence Keynesianism became the fall back position of Finance…and we see what happened to Keynesianism…all because the deeper paradigm changing path was not chosen.

So what is the solution? It’s a new monetary paradigm of Direct and Reciprocal Monetary Gifting and a new economic paradigm of Traditionally Productive Integral Economic Inclusion Within Retail Sale, and that means the business model of Finance must become a retail business model entirely within the traditional economic process that ends at retail sale instead of the post retail sale, parasitical, utterly self serving and dominating thing it has become. That means private banks’ endogenous money creation must end and our fiat money system must have the FED/National Credit Office be the ACTUAL originator and distributor of new credit, and this credit creation must have specifically mandated policies aligned with the new paradigm of Gifting above like a rebated discount at the point of retail sale and a universal dividend. Other economic policies and regulations of finance and its enabling of many speculative idiocies are also necessary,  and I have been compiling these and updating Douglas’ policies which although very insightful still had the stench of general equilibrium theory and austerity adhering to them.

Finally, as a paradigm is a much more mentally ingrained mostly unconsciously accepted pattern, much more so than just a theory, it is much more difficult to perceive. Likewise, it is always a higher integration of opposites which makes it appear illogical and absurd to most…right up until it’s recognized as the next greater truth. Further, because part and parcel of a paradigm is a new cognition (conscious recognition of a new truth for the very first time) theorists on both sides of the fracas within the old paradigm can be looking at it and even recommending policies that align with it but not seeing it in its entirety. So paradigms are interesting but tricky things.

wisdomicsblog.com

You’re obviously very bright and knowledgeable about the money system and the financial investment process. What I don’t get is why you aren’t concerned about the obvious vices (if not mortal sins) that the individually wealthy and corporate and financial elites will perpetrate with finance as it is currently allowed to operate. The money system and the economy will never be stable and never serve the individual and the vast majority of enterprises until a fundamental re-think and re-integration of the business model of Finance via a new paradigm is made an enduring reality.

Banks would only be allowed to form bonds from money already created and saved for business expansion and for speculation in the stock market, and the banks and the investors in such speculations would be entirely responsible for any losses incurred from such investments.

Leverage would not be allowed for purely financial/stock market speculative activities as it is an obvious economic vice if not mortally destabilizing sin. Mortgages and large retail purchases such as automobiles, boats etc. would only be allowed to be retail services mark up sources of profit for banks hence enabling them to take part in the discount policy of Wisdomics-Giftonomics unless or until such services are completely cybernated/algorithmized.

Banking/Finance would be a retail business not a money creating one, and the FED/National Credit Office would be the exogenous source of all new credit with policies aligned with Gifting, traditionally productive enterprise, innovation that enables greater productivity with less resource usage and service to the individual and enterprise.

The system must serve mankind, not be a system that man must serve.

The Hypnotic Effect of The Paradigm of Debt Only, Its Expose’and The New Paradigms

Finance could be a legitimate retail business model. However, its monetary and economic paradigm of Debt Only has become a monopolistic, parasitical, dominating, incredibly costly and virtually hypnotic economic force that is post retail sale.

Paradigms are always like this in that most people are unconscious of them entirely which makes them invisible, and it makes new paradigms, which are always conceptual opposites to the current paradigm, very difficult to perceive let alone think rationally and comprehensively about.

The new monetary paradigm is Direct and Reciprocal Monetary Gifting and the new economic paradigm is Traditionally Productive Integral Economic Inclusion, and that means Finance must become a retail business model within the traditional economic process that ends at retail sale instead of the above described plaguing thing it has become.

Reformers of every stripe pay heed.

Right wing radio has been practicing mental, emotional, social, political, economic and monetary disintegration for the last 30-40 years. And so they have no one to blame but themselves for aberrations like the “freedom” caucus and the Bannon institutional bashers that are ripping their party apart right before their very eyes. Now both rightly and wrongly the liberal media has become caught up in the same disintegrative process. Rightly because Donald Trump is the creature of the last 30-40 years of disintegration, wrongly because our nation is now in an advanced state of disintegration…and the solution to disintegration is not the continuation of it, but a grand re-integration of our money system, economy, politics, society, emotions and thinking under a new paradigm and philosophy of tolerance, understanding and the rational consideration of morals known as ethics.

Let us have just such a grand re-integration, and let us have it most urgently in the economy and money system with a 50% discount to retail prices that is rebated back to the enterprises who give it to consumers. Prosperity generally makes the most marginal and radical elements of the disintegrative culture like the xenophobes, the racists and the homophobes crawl back into the nether regions of their irrational minds, and also make the more radical and potentially violent aspects of righteous movements like those opposing institutional racism reflect enough not to endanger innocents and their own cause.

Integration is the very process of wisdom, and discernment of the truths in opposing perspectives and ideologies and their conscious integration is wisdom itself.

Let us have a grand re-integration.

A mere statistical equilibrium will not effectively resolve the gap because as I posted before the economy is not a static/statistical process, but a dynamically interacting one and consequently it will be easily gamed by commercial agents who already give bogus discounts where they jack the price up and then discount it. Consequently you have to make the discount percentage high enough to insure their “buy in” to the policy….because not doing so would make them both uncompetitive and unprofitable. I believe I heard it mentioned on this list several years ago that Douglas and early social crediters had debates as to the actual size of the gap and that some conjectured it was as high as 90%. I think it is at least as big as the difference between gross and net profits and the former can be 40-50% while the latter is generally 1-3%.

an inversion and cloaking of a higher naturally spiritual truth.

Thus the dull and deadened idea that ultimate truth is “nothing but” matter hides the incredibly beautiful and consciously rejuvenating fact that everything we see is the outflowingly loving photonic and electro-magnetic reflection of an incredibly condensed electro-magnetic mass. Thus the sense of touch is actually the conscious perception of two dense electro-magnetic barriers impacting each other.

The operant factor here of course is conscious perception/consciousness itself which orthodox science conveniently rejects/neglects/ignores….even though consciousness is the one thing that one cannot possibly avoid for every moment of one’s life, or as Jon Kabot-Zinn says: “Wherever you go, there you are.”

….that most people have no concept of what the present monetary paradigm is and so they have no idea of its problematic nature….and this makes their awareness of what the new monetary paradigm might and should be, virtually nil.

The present monetary paradigm, Debt Only, is controlled only by the business model of Finance thus making it a monopolistic one. Now that is a rather glaring contradiction for anyone who professes to be in favor of free and competitive markets.

Some would say that government deficits are not debt, but under the present set up bonds/debt are what the government has the FED create as our government expenditures. Modern Monetary Theory correctly points out that because the government is sovereign it doesn’t have to create such money as debt at all, but this still does nothing about the even larger numerical amount of private debt and the systemic problem of the continuous need to build up private debt in order to try (and still fail) to keep the macro economy from sliding into recession or worse.

And this “necessity” is enforced by the monopolistic paradigm of Debt Only.

So if the paradigm of Debt Only is the current problematic one, and the primary signature of a new paradigm is that it is an inversion and complete conceptual and policy opposite of the old paradigm….then monetary gifting fits that bill perfectly….and all we need to do is intelligently implement monetary gifting into the economy in the most beneficial and saturating way possible….so that the individual and systemic oppressiveness of continual debt build up is transformed into an economy that frees the individual, commercial agents and the system as a whole.

And that is precisely what the Double Discount-Rebate and Universal Dividend policies and their aligned tax and incentive regulations do.