Money is endogenously created, but individual income is a secondary derivation of the system which via additional costs and time is reduced in ratio to total financial/monetary outlay. Hence the system is inherently cost inflationary which means that anything less than a direct monetary gift to the individual will merely re-initiate that inflation and an erosion of individual purchasing power.

….is that you can then see it, make it yours and help to implement it here, right here and now, that is immediately, in the world we all live in. And I think we can all agree that the world would be better off with more Wisdom.

Because The Cosmic Code, which is the integration of seeming opposites and simultaneously the completion-inclusion of only Truths is Wisdom-Reality throughout the Cosmos, and science which seems to be the opposite of Spirituality but is in fact an aspect of Wisdom, which is the integrative process itself, while the personal Spiritual understanding of the experience of Grace is its greater, pinnacle, more inclusive and continuing result.

All of the sages from all of the world’s Wisdom traditions have repeatedly pointed at and expressed this very same thing, and economically, monetarily, politically and psychologically it’s undoubtedly time we paid attention to what they have said.

Present time example of this:

Banking and Finance’s current monopolistic-ally enforced paradigms of Debt, Loan and For Production Only are the keystone world wide monetary, economic and geo-political problem…….and monetary grace as in Gifting intelligently integrated and implemented into those same systems is its thorough and exact solution.

Blockchain in the last analysis is a false hope for resolving the actual and deepest problem of the economy and money system. That problem is that the moment to moment flow of total costs exceeds the flow of total individual incomes which (under the current paradigms of Finance requires continual borrowing just to keep the economy from spiraling down into a recession and eventually a depression. Of course continual borrowing only re-initiates the above problematic ratio because it entails an additional flow of costs. Even without the additional costs of finance the problem is still unresolved because there are other additional costs besides finance. The solution is dual policies of a relatively abundant universal monetary gift direct to the individual and a reletively high discount percentage to the retail product of each business model all of which is rebated back to them by a monetary authority specifically mandated to do so. This integration of the seeming impossibly opposite economic theories of Keynes and Austrianism along with a new monetary paradigm of direct Gifting is elaborated here:

wisdomicsblog.com

In the latest of his collaborative podcasts with Phil Dobbie Keen observes that Marx recognized that Banking/Finance is the singular problematic business model in capitalism and for capitalists. Congratulations, Dr. Keen I have been saying this for like 9 years. What Keen hasn’t quite figured out yet, however, is how to resolve Banking/Finance’s monopolistic structural and paradigmatic dominance of every other capitalist business model and probably 95% of the general populace. He has come to recognize and advocate one of the dual policies that are necessary, but still has not recognized the second one. Nor has he completely/consciously discovered the philosophical concept and its aspects or the monetary paradigm that is needed to be integrated into the economy and money system.

The dual policies that will do that and their specific expressions of course is what my Wisdomics/Gracenomics has been doing here on wisdomicsblog.com for numerous (at least 5) years.  

Let there be no doubt about who has first known the real problems, recognized the discipline and its exact process that is necessary to produce clarity on the subject and so discovered the policies that will resolve those problems in their most complete economic and monetary fashion.

A list of reasons why Wisdom-Integration is resisted, and questions to ask and answers to give those who are about to fall back into Dualism-Obsessive Contention-No Progress-Stop-Partial Truth, so that they can see Trinity-Unity-Oneness-Wholeness-Process-Flow-Enlightenment.

Examples of Dualism-Obsessive Contention:  Illuminating and Resolving Perfectionism, Orthodoxy, Refusal To Look, Authoritarianism, Cultural Resistance To Change, Irrational Habitual Thinking, Ignorance of/Resistance To Thirdness-Oneness/Alternatives, Ignorance of The Process of Wisdom, Ignorance of The Value of Wisdom, Choosing-Preferring Shallowness to Depth, Choosing Intellect Alone Rather Than Wisdom, Choosing Compromise and/or Resistance-Contention Rather Than Integration of Truths-Wisdom, Choosing Resistance To Wisdom Despite Being Shown Truth and Even Despite Agreeing With The Truth, i.e. Irrational and Intentional Resistance, Resort To The Present Dominant Orthodoxy of Science, Resort To The Present Dominant Orthodoxy of Religion, Resort To Cynicism, Resort To Realism, Unconsciousness Of /Alliance With Dominating Structural and/or Paradigmatic Entity/Force

Examples of Questions To Ask In Order To Elicit Wisdom-Integration: “If during [turning point in history] what if we did not choose the [aspect of Grace-Consciousness] at that point? So please choose the [aspect of Grace-Consciousness] now.”

Examples of Question-Answers To Give To Objections:  “Does that enable or prevent [aspect of Trinity-Unity-Oneness-Wholeness-Process-Flow-Enlightenment]?”

“Is [Particular Ideology} the whole truth?” Good! Then you wouldn’t object to including additional/more encompassing truths in pursuit of solutions, correct?”

Specific Economic and Monetary Questions: “How could we increase individual incomes and simultaneously lower prices?” Answer: By directly distributing a gift of money to the individual and also giving the consumer a discount at point of retail sale, which discount was rebated back to the business that gave that discount by a monetary authority specifically mandated to do so.

“When is the Discount policy an intrusive and/or harmful example of price control?” Answer: Never. The change in price only occurs at the very point and moment where the business has already totaled his costs and decided upon his price, and the business receives a full rebate of their discount back as well…so there is no harm or coercion involved at all.

“Is Private Finance entitled to a monopoly on the vehicles, purposes and paradigm for the distribution of credit?” Answer: No.  “What would be a balancing vehicle, purpose and paradigm that would break up this monopoly?” Answer: Direct and reciprocal monetary Gifting.

“Does Government always decrease freedom, and is it always a problem?” Would It still decrease freedom and always be a problem if its policies set the individual free and enabled the economy to be free flowing? ….”if it increased individual purchasing power and lowered prices at the same time?” Answer: No.

…realize nearly all of what you believe in is merely the habitual regurgitation of someone else’s orthodoxy and re-start one’s entire experiential life.

By present time I mean an intensely focused and yet almost effortless experience of the moment and the flow of succeeding moments for however long period of time. The experience is an intensification of whatever one places their attention on and each thing or thought one has during it is marked by vibrancy, newness, new levels of ability to experience one’s senses, often increased awareness of one’s awareness itself and a combination of serenity, beauty, flow and wonder. This experience is spoken of, pointed at and chronicled in each of the world’s major wisdom traditions and itself is not a dogma, but an extraordinary experience from which much dogma is derived.

This tendency is the clue that if honestly confronted enables one to awaken to their own and others’ habitual and orthodox thinking, and begin a process of self analysis to root out the dogmatisms, unnecessary generalizations and irrational computations they have accumulated.

Orthodoxy drops out the moment. Thus, attaining and maintaining the moment is its resolution and one’s personal salvation.

Steve Hummel 03/29/2017

Directness/Direct To The Individual monetary Gifting goes beyond the structural financial problem, overt monetary financing of government, MMT’s correct observation and theory of money itself and reflectively goes all the way to the deepening and broadening spheres of human activities of Psychology/Spirituality, Historical Progress/Evolution and Paradigms/Paradigmatic Change/Benefit To Mankind.

Historical examples and interconnection between all.

No one. That’s right I’m “blowing my horn”….because intellectually I have a right to do so. Despite this fact I humbly offer the following list of ways in which I have examined it and found interlocking and reflective confirmation of the above problem and its solution:

1. Psychologically
2. Historically Both Internally-Mentally and Externally-Temporally
3. Philosophically/Ethically
4. Wisdom-Integration-Contemplation/Spirituality
5. Mathematically/Calculus
6. Micro and Macro-Economically
7. Monetarily/Financially
8. Scientifically in the following ways:  physics/thermo-dynamics/quantum mechanics/integral-cost accounting   and finally
9. Paradigmatically

Every current economist has unconsciously and only partially come toward my analysis and solution, and I have extended these even further than did the giant upon whose shoulders I stand and acknowledge, C. H. Douglas.

This path has also brought me to the Theory of Everything I have called The Cosmic Code which is both a  formula for the integration of science and spirituality and a model for personal therapy as well.

My life is still a work in progress, but my self improvement,  personal experience and understanding of Life has been so greatly enhanced that standing in the light of such discovery is its own greatest reward.