The trick is not so much to merely criticize what is admittedly worthy of criticism, but rather to find a way to integrate the interests of both self and the other in economics and the money system. My assertion is that this is best and only accomplished by the natural philosophical concept of grace i.e. love in individual action/systemic policy via the implementation of a universal monthly dividend, 50% discount/rebate policies at both retail sale and the point of note signing for big ticket and green items and a tax and regulatory regime to encourage compliance and punish destabilizing and unethical self dealing.

Innovative and integrative thinking and acting is the process and essence of wisdom.