For-profit finance is a parasite. You certainly do not feed a parasite. Reforms while okay, leave us still unconsciously believing that the parasite is a part of our organism.
The only rational and ethical thing to do is excise the parasite and vaccinate-regulate away any of its lingering effects.
No other business model adds costs post retail sale because (currently) retail sale is the terminal ending point of the entire legitimate economic/productive process where production becomes consumption.
A publicly administered non-profit banking and financial system guided and regulated by the relevant aspects of the natural philosophical concept of grace applied to the economy (like monetary gifting in the forms of a universal dividend and a 50% discount/rebate policy at the point of retail sale) will FINALLY get for-profit finance’s money creation off the neck of everyone and every other business model and free the individual and profit making economic systems mostly from themselves. Non-money creating financial services are legitimate and could be easily integrated (and regulated) into the new paradigm and its structures.
If you want the revolt of the bourgeoisie get on the bandwagon of the new monetary and financial paradigm.