You’re a brilliant systemic analyst, but your cynicism negates that despite the historical reality of accomplished paradigm changes and in the present case the two truest political truisms that individual voters are many, oligarchs and bankers are few and individuals WILL vote their pocketbooks.

Give everyone an account at the central bank and have the central bank fund and distribute the monetary/rebate aspect of a 50% Discount/Rebate policy at both regular consumer and also at the financial point of retail sale. Presently the Federal Reserve/central bank, which is god so far as money creation is concerned, is only the bail bondsman for the banks. Have it fund half of the price of every transaction that has been voluntarily discounted by the merchant by 50% so the merchant is made whole on their entire price and it becomes The General Reserve and the best friend forever of every economic agent.

If Kepler hadn’t discovered elliptical orbits we’d still be calculating epicycles, and if we don’t continuously broadcast the benefits of the above policies because our cynicism makes us stop before we begin, we’ll never have a paradigm change in economics and the money system.

Steve Hummel 09/06/2026