A 50% Debt Jubilee/10% rebate of the final amount created at point of loan signing. That way the Banks can pocket 10% of the loan amount as income on their balance sheet. For instance a $400k house is reduced to $200k at retail sale, the consumer is granted a 50% debt jubilee at point of loan signing making the total $100k of which the bank receives $10k of income to go immediately onto their balance sheet as income.
Banking will be strictly regulated forbidding virtually all derivative products and allowing speculation only on new tangibly productive pursuits. Neither will currency speculation be allowed, and any breaking of the rules of the new concept behind the new paradigm (the natural philosophical concept of grace) will be immediately quashed. The end of the rule of Finance begins with the new paradigm.