This is why private for profit money creation and financing is not a valid economic business model. Retail sale is currently the only valid economic ending point. Why? Retail sale is where production becomes consumption. Possession is 90% of the law and 99.9% of economics. Additional costs post retail sale violates the definition of possession as in consumption. Hence, for profit finance must end.
A 50% discount/debt jubilee policy at the point of note signing can become the new terminal ending point of economics, and the policy dramatically proves the fact that true summing and ending points can be pivotal turning points and aligns with the fact that all historical paradigm changes have been just such turning points.