Natural monopolies like water and electricity need to be broken up and regulated. UNnatural monopolies like money even more so because it is such a facile tool and has such ability to warp and/or disrupt exchange, which incidently effects everyone, and so shows the power and control it has on….everyone.
Structural monopolies are bad enough, but when you have a pattern/paradigmatic monopoly like the current monetary and financial paradigm of Debt ONLY the problem is much more subtle, unconscious and manipulable. Conversely however, because paradigms ARE patterns new ones have tremendous power to change things for the better.