The 50% discount/rebate policy is effective for every consumer product at final retail sale. A discount/rebate policy is also necessary at significant points like commodities markets, at the creation of mortgage notes,  to businesses for government contracts, for real estate fees, insurance premiums/drug prices and speculative activities (the national bank will be very strict and effectively regulatory regarding what is to be legitimate speculation as well as what it will allow leveraging for at all, for instance no domestic or foreign shorting of the currency will be allowed, and all attempts at it will be identified as illegitimate and “null and void”).