As a means of breaking up the current monopoly on both credit creation and the equally monopolistic restrictions on the variety of credit vehicles (loans only) by the business model of Banking/Finance, immanent individual income freedom via a dividend/gift guaranteed to give the individual an income level commensurate with a middle class income level whether they work or not is to be policy. This dividend level may actually be able to be reduced as the costs of production decrease, …but not until such costs actually DO decrease.

Due to the size of the Dividend, taxes for unemployment insurance, welfare and (phased in) even Social Security can be immediately eliminated thus saving all three of business costs, individual costs and government costs due to elimination of bureaucracy. Pension programs would also become completely optional as individual income would be high and saving would thus be widespread. Savings, unlike Debt, are not problematic as they are under the direct control of the individual, and in a truly abundant economy the market for bonds would be unnecessary and hence undoubtedly smaller.

A Discount to retail prices that is fully rebated back to retail merchants and that exceeds the inflation rate by at least 10%, and likely much more than that,  on a continuing basis.

Every business would be required to monthly submit their “books” to the NCO’s software algorithms. If cost inflationary anomalies are detected these will be acutely scrutinized for any unjustified cost inflation. If the situation cannot be justified by the enterprise it can result in a publicly published reprimand. If it continues for a second month despite non- justification in the eyes of the NCO auditors, the enterprise may still graciously be allowed to participate in the Discount program, but they will be taxed for the nominal amount of those costs. If the inflation continues after this,  participation in the Discount program would still be graciously extended but whatever the percentage rate was decided upon that business’s rebated discounts could be taxed at 10% and that rate increased by 10% until it reached 30% thus making it increasingly non-competitive with like enterprises. The gifting of the rebated discounts and the gifting of additional taxation cost savings made a possibility and a fact by the dividend….should correctly not be abused and destabilized by non-compliance with a system that enables abundance for all. 

(Note all punitive taxes would go into the national capital account.)

*******************************************************

The following perspective (Abundant Individual Monetary Alignment with the Abundant Quantum reality) changes everything by integrating the temporal economic and monetary systems with the actual nature of the Quantum universe….and thus correctly inverting the present temporal biases of scarcity and thermo-dynamic closedness espoused by physics back toward an integrated understanding of the abundance, openness and continuous creation of the Quantum reality.

Mere Individual Monetary Equilibrium must not become a fetish, an orthodoxy and a means of enforcing monetary and/or economic scarcity/austerity.

The Quantum universe is not chaos, but rather Grace as in Balance, Equilibrium, Flow and Abundance as in massive and pervasive reality throughout the cosmos. The problem with the present economic and monetary system is that a disequilibrium is being enforced by the rate of flow of total costs/prices always tending to exceed the rate of flow of total individual incomes actually available to be spent moment to moment .  Now merely balancing and equilibrating this condition is not a solution for anything except A moment as Time flows in the temporal universe…and so changes, moment to moment toward cost/price inflation, and a scarce equilibration is not only unsatisfactory to the individual whose nature, basically aligned with the character of Grace as in abundance, desires and requires such relative abundance, but also is contrary to our incredibly abundant capabilities to produce. Hence the monetary and economic policies equilibrating the system must be aligned with both our abundant productive capabilities and satisfy that universal level of relatively abundant income….not a contrary, skimpy, non-abundant basic level. In other words it must not only align with Balance, Equilibrium and Flow…it must align with Abundance as well…if it is to be fully aligned with the Graceful and Abundant Quantum reality. Economic equilibrium is possible at multiple levels of individual income….if the current enforced scarcity of individual income in ratio to costs/prices is Abundantly equilibrated. Abundance is the Quantum reality. 

Now if a society is not currently developed enough to produce abundantly then the temporal level of abundance will obviously be less than a society that is developed, this is temporally aligned. However, relative and additional abundance must become both its present reality and its vector if it is not to fall out of Quantum alignment with abundance and thus individual dissatisfaction, contentiousness and decline. This ascending abundance applies to both developed and undeveloped economies….as it aligns with and reflects the underlying massively abundant, pervasive and flowing nature of the Quantum reality.  It will be found that relative and additional abundance is generally inhibited by governmental and/or financial and economic factors….even in the most undeveloped societies.

Also, technical development and ecological balance and sustainability do not have to be in conflict as developed resource sharing (example: much more reliance upon shared local transportation a la the “uberization” of  personal transport) as well as increasing fuel efficiency of non-shared transport and increasing productivity with less and less resource usage becomes possible due to developing technologies.

Continuous Temporal Abundance correctly reflects Continuous Quantum  Abundance 

Transformation First! Rational and Ethical Regulation….right along with it.