Yes Bob. It’s the thing all libertarians forget because of the blindness caused by orthodoxy. And a system based on the individual and their self development and economic freedom FIRST and FOREMOST is precisely what is required.

Money as an idea rather than a commodity is what? Ubiquitous (everywhere), therefore democratically abundant, thus not manipulable by an elite and if accompanied by adult and Wise balance and equilibrium, that is SYSTEMICALLY Debt is completely balanced with monetary grace/Gifting and equilibrated within and through Time by mechanisms that are economically valid and up to the job individually and systemically…then you’re talking about a system and situation that is of, for and by the individual.

Ubiquity/omnipresence, abundance, non-manipulability/freedom, adulthood/Wisdom, balance, equilibrium, interpenetration in the moment and flow through each moment of Time i.e. both being and becoming, both/andness, i.e. integration itself and Wisdom/applicability both individually and temporally in systems…..are all aspects of Grace/Wisdom/Self Awareness/Consciousness. That is the individual/psychological/systemic totality,completeness and wholeness of the matter.

And of course Public Banking as both a structurally balancing entity and as a paradigmatic balancing concept operating in the true interests of the individual in calculating and distributing the Dividend monies and Discount percentage is an intimate part of the balancing paradigm/idea of Gifting itself.