My name is Steve Hummel. I live in metro Phoenix, and I’d like to make an appointment to speak with Senator Kelly or someone who will pass some innovative and problem resolving policies I have crafted, on to him. Policies that create both much greater affordability for the individual and simultaneously greater profitability for enterprise. My phone # is 602-769-6832 and my email address is ataushumme@yahoo.com.

Let me start by telling you how and why the policies I’m suggesting are politically powerful.

1. They’re implemented at a point that everyone must and does participate in meaning they have immediate aggregative/macro-economic effect
2. They address and resolve the affordability issue that 90+% of the voting populace is afflicted with
3. They benefit enterprise as much as they do the individual by creating both greater economic democracy and greater profitability and so
4. They integrate opposing political agendas into a third problem resolving applicability which means
5. It has the potential for the person and party that sees this to be the one that creates probably the greatest majority political coalition since The New Deal.

Now I’m going to mention the primary policy and 1 other policy of the entire policy program of what I call Wisdomics.

The primary and essentially break through policy is a 50% Discount/Rebate at both regular consumer retail sale and the retail point of Finance which is everyone’s mortgage, insurance, automobile or other big ticket item’s monthly payment. That means everyone gets to buy $100 worth of groceries or other goods or services for $50 so everyone’s purchasing power is mathematically doubled, and with the rebate aspect of the policy the merchant gets their full price of $100 plus the enterprise additionally benefits because the potential demand for their goods and services is also doubled, so its a win/win. This single policy transforms chronic erosive inflation into beneficial price and asset deflation for the individual and again without forcing enterprise to give up half of their price with the rebate. But wait! This policy isn’t done benefiting everyone. The 50% Discount/Rebate is also implemented when anyone buys say a $500k house. They get that house for $250k at the sale by the home builder or home owner and then when they go to the bank to borrow the remaining $250k that is routine except when the individual’s monthly payment comes due the central bank pays 50% of the total to the bank so the individual gets a $500k house for the equivalent payment of a $125k loan.

Affordability. The key economic problem for the individual is resolved. And even the banks benefit because with the doubling of everyone’s purchasing power and another policy of what I call Wisdomics-Gracenomics, a UBI or UHBI (Ultra High Basic Income)…virtually everyone is creditable instead of only 10-20% and so the market for the banks “product” is vastly increased.

(Explain how the policy is made real via the same present means of the central bank utilizing double entry bookkeeping to create money and so fund the government, the banking system and the economy…so it makes the central bank everyone’s BFF instead of just the handmaiden of the Banks monopoly monetary paradigm and their bail bondsman when that monopoly paradigm destabilizes the economy like in 2008.

Mention sliding scale required “tax” of purchasing power into 5-6% Eco-Energy R & D Treasury bonds and how it mitigates over consumption while initiating rational action toward the looming issues of our climate and energy crises.

Rebutt cynicism by showing how it transforms intelligent people into obstructionists who stop permanent and deep change before it even begins.

Pre-lims: Please keep in mind these basics:

Virtually all new money is created with the tool of double entry bookkeeping also known as Accounting…and this not the problem.

When you want to build a skyscraper or a robust monetary and economic system you need the right tools and the best, strongest and most long lasting infrastructure.

The present framework of “Free” Market Theoretics is largely a fetisized misnomer for what it actually enforces which is complete and total freedom which in the human universe is a delusion because of the little thing called ethics. You can’t walk into a theater and yell “Fire!” and you shouldn’t allow a delusional economic body of thought to be enforced on everyone by Finance and by a captured government…especially if it ignores the necessity of enforcing the rationality that is ethics. This honest look at “free” market theoretics exposes why attempts to fix problems in the economy…has not worked basically since forever. “Greed flation” and other deleterious and unethical commercial and speculative actions are given permission to destabilize the economy because of this generally unrecognized problem. But the truth is, human freedom exists only within known and enforceable barriers…and when you create a true thirdness greater oneness, like the paradigm changing policies of Wisdomics-Gracenomics does, it not only keeps agents’ ethics in it actually greatly increases the freedom…within those barriers. Addendum: Ethics is the rational consideration of mere moralism.

Duality is about identifying and affirming problems, that is scientific analysis, and trinity is about indentifying and applying systemic solutions, that is, conceptual/paradigmatic analysis…and we need both types of analysis, but failing to include the latter will generally blunt one’s ability to see entire pattern solutions by examining the concepts/ideas that underlie and enforce systemic realities, which is what paradigmatic analysis is…and paradigm changes actually do. And so again, without trinitarian/conceptual/paradigmatic analysis you’re left with only palliative reforms at best…but with Wisdom/Trinitarian insights, which have always been associated with “the third resolving way”, your analysis is in fact deeper and more resolving.

All monopolies are exclusionary, anti-competitive and dominating, and hence they inhibit freedom, innovation and progress, and hence cannot be ethically or economiclly justified. Also, monopolies generally parade themselves as necessary orthodoxies and solutions and so are false and negative trinities. For instance, the last monopoly paradigm we effectively dealt with was the Roman Catholic Churches Salvation Via Roman Catholic Sacraments ONLY…and the word ONLY designates it as a monopoly paradigm which led to The Reformation.

The current monetary and economic paradigm: 1) Has been in continual effect since the first day of human civilization 2) Has been enforced no matter whether by the Palace/Government or by Private Banking 3) Is a generally agreed upon very anomalous/problematic paradigm and 4) Is also a monopoly paradigm known as Debt ONLY as the sole form and vehicle for the creation and distribution of virtually all new money. What we need is a Monetary and Economic Reformation.

Here is probably the most important realization one can have in considering the new monetary and economic paradigm or in considering both systemic or personal problems: The concept behind and beneficial effects of every historical paradigm change has always been an aspect or aspects of the natural philosophical concept of grace. That is, grace as in unity/oneness, abundance, resolution, integration/synthesis, a new and higher state of personal consciousness/realization as well as a permanent and progressive inversion of temporal universe realities and increased freedom/freeness, like for instance grace as in Gifting/The Free Gift…which brings us to the new monetary and economic paradigm which can be described as Grace As In Strategic Monetary Gifting.

What I’m not advocating: I’m not advocating making everything completely free which would simply be replacing one monopoly paradigm with another monopoly paradigm of Gifting ONLY. I’m for effectively integrating Monetary Gifting into the present monopoly paradigm of Debt ONLY so as to break up and remedy its anomalies and create a thirdness greater oneness and progressive unity of economics and the money system.

I’m also not advocating for either socialism or laissez-faire capitalism, but to the thirdness greater oneness I refer to as a Wisdomics-Gracenomics.

So here is the primary policy of Wisdomics-Gracenomics, and a few of the additional stabilizing and re-inforcing policies of the new paradigm:

1. A 50+% Discount/Rebate policy at the several points of retail sale (regular consumer retail, financial retail (one’s automobile, insurance, mortgage or other big ticket item’s monthly payment) and a lesser percentage discount at commercial retail from one commercial agent to another on the route toward consumer retail sale
2. A reasonable universal dividend available at age 18 for life based on everyone’s cultural heritage over the last several centuries of increased technological productivity and innovation of $1000+/mo.
3. An available job guarantee for anyone desiring employment
4. A back up Public Banking system that will guarantee creditable individuals credit (virtually everyone with the policies above) if the private banks will not abide by the resolving and stabilizing policies of the new paradigm
5. Making the Discount/Rebate at retail sale permanently at least 52% while allowing enterprise to increase their profit margins by 2% per annum, and indexing the same Discount to an honest and accurate rate of monthly inflation over the 2% allowance, and taxing any revenues garnered via “greed flationary” actions at a rate of at least 100%. Finally, all present and traditional discounts must be kept and computed first before the final 52%+ is applied to final price. There will be no gaming greedflationary diminshment to this policy by commercial agents who benefit just as much if not more so than the individual agent
6. Creation of a new Government Department of Competition, Innovation, Potential Boycotting and The Individual’s Bully Pulpit which would have at least monthly press conferences that would expose transgressions of the policies of the new monetary and economic paradigm
7. A sliding scale percentage “tax” of Gifted money/purchasing power in lieu of actual income tax, required to be invested in Eco-Energy R & D bonds at an attractive rate of 5-6%
8. The 50+% Discount/Rebate at retail sale policy will include all sales taxes thereby aiding and undoubtedly increasing non-sovereign state, local and municipal governments collect such taxes
9. One of the additional beneficial effects of the combination of the retail Discount/Rebate, the Universal Dividend and job guarantee policies is their combined purchasing power lifts every adult above the poverty level and hence there will be no need for the payroll taxes that both individuals and enterprise pay for welfare and unemployment insurance
10. Creating a Wisdom Counsel above the legal counsel of the Supreme Court, that would decide the rational/ethical effects/implications of the decisions of The Supreme Court, based on the many relevant aspects of the natural philosophical concept of grace as in the active temporal universe expression of love.