2024

Posted by chdwr

Its the nature of new money creation that counts most, i.e. the applied idea that defines it most accurately and that also enforces its realities. And that present idea/concept is Debt Only. The word Only designates it as a monopoly concept.

All monopolies are problematic because they are dominating and domination cannot be ethically justified because left alone they lead to Lord Acton’s dictum that power corrupts and absolute power corrupts absolutely.

Historically, every new paradigm/conceptual change has always been in complete conceptual opposition to the current anomalous paradigm concept. So what is the concept in complete opposition to Debt Only as in Burden to Repay? Monetary Gifting, of course.

Strategically integrate Monetary Gifting into the Debt Only system and you’ll get a synthesis/thirdeness greater oneness of truths, workabilities, applicabilities and highest ethical considerations of the conceptual duality. Thirdness Greater Oneness is also a signature of all historical paradigm changes, and of Wisdom.

Oh, the planet can’t stand the increase in consumption that Gifting would evoke! Then mitigate consumption with a Gift of investment in rational things like 5-6% eco-energy R & D bonds and ways to better off planet/under planet production.

Human systems are…human. A graciously gifting monetary and economic system could be the greatest opportunity to self actualize gratitude since meditation and prayer because everyone participates in the economy, especially at retail sale and point of loan signing, and continual CONSCIOUS self creation is the key to self actualization. Visualize it.

Posted To Real World Economic Review Blog 10/18/2024

Posted by chdwr

The solution to inflation is way too easy for the intelectual vanities of the erudite. It is this: utilize the very same method that both banks and governments create money, namely equal debits and credits that sum to zero…and create it as gifted money at strategic points throughout the entire economic process…particularly at the points of retail sale and point of loan signing. A 50% Discount/Rebate policy at retail sale would end inflation by mathematically implementing beneficial price and asset deflation because $100 worth of groceries would only cost the consumer $50, a $60k EV only costs $30k and a $500k house only costs the consumer $250k. And of course with a 50% Gift of interest to the banks/50% Debt Jubilee for the consumer at point of loan signing that EV and house only costs the consumer $15k and $125k respectively.

Thank you non-nobel committee for this award for the discovering that retail sale is the single aggregative as in universally participated in point in the entire economic process and hence the perfect place for a monetary policy because it has immediate mathematically macro-economic effect.

Utilize equal debit and credit type carrot and stick regulatory and tax policies at exchange points throughout the entire economic process to prevent things like “greedflation”, and mitigate over consumption with a sliding scale of required investment of gifted money into 5-6% R & D eco/energy bonds and we’ll not only have economic abundance and free flowingness we can also have rational movement toward confronting climate change.

Pitch Details

Posted by chdwr

I have a single policy that can win the election for Kamala Harris, and a policy program that could create the greatest coalition for liberalism since The New Deal.

A 50% discount/rebate at retail sale.

Uses the exact same present method that both the banks and government create money, i.e. accounting, specifically equal debits and credits that sum to zero. So the retail merchant agrees to lower their prices by 50% to the consumer and the monetary authority mandated to distribute new money rebates every cent of the discounts back to the merchant making them whole on their best competitive price.

It immediately doubles both everyone’s purchasing power, in other words if you make $40k/yr you can now purchase $80k worth of goods and services, and at the same time it potentially doubles the demand for every enterprise’s goods and services. So with this single policy you get $100 worth of groceries for $50, can buy a $60k EV for $30k and a $500k house for $250k. Just do the simple accounting and simple math until you see the incredible benefits of this single policy. Oh, and by the way this single policy ends inflation forever by implementing the impossible so far as current economic orthodoxy is concerned, that is BENEFICIAL price and asset DE-flation.

In doing so it also integrates the self interests of the traditionally opposed economic agent constituencies of merchant and consumer.

(Preface with non-Marxist fact) It simultaneously enables what Marx envisioned but which never happened, namely the revolt of the bourgeosie because of the above integration of traditionally opposed self interests and because it separates the self interests of commercial agents and the banks. (Example of $500k house)

Finally, I even have an ethical “god-father proposition”…that even the banks will find difficult to refuse which is a 50% Gift (debit) of interest at point of loan signing in exchange for a 50% Debt Jubilee Reduction of Principle at point of loan signing.

Finally, finally, the best benefit of this single policy isn’t even economic. That benefit is transforming participating in the economy from the agravation of continual price increases…into the greatest opportunity to self actualize gratitude since meditation and prayer…for a gift of doubled purchasing power. Exactly what society needs in the current economic and political spheres.

$1000/mo. universal dividend, which with the 50% Discount/Rebate at retail sale gives everyone the ability to purchase $2000/mo. and $24k/yr thus ending poverty forever. The dividend starts at age of 18 lasts until you pass on. Economic and monetary security for your entire adult life. This policy along with the 50% Discount/Rebate at retail sale will also enable us to eliminate the payroll taxes every employee and every enterprise pay for welfare and unemployment insurance, thus adding probably another 5-8% of net pay which increase of course is doubled by the policy at retaill sale.

The final killer policy (which I don’t necessarily recommend you disclose) is a 50% Gift of interest to the bank/50% debt jubilee to the consumer. This policy enables that $60k EV reduced to $250k at retail sale to be financed for only $15k and likewise the $500k house reduced to $250k to be financed for only $125k. When was the last time the individual got such a deal? Thats right, never before.

Visualize this and communicate these three policies to the general populace and you can’t lose…even though the banks and their mouth pieces, of course will scream…they are few and everyone else (like 99% of the voting populace) can do the simple math and see how they will individually benefit.

Remember the old political saw, “voters vote their pocket books.”

Podcast Titles

Posted by chdwr

A 50% Discount/Rebate At Retail Sale: The Monetary Policy That Changes Everything

Solving The Issue at The Root of Trumpism: Long Term Economic Grievance With The New Monetary Paradigm

Students! Get Your Degree Without Borrowing Anything With The Policies of the New Monetary Paradigm…and Have Enough Money Left Over To Party Too!

Business People! Double the Demand For Every One of Your Goods and Services With The New Monetary Paradigm

Bankers! The Way For You To Prosper Faster and (Finally) Integrate Your Business Model Into The Legitimate Economic Process

If Private Finance Won’t Cooperate With The Individual and Corporate Benefits of the New Monetary Paradigm, How To Force Them To Do So, Namely Competition From New Private and State Banks

The Problem With Free Market Theoretics: They Confuse Chaos and Instability With Freedom and Free Flowingness

The New Monetary Paradigm Will Enable Us To End Payroll Taxes and Drastically Cut Income Taxes

Too Much Consumption and Bad For The Ecology? There Are Policy Solutions and Work Arounds

Rest of Policies

Mega-Paradigm Podcasts:

Integrates Spirituality/Gratitude Into Economics: The 50% Discount/Rebate Policy: Number of Times Over the Lesson/Repetitiveness Leads To Better Test Scores and Deeper Self Actualization of Personal Reality

Solves the Immigration Issue

Enables The Kind of Fiscal “Deficits” That Are Required To Confront Climate Change and Modernize Our Entire Infrastructure

Posted To A Podcast on Steve Keen’s Substack Newsletter 10/12/2024

Posted by chdwr

Steve Keen is the smartest economist on the planet, however even though he talks about paradigm change he spends entirely too much time describing the problems in economics instead of finding ways to implement the precise new paradigm that will resolve the anomalies of the current one.

Here is a direct quote from him: “The reason neo-classical economics ignores money, debt and banks is because if they did they would have to admit that the money system de-stabilizes the economy.” A brilliant and exquisitely true insight…that he then fails to analyze and innovate policy for in order to resolve the problems he also accurately describes. Its a classic example of intellect getting in the way of paradigm change.

The key to paradigm change is recognizing that SIMPLICITY is the starting point of paradigm change. Paradigms are SINGLE OPERANT APPLIED CONCEPTS. They are Helio-Centrism instead of Geo-Centrism, Ethics/Self Awareness instead of the narcissistic “ethic” of Survival Only, Homesteading, Urbanization and Agriculture instead of Nomadic Hunting and Gathering, Having a Direct Relationship with Your God instead of Salvation Via Roman Catholic Sacraments Only and finally relavant to economics…Direct and Reciprocal Monetary Gifting instead of Debt Only As the Sole Form and Vehicle For The Creation and Distribution of New Money.

Find the way forward with directly effective operant policies that implement the new monetary and economic paradigm here: https://www.amazon.com/Wisdomics-Gracenomics-New-Monetary-Paradigm-Policies/dp/B08X7MZ4KH/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1552358772&sr=1-1-catcorr

Pre-Lims To Presentations:

Posted by chdwr

All new money is created by the accounting operations of equal debits and credits that sum to zero. In other words, the banks says: Here’s $1 million that we’re debiting to your account…now we’re crediting our account and you owe us $1million dollars plus interest. The government says: We’re creating $1million in treasury bond “debt” which is bought by the private sector because it is a guaranteed source of revenue until its term is reached at which time the PRIVATE investor is paid back the investment plus interest. Hence all critique of the national “debt” is a misunderstanding, and government “debt” is not the problem, but rather PRIVATE debt that continually builds up.
The banks currently wield a business model monopoly for the creation and distribution of money. This is stupid enough, however they also wield a monopoly monetary paradigm of Debt ONLY. That is, they will not create any money except in the form of debt. There isn’t anything inherently wrong with debt, but a monopoly paradigm of Debt Only is DDDD (Dominating, De-stabilizing and Down- right Dumb). I’m not here to destroy private finance, only its dominace of 95%+ of the general populace and every other legitimate business model, by resolving the major economic problems we’ve been forced to deal with for the entire length of human civilization…by strategically integrating the new monetary paradigm of Gifting into the economic process.
All new paradigm are at first considered absurd…until they are the answer to all of the anomalies of a current paradigm. Examples: (Rise of human consciousness/Nomadic Hunting & Gathering to Homesteading, urbanization and agriculture/Geo-centrism to Helio-centrism) This is because the new paradigm concept is always in complete conceptual opposition to the present one. The new monetary paradigm of Gifting is in complete conceptual opposition with the present paradigm. In other words (Debt Only As In Burden To Re-pay/Monetary Gifting).
In view of the above in #3, cynicism is an intellectual sickness. One must brush past one’s intellectual cynicism because it is nothing other than self stopping without actual present time looking. As Sun Tsu said: “If you can convince the enemy there is no reason to resist you will win every war without a battle.”
The beneficial aspects of every historical paradigm change have always been an aspect or aspects of the natural philosophical concept of Grace (Examples: increased consciousness of self, awareness that all others are also self aware and hence increased sense of the reality of ethics, Increased abundance and survivability, greater scientific and temporal universe awareness of truth and reality, and in the new monetary paradigm, fairness as in graciousness that ends domination).

Posted To Steve Keen’s Substack Newsletter 10/02/2024

Posted by chdwr

All of your conclusions are valid of course, but you’re not comprehending the deepest problem and hence the earth shaking solution, namely the new APPLIED monetary paradigm concept.

The present monetary paradigm for the creation and distribution of new money is Debt Only. Acculturated since the first day of human civilization its why its so hard for people to understand that government deficits (an aspect of the concept of Debt Only) are actually monetary gifts to the private sector.

Retail sale is the single macro-economic point of the entire economic process. Thus a 50% Discount/Rebate policy at that point doubles everyone’s purchasing power and so the potential demand for every enterprise’s goods and services, and yet with double entry bookkeeping makes the merchant whole on his entire price, does not cost the merchant a single additional penny and implements beneficial price and asset deflation for EVERY individual. Same equal debits and credits 50% method at point of loan signing continuously integrates debt jubilee into the economic process instead of suggesting a one off ineffective “modern debt jubilee” which sociologically misses the long standing financial and corporate oligarchy. Reforms are shallow and easily over thrown. Paradigm changes totally invert anomalous realities and hence resolve them…until new insights are discovered.

Too much consumption? Mitigate consumption and direct and increase investment with a policy of a sliding scale of required investment of monetary gifts into eco-energy R & D bonds. This tax/cost is still a gift and so philosophically aligns with the new paradigm. And there are other policies to prevent inflation through out the entire economic process using taxation, double entry bookkeeping and monetary gifting.

Posted To Steve Keen’s Substack Newsletter 09/28/2024

Posted by chdwr

Your accounting is valid, but it fails to utilize the same operations at strategic points throughout the economic process to resolve the economic problems you also have identified such as chronic erosive inflation and hence diminishing purchasing power, and the continual build up of private debt.

This apparently is because you have failed to recognize the fact that the present monetary paradigm wielded by the private banks is the virtual monopoly concept of Debt As In The Burden to Repay…Only for the creation and distribution of new money.

Break this monopoly paradigm up by integrating the same accounting operations of equal debits and credits that sum to zero with the new paradigm of Monetary Gifting into the Debt Only system at retail sale, point of loan signing and from business model to business model throughout the length of the entire economic process…that will create and enforce beneficial price and asset deflation, hence greatly increased individual purchasing power, demand for commercial goods and services and the reduction of the rate of build up of private debt.

Monetary Gifting has been utilized before. For instance “green backs” were a major if not the major reason the North won the civil war against the South. Of course it was just distributed without utilizing accounting at key points in the economic process (retail sale , point of loan signing and the point of movement from one business model to another) primarily because there wasn’t the digital/electronic capability to do that at the time. We don’t have that problem today…just the failure to perceive paradigm concepts and craft policies around new ones that resolve the anomalies of the current one.