Economic and monetary instability caused by the inherently cost inflationary nature of commerce under the current conventions of cost accounting necessarily forces nations to compete for incomes from other nations pitting them against each other in trade wars, and also tempting the stronger nations to do so by force, i.e. war. The business model of finance has always been there to provide the funds for such wars as their unchallenged monopolistic product being debt and the incredible increase in costs and waste of war was then made even more  “necessary”.

If we had instead integrated monetary grace/monetary gifting into the economies of the world as C. D. Douglas’ Social Credit proposed virtual national equilibrium would have been possible, the fruits of our incredible heritage of productive capabilities could have been much more equitably distributed and the wars both hot and cold that characterized the remainder of the century, and that still plague us today…in all likelihood never would have occurred.

Both Conservative/Libertarian and Keynesian-Progressive Theorists Still Reside Within the Old Paradigm of Debt/Loan ONLY.

Hence they all are still trapped inside that old paradigm which misses the most underlying and disequilibrating problem of commerce itself…its inherently cost inflationary nature. The new paradigm integrates monetary grace, monetary gifting directly to both individuals and to businesses via a universal dividend and a rebated back to merchants macro-economically derived discount to prices which solves both the macro-economic scarcity of individual incomes and the chronic inflationary erosion of purchasing power.  Because a macro-economic scarcity of individual income is the moment to moment reality of every economy it makes both production by businesses and consumption by the individual unnecessarily onerous while giving dominating power to the Banking/Financial business model whose means of profit is the paradigm of Debt and Loans ONLY. Breaking up this monopoly power and monopoly paradigm with a supplemental monetary gift enables equilibrium, and a macro-economic policy of a retail discount to prices which is rebated back to businesses utilizes the digital nature of our money system to reduce prices while simultaneously vastly increasing the purchasing power of individuals and increasing the profitability of businesses thus downsizing the need for financing for both, and in so doing reducing the overall market of the problematically dominating business model of  finance. And all of this fits seamlessly within profit making systems while both encompassing and evolving them past their current primary purpose of profit toward new primary purposes of both economic efficiency of consuming what is produced and, not coincidentally…the freedom of both individuals and traditionally productive enterprise.

First, it greatly reduces the money needed to purchase both the wants and needs of individuals. This of course would enable them to purchase more with less and also to reduce the amounts and the terms of any money they would need to borrow in order to purchase “big ticket” items like automobiles and homes. The same thing applies to businesses as the combination of increased income available to spend that the Dividend would make a continual reality and the increased sales made available by the greatly reduced prices would translate into more profits and a resultant much reduced need for additional finance for ongoing operations and/or expansion for those businesses. It’s all upside for the consumer and the traditional goods and services business entities of the economy.

It is a large downsizing in the consumer financial market for Banks which being almost 70% of GDP means an incredible wringing out of profit in the form of interest which considering its extreme volume is largely a parasitic adhesion we would be better off without. There is no reason Banking would not be profitable, it would simply take its proper and smaller place in the overall economy…and not only no longer be the dominating and manipulating force it obviously has become in each separate nation, but also no longer be the nexus, the lynch pin at the heart of international instability and so the covert actor/collaborator in geo-political imperial “necessities”.

A new paradigm is a new way of thinking and doing. It is thus usually difficult to envision and trust…especially while one mentally resides within the old paradigm. Furthermore, a new paradigm often looks to be an absurdity, unrealistic, inapplicable and even unworthy of consideration in terms of and from the viewpoint of the present paradigm.  An example is the change from the paradigm of hunter-gatherer, where everyone knew that in order to get food they had to be nomadic and….go to where the food actually was, to the new paradigm of agriculture where you stayed in one place and grew and tended the food. I’m sure there were hunter-gathers who looked at  farmers and herders as crazy…right up to the point where they (the hunter-gatherers) were in desperate need of food…and the farmers and herders had piles and piles of grains stored up and huge numbers of animals deliciously milling around just waiting for a hunter-gather’s arrow to feed his family/tribe. Result…either a hung hunter-gatherer or a new paradigm convert.

Just apply the lesson to the current paradigms of Debt/Loans/Production ONLY….and see if monetary grace the direct to the individual, free and costless/non-price increasing, actually price deflationary gift for consumption ….doesn’t fit the analogy above, the requirements of the new economic and monetary paradigm itself and the viewpoints and attitudes of the orthodox on all sides.

Wisdom is real and so is its pinnacle concept and experience Grace.  Wisdom is the integrative process itself and also the means of garnering such.

Because Grace is Bothness/Twoness/Duality it is reflective/reflects both inwardly and outwardly as in mutually applicable and workable both mentally and temporally. Nature is replete with Duality, symmetry, reflection, balance, equilibrium and opposition. For instance meditation can be both an inward looking and an outward looking discipline. It can even be contemplation as in the Christian tradition which is an inward twoness in that the awareness is directed onto a word, concept or mantra helping to focus and make more real the “object” being focused on and also the awareness doing the focusing. Grace is also projective/projects both inwardly and outwardly, again denoting a twoness of source and direction. This is the zen outward “wall gazing” form of meditation.

Grace is also direct/directive and so a policy truly aligned with and reflective of Grace will have a direct and so immediate effect. The same will be true if a policy is directly reflective of a philosophy of Grace. Direction denotes a source point and an end point which of course is a Duality.

Grace is also Both/Andness, that is it is a Bothness-Duality AND something additional, i.e. a Trinity which is both a threeness and a Unity-Wholeness….at the same time. This makes it integrative/Wisdom garnering by nature and as Grace is the pinnacle of Wisdom evocative of the experience and the effects of Grace. Trinity is replete in nature, especially if one looks just a little closer at it.  A tree is truck, branches…and the roots…from which it originated. Electricity is two interacting charges…and their resulting and unifying creation of energy. A leaf is/has two symmetrical sides…and the stem/middle channel from which they arose and were nurtured so as to grow and unfold. Time is a cycle of start, change and stop. Time is also a moment/a nowness and a flow of moments/nownesses so Time can actually be looked at as both Duality and Trinity-Unity, i.e. a Bothness and a Both/Andness.

Time lags occur in the economy and cause inequities and disequilibriums within it. The only way to eliminate the effects of these time lags in the economy is to implement policies that are as per above equally applicable both inwardly and outwardly, i.e. integrative and wise, incorporate both Bothness-Duality and Both/Andness-Trinity-Unity and are also direct and immediate in effect, i.e. a simultaneous integrative occurrence of both cause and effect, and of both philosophy and policy, i.e. a unity-wholeness-simultaneity thereof.  Hence, and as the economy is monetary and money is an excellent and facile tool, monetary grace as in the free and costless/priceless gift, being of grace has all of the above characteristics as well. And regarding time and time lags, most especially its aspects of nowness/simultaneity,….is the policy concept which is the answer to Time, Time lags and the inequities and disequilibriums it otherwise will cause. Oh, and by the way, it being costless and priceless…also makes it valid and applicable both micro-economically and macro-economically.

What if spirituality is natural, and nature most basically spiritual? Then both would be able to integrate with each other, and the result be greater than the sum of its parts.

Steve Hummel 08/15/2015

The Policies of C. H. Douglas’ Social Credit are perfectly targeted at and effective for the primary problems of both the micro and macro-economy. And even though both of its policies are necessary, the real key to Social Credit being effective lies in the Discount mechanism and its macro-economically derived percentage. If Macro-economics is concerned only with aggregates and the Discounts are entirely rebated back to participating merchants thus not only making them whole on their margins and overheads but also enabling Social Credit to fit seamlessly within profit making systems, then, as profit, savings, interest and any other excess costs or diminutions to the circular flow of the economy…are waste so far as the macro-economy is concerned…all of their combined additions to the denominator and subtractions from the numerator could be inputted into the simple ratio formula of the Discount and the resulting percentage would be very high.  If you can costlessly place a tidy sum of money directly into the hands of individuals and also effect price deflation at the same time you’ve mathematically and concretely accomplished what both liberal and conservative orthodoxies consider an impossibility. Grace, the broadest and deepest word in the dictionary whose primary aspects are best characterized by the words balance, equilibrium and flow as are the classic (and correct) goals of economic theory and policy is thus the best guide for both individual development and human systemic policies. Do the linguistic and philosophical exegesis…and the integration of the two becomes not only possible…but obvious. And for those who simply will not or cannot overcome their orthodoxies of whatever stripe including pre-scientific and acculturated religion. “Oh ye of little faith…and economic insight! Ye have your reward!

Steve Hummel 08/15/2015

When history is written, whether there is a collapse or not, and the policies of Social Credit are FINALLY implemented because technological innovation and AI will force that implementation, all of the idiot economists, both austerity and Keynesian of whatever stripe, will claim they knew Social Credit (or whatever name they give it) ….was the answer all along.

Why? Because it enables both adding directly to individual incomes…and price deflation….at the same time….which are the policy goals of both Progressive and Austrian theorists. The concept of Grace is Bothness/Duality integrated.

Forget fucking religion, Wisdom and its pinnacle concept of Grace reflects truth inwardly and outwardly including in the daft and orthodoxy ridden discipline of economics.

Monetary and economic disequilibrium too radical/systemic to be moderate about anything. Wisdom/Grace only way to be radical and humane at the same time. Thus policies of monetary grace the free gift are the answer.

Radical Wisdom applied to economics, money systems and politics, not what is currently considered radical economics, money systems or politics. After all, balance, equilibrium and flow are characteristic of both Wisdom/Grace and the traditional (and correct) goals of economic theory and policy.

Adding (a direct Dividend to the individual)  and both subtracting and adding/giving back (a macro-economically derived retail Discount that is rebated back to participating merchants) is the policy anatomy, definition (+ and -) and enablement of a systemic price DEFLATIONARY….economic and monetary equilibrium.

Steve Hummel 08/15/2015

Life is Unity-Infancy, Duality-Learning and Trinity-Integration, and then Quadrinity which is also back to infancy regarding the levels of awareness of the integration of the aspects of Grace.

Moment to Moment Life follows the same pattern in that one has a problem which begins with a postulate-unitary statement which one allows to be/become opposed in some way by a counter postulate and thus becomes a Duality. The Duality is resolved by integration which results in a third and freed condition, a Trinity-Unity. The next problem will inevitably present itself as the process continues. Learning to integrate speeds up and frees one so that increasingly they can begin to integrate the experience of resolution-cognition which is Grace and (hopefully) integrate the aspects of Grace itself.

Quadrinity: The process of beginning again, continuous reset, re-start and creation of Trinity, also the ethic of same and of the continuance of conscious non-grasping, non-holding and so flow.