In other words Wisdom/thinking and Grace/acting is factoring all relevant data and circumstances and also sorting out the primary factors and making sure they are considered first, last and always.

The purpose of Life is not necessarily or only work. The purpose of Life is….a positive and constructive purpose whatever that may be to the individual.  Thus the overweening importance of employment as a purpose fawned over by politicians and economists, despite the fact that employment is rapidly becoming much harder to find due to innovation and artificial intelligence, is economically and philosophically flawed. “Man does not live by bread alone.”

And there is another reason why focusing only on employment is wrong. If the rate of flow of total costs/prices routinely and in the unfettered operation of the economy exceeds the rate of flow of total individual incomes…..then the system…no matter how much employment there is….cannot possibly be stable, and over time must and will collapse. Employment obviously has a long way to go yet, but unless you integrate a costless policy of monetary Gifting that goes first and directly to the individual instead of into the system itself…you’re only palliating the problem and putting undue stress on the system and the individual. 

We are not homo economicus. We are homo sapiens, i.e. wise and discerning man. Let us live up to our species designation and let us speak this truth and the following demand to our financial, political and economic elites:

“Let us be free in a truly free and free flowing system where monetary grace as in the free gift is policy and reflects the ultimate purpose of Life….building a graciously free society where the experience and practice of grace, which is Love in action, is more prevalent and more naturally and easily expressed.”

Ideational and experiential change and transformation takes place right in front of our eyes every day and all the time. How?  Your awareness thinks thoughts and changes from one thought to another  which is simply directing one’s attention onto that idea, then withdrawing it and placing it on another idea.

Experientially/Knowingly, which by the way is a deeper mode of experience than mere thinking/figuring about as in abstraction, the awareness does the same thing by reaching out to experience the emanations of objects in the temporal universe and then withdrawing its awareness from them.

In commerce transformations take place constantly like for instance the transformation of production into consumption that occurs at retail sale.  On a temporal level this is exchange, but ADDITIONALLY for both merchant and individual it is a third thing, namely the EXPERIENCE of retail sale and the transformation of production into consumption.

Most of Man’s obsessions and hungers are simply the missing of/inability to consciously experience such things fully and satisfactorily and so be willing to “get on” with the next experience fully and satisfactorily….instead of trying to hold onto it and/or accumulate it as some sort of fetish.

The human mind, like matter, is infinitely fragmentable and compartmentable. This is why people can have diverse and even contradictory political, economic and monetary opinions. This is kind of a two edged sword in that differences of opinion can lead onto genuinely new thinking (but only if the philosophical underpinnings of that new thinking are consistent and thoroughgoing which marks the difference between a crank and the innovator or even a visionary) or lead to cognitive dissonance on the scale of an entire society as we’ve all been noting in discussing Bill’s post. The latter mindset and mental habit also tends to degenerate into continual contentiousness as in Democrat/Republican, Tory/Labour etc. and which also ends up with one or the other side declaring TINA and trying to enforce their reality on everyone. The “trick” in avoiding this scenario is integration/the integrative process itself which consists of combining only the particles of truths, workabilities and applicabilities in both opposing ideas, theories etc. and not trying to enforce any of the untruths, unworkabilities or inapplicabilities of either side which only ends up throwing the entire process back into inevitable contentiousness/mere duality as in the political party situations as per above. Finding an actual solution to problems consists of this integrative process of opposing ideas, theories etc. and which leads to a third and more unifying condition. People can see this as correct and the actual process, but what is most difficult is overcoming/deciding on the importance of the ethical superiority of such integration over opinion or involvement with personal agenda of power, personal opinion and/or control. And this is why a thoroughgoing linguistic/psychological/philosophical unity is so important…because it clarifies and focuses one’s understanding while simultaneously raising the ethical nature of the debate.

Action, Achievement and Achieving.                                        Steve Hummel 04/10/2016

A fiat currency is not destined to fail as libertarian/conservative theorists like to opine about, that is, if macro-economic policies that reflect the very anatomy and component parts of equilibrium are utilized to stabilize (not necessarily only numerically equate) it….like for instance a + of individual incomes and a – to retail prices. Actually as ethics is a third and absolutely essential factor in any truly human endeavor and the system as it currently is IS essentially UNethical the actual solution is tri-partrite/trinitarian-unitarian-wholeness in nature. This is not religious in any way, simply naturally metaphysical/philosophical-psychological thinking. Actually as the traditionally religious experience of God is dualistic union with him/her/it and the completely natural psychological experience of Grace is the complete integration of self awareness, space and time….the concepts of integrated dualism and trinity-unity are philosophically and reflectively aligned so who cares which perspective or choice of origin of cause is used.

Economically the fact remains that an integration of a dualism
(a + of $ and a – to price) and a third unitary and necessary consideration, namely ethics is the full solution to its problem.

And that is what I refer to as the Cosmic Code of Resolving Natural Grace:

[ (an integrated duality) within a continuously integrative Trinity-Unity ]

You could also fit that into a central bank with policy mandates reflecting Grace as in Gifting via a Dividend and Discount, and also the entropic/thermo-dynamic embeddedness of economics and the non-entropic idea of money and the equally non-entropic concept of Grace as in Gifting integrating to create a third and unified flow to the economy like this:

[ (+Dividend/-Retail Discount) Economy in Stable Monetary Flow

[ (+ costs of thermo-dynamics/-costs of monetary grace/gifting) Reversing the Flow of entropy]

I know some would say these are airy concepts, but translated into their reflective and thoroughly concrete economic and monetary policies they are the essence and epitome of temporal and ethical power.

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The additional costs of commerce beginning actually with thermo-dynamic randomizing of energy and exacerbated in the actual process of production with the costs of depreciation for which there is no corresponding issue of individual income make A + B its most basic reality. And of course as Austrian economic theory states the potential of human action/decision in profit making economies like printing money and also like a business deciding to increase their prices simply because they can and usually get away with it…at least for a while, is also an endemic problem. The Austrians therefore rail against inflation and think the economy must become deflationary. But they forget/refuse to look at the social credit insight of inherent cost inflation. I remember Bill (I forget his last name) on the old social credit list describing Austrian economics as “that theory which unconsciously wants to make international banking’s triumph…a fait accompli.” By that of course he meant their resistance both to money creation and to regulation of the economy in any way.

However, integrating Social Credit and Austrian economics with a Dividend and a proactively large discount percentage that results in continual price deflation will slay both monetary scarcity and the 5000 year old problematic business model of Finance in one fell swoop.

And this latter integration is the fully aligned with Social Credit additional insight cognited on by a full exegesis and extension of its basic concept of Grace as in monetary Gifting known as Wisdomics/Gracenomics          c copyright 04/06/2016 Steve Hummel

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On Mish Shedlock’s blog, as everyone there resists the above integration due to their almost maniacal and absolutist allegiance to Austrian, Ayn Randian or some other libertarian economic theory, and almost as sport, I conclude my posts with the signature:

“You’re all nascent Social Crediters.”

I know that doesn’t make it any more likely that they will actually look at what I say, but after almost 10 years over there of posting and so far as I know not a single one who confronted or recognized the monetary and economic significance of the conventions and effects of cost accounting (which are fairly straightforwardly available and decipherable IF YOU ACTUALLY LOOK AT THEM AND UNDERSTAND THEM AS FLOWS OF COSTS AND MONEY)….I’m quite sure that you probably couldn’t change their minds with a “phaser” set at disintegrate to their temple let alone words….so any of my unethical attempts at irritation of them is virtually nil. 🙂

Anyway, I salute Liam for being open minded and smart enough to have actually changed his mind from a usury only advocate to a Social Crediter. That alone places him in an elite corps of humanity who has the guts to actually change their mind and then positively re-integrates their stable datums.

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Bob:   Yes, FRNs are the world reserve currency, but some countries are avoiding it in trades amongst themselves, e.g., Russia and China.

Me:  Yes, and if they can continue they will be better off and more efficient economically…..but they still won’t be solving their most basic monetary and economic problem.

Bob:  As I noted a few times, one could see this from another angle and make a different case.

Me:  Bob,

“Accounting is a means of keeping track of economic activity, not economics.”

Debits and credits are a tracking system, but COST accounting is the specific cost datums that when you examine their relationship to total incomes distributed….show the economic theorem of A + B is correct. THAT is an economic discovery and reality…par excellence. Cost accounting is the nitty gritty of commerce and the “on the ground” reality of same, not some abstraction real or imagined. To abstract is to speak of, to be once or many times removed from actuality. The facts of cost accounting and the fact that these costs are endemic to virtually EVERY enterprise at ALL times tells one that they are not only flows of costs and money, but dynamic, causative and operant ones as well.

“This is an economic issue, namely private control over money creation.”

I’m with you on that. I detest the TBTF Banks. Their dominance of every other business model and 99% of the individuals in the economy is supremely unethical. I’m for every efficiency possible for Finance AND most importantly their control of the creation of virtually 98% of our money. JFC that’s why I posted my tri-level Banking system here….so that private finance would no longer be able to willy nilly attempt to distribute debt to everyone and their dog’s uncle like they did before 2008….and then get bailed out despite their being the originators of that irresponsible profligacy. The sovereign national credit office, a public institution mandated to create all new credit and guided by the the gracious policies of a universal dividend and a deflationary retail discount upward of 40+% would then have that responsibility and would grant loans underwritten by the structural Public Banking system where all profit after payroll and additional costs was put into a general fund and/or distributed back to individuals. I’m with you and Ellen and everyone else here on that….but lets solve the entire problem….please.

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That was a great passage by Oliver. Yes, double entry book keeping is a wonderful tool, it’s just that it doesn’t account completely for excess costs in ratio to individual incomes. And there is the Social Credit insight and metric….the rate of flow of total costs always tends to exceed the rate of flow of total individual incomes simultaneously produced. INDIVIDUALLY a gap between your costs and your income can be caused by borrowing, BUT A MACROECONOMIC/SYSTEMIC Gap/shortage compels continuous borrowing which only leads to debt and cost piling up until…..2008. That’s also why the 5 cent snickers bar of my youth is now a dollar and three jobs doesn’t create the lifestyle that one created 70 years ago. Unaccounted for additional costs is the cause of our problems, the effect is the inevitably drowning-treading water economy that is palliated by borrowing and that results in the 800 trillion dollar behemoth of Finance that profits from it and unethically dominates every other business model and 99% of the individuals in the economy.

So we should all just shake hands, slap each other on the back and make damned good and sure that we keep that process firmly in mind as we insist on the BEST and only valid monetary policy SOLUTION to the problem, costless monetary gifting (not the piecemeal, palliative, ineffective or merely blaming ones) and then make sure those policies AND sovereign control of the money supply AND a national banking structure that operates truly in the public interest as Ellen and PBI envision…gets us to where we really want to go, namely freedom and prosperity.

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Adrian:  Liam,

Looks like your’re not a businessman or entrepreneur. Sure, people often borrow because they have to, but the more interesting thing is that people also borrow money to make money, that is, leaveraging. As you yourself say, you borrow because it gets you something you want. As long as you can invest it for a return in excess of the interest rate, you come out ahead, and that has been possible for shrewd people for a long time.  Access to credit is an opportunity as well as a burden. It’s really the former which took over once the financial revolution made credit widely available. Once a credit-based economy was established, then everybody’s more or less entrained in the process, whether they can leverage or not. You have to have access to credit before any of this comes into play. I think social credit has it backwards.

Me:  Adrian,

You’re only looking at it micro-economically. Macro-economically an inherent scarcity of individual income COMPELS continuous distribution of debt….or the system grinds to a halt.

Adrian:  I’m looking at the history of monetary systems and their economic function which is almost entirely macro-economic. Read my book.

Me:   If there is an inherent scarcity of individual incomes in ratio to consumer prices created by the system ITSELF…..then LOGICALLY the system is unbalanced/unstable and REQUIRES additional money/income to become balanced. The only way that happens now is debt/borrowing. Of course that entails a cost so it doesn’t stabilize the system. Gifting thus becomes necessary.

Adrian:  You’re begging the question why there is such a scarcity and why we have an unbalanced system, which I agree that we have. It’s inherent, I suggest, only because of modern system of finance, not because of some kind of hidden entropic system of imbalance (the gap) in exchange or commerce as such.

Me:  Adrian,

The system is inherently cost inflationary. The COSTS of borrowing ARE A PART NOT THE WHOLE of those costs…and thus NOT the BASIC cause of the problem.

A:  The costs of borrowing can occur only in an economic system in which large-scale credit is possible.

Me: Okay. So?

A: Depreciation is a fact of production, and of life. But it is compensated for by labor, which is anti-entropy.

Me:  How can labor compensate for depreciation when it is an ADDITIONAL cost over and above the total of financial costs, in other words of total money distributed by loans?

And labor is not non-entropic it is merely an aspect of the system as a whole which indeed IS entropic.

A:  We are not arguing about the gap between costs and prices, but about what causes it.

Me: Actually we are talking about both. The Gap is caused by both additional costs and diminutions to the circular flow of the economy, but it is caused PRIMARILY AND MOST IMPORTANTLY by additional costs over and above total money distributed which means that ONLY a DIRECT and costless means of equating individual incomes and consumer prices will actually solve that systemic problem. If it were only diminutions of money from the circular flow Keynesianism would have the potential to solve the problem, but it didn’t obviously and won’t because there actually ARE additional costs.

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Me:  John David,

Yes we have both kinds of inflation and that’s why a retail discount mechanism is absolutely essential.

By the way, I did answer your mentioning that there are other ways to fill the gap, but they are mostly piecemeal and inadequate, and so they do not adequately address the dominating paradigm of the Banks which is loan and debt ONLY. Money itself is not the problem as it is the most fungible and widely distributeable possible way to get money into the hands of individuals….and direct monetary gifting DIRECTLY counters and balances the Banks’ enforced paradigm.

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John R:  Governments do not have the funds for ecologically  positive efforts.  And now the TPPA is likely to countermand such if they impinge on any corporate’s profits.

Me:  I completely agree that more government money for research into ways of making more with less is essential, and that there being a scarcity of incomes and so a much greater likelihood that funding will not be there to do such things. And again, are people going to be more rational about the environment and ecology when they are continually stressed or when they have a virtual middle class lifestyle guaranteed? That plus I don’t see that such a middle class level of consumption is not environmentally sustainable anyway….especially if energy and resource conservation and reduction becomes even more possible.

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Adrian:  Sorry, but yet another restatement of the view that the “gap” preceeds and explains all doesn’t move the argument for me.

Me:  Adrian,

With all due respect what part of the laws of thermo-dynamics don’t you understand? The conservation of energy states that it cannot be created or destroyed. Leaving aside the possibility that spirit is simply some kind of energy we cannot currently measure that means that in the physical/temporal universe THE mechanical means of producing anything….is randomizing of energy and breakdown/destruction of physical form (like for instance in the form of the physical means of production). That means that the physical/productive aspect of the economy ITSELF, IS AND CANNOT AVOID DEPRECIATION. Depreciation and its economic effects in the economy (additional costs) is INHERENT…..and the only way to counter it is with AN IDEA within the idea that money actually is, namely AN ADDITIONAL and costless GIFT of money to the individual and to costs/prices to the individual at retail sale. In fact, because nature abhors a physical stasis/vacuum, a mere numerical equilibrium will only last…..for a moment. So in order to ACTUALLY have a free flowing, moment to moment and stable equilibrium….you need to REVERSE the entropy of the physical universe with a (sizable) deflationary GIFTING discount to retail prices.

Grace as in monetary Gifting is the new and necessary economic AND monetary/financial paradigm.

And the Gap does explain all….because it INCLUDES the subset of financial costs within the set of ALL costs.

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John David:  there is no depreciation on information which is a moneymaker in many industries.

Me:  John David,

These things are reducing costs, yes. But does digital equipment that creates digital music not cost money? And does it breakdown? In the end you cannot resist the effects of the physical/temporal universe which is depreciation ITSELF. Unless you use an idea….which apparently and for all practical purposes is NOT a part of the physical/temporal universe….to REVERSE entropy.

To paraphrase R. Buckminster Fuller: If you want to change the world don’t just fight it, create a new idea and replace/integrate it into the current system.

A: “Entropy is countered by energy.”

Me:  Not correct.

A: “In most of human history labor has made up for depreciation, and continues to do so.” Only ideas and their reflective policies can reverse and balance entropy.

Me:  Labor, that is aggregate demand, i.e. $ in the hands of individuals is decreasing in total, input and relevance to the productive process…and labor, being only a subset of TOTAL COSTS of economic production ITSELF, CANNOT extinguish the Gap. The Gap…IS. It exists. It exists a priori and inherently as a result of being a temporal process. I repeat: Only ideas and their reflective policies can reverse and balance entropy.

A:  “I think you guys have to get off this level of abstract generalization where you keep repeating your theory, and provide instead some kind of compelling demonstration to support it, if you can.”

Me: You can’t get any more concrete than the temporal universe facts regarding the effects of the laws of thermo-dynamics. Again, with all due respect, if you do not actually comprehend what those facts mean in terms of costs, or refuse to confront them…then the problem does not lie in some alleged abstraction on my part.

A:  “Awhile back I posted some diagrams supposedly proving that A + B is intrinsic to production, which Liam kindly sent me, asking if anyone could make any sense of them. At least they seem to be an attempt to get beyond the abstract statements. Here they are again:”

Me:  That diagram is actually an ABSTRACT model showing the inevitable additional build up of costs…..enforced by the temporal/time/time lag-physical universe, of which the generally accepted laws of thermo-dynamics….are the rules. The effects of Time and existence in the physical universe are unavoidable and unstoppable. Energy has costs and energy randomizes thus causing more costs and so prices as mutual flows, hence there is a deep and inherent excess of energy/costs and in order for production to flow freely….it requires a costless monetary supplement and a reversal of these entropic costs via a proactive deflationary discount to retail prices.

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World2Steven:  “There may be another twist to this as well – volatility in the financial markets. Next to precious metals and commodities, the only thing ‘real’ in which one can invest is the stock market. I know this is a stretch with the financialization of the US and other Western economies. But ultimately, banker
/cartel power has to be anchored on real wealth, i.e. what people need to survive. So… if you make it so dangerous for anyone trying to genuinely invest (and remain relatively liquid), you eliminate the only real competition for control over the economy’s real, needed wealth.”

Me:  Correct. And that is just the result of one of several underlying contradictions of Finance Capitalism. All the more reason to have a Distributist economic system combines/integrates both profit and balanced thinking in every way.

World2Steven:  “Another possibility is, as previously suggested, that having discovered they can get away with just having the Fed create the money they need to remain solvent (SIC), the bankers are just trying to bring practice in line with this new reality, i.e. who needs savers (if only to balance the books every couple of weeks at the Fed) when you can just have it create money and stuff it into your Fed account?”

Me:  This is correct also in that the Bankers in Finance Capitalism want to control everything including investment even by the wealthy. A monopoly brooks no competitors…not even their corporate and wealthy “friends”. Better to have an economic and monetary system that places the power for both business economic survival and the direction of investment into “the many hands of individuals”.

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We had better get control of the Banking and money systems and place it squarely in the many hands of individuals by guaranteeing a middle class level universal dividend and a substantial price deflationary discount to retail prices so that such income does not erode with inflation, but actually increases via the deflationary discount. We are seeing the coalescence of power of Finance Capitalism….and it’s going to be them or you and your family. Just think about it, and about the best, the quickest and the most effective way to end their rule. A tri-level Banking structure is absolutely part of that solution because it takes away the power to create money from private finance and creates a national banking system guided by the concept of Grace as in Gifting and Grace as in sovereignty-benevolent sovereign control.

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Me:  Smartest thing we could do is use dividend and discount policies to make the economy hum on all 20 trillion cylinders in virtual perpetuity, and make that combination of policies create a minimal (and still ecologically balanced) middle class income and more if you find work….that way we could completely re-industrialize without having to worry about employment. This would deny China it’s and the world’s biggest market….and force them to become a more consumerist economy instead of the export platform it is now.

JD:  Actually China has been shifting to

JD

Me:  Eh, kinda, but let’s hasten that process and the processes of innovation and AI which will have incredible economic efficiencies. That plus when people are secure and prosperous they tend to be less manipulable by both overt and covert war mongering and less tolerant of empire building…of which there will no longer be a necessity in order to try to balance the empire builder’s economy. The primary aspects of both the concept of Grace and the classical goals of economics are not coincidentally balance, equilibrium and flow.

For Businessmen:  Suppose I told you there was a way to increase the available money in consumer’s hands to buy your products and services, to enable you to reduce your prices by 40-50% and yet make more profit than you’ve probably ever made, eliminate your business costs for welfare, unemployment insurance and eventually even for social security and finally not only eliminate inflation, but have permanent price deflation that still fit seamlessly within profit making systems. Would you be interested in any of that?

For Consumers:  Suppose I told you there was a way to put $1500-2000 per month into everyone 18 and older’s hands every month in addition to whatever they made via employment and was available to everyone whether they worked or not, that there was also a way to reduce prices by 40-50% further raising your purchasing power, that enabled you more free time and more choice in what you wanted to do with your life, that would enable every college kid to live independently from their parents and in the vast majority of cases not have to borrow any money at all to go to school and finally that actually lowered your taxes and if you’re a small to medium sized businessman actually enable you to make more profit to boot. Would you be interested in any of that?

Good. Let’s see how we’re going to do this.

As businessmen, most of whom started out with a loan in order to begin your business, you know that not only do you have to pay the Bank more than you borrowed , but you also have to replace your productive equipment and facilities as well as pay for lots of other expenses that were not a part of that original loan.  Now the cost accounting convention that all costs must go into price is also a reality that you may or may not be aware of, but unless your accountant is a former employee of Enron he or she can confirm to you that it is an enforced fact. What that convention thus tells you is that as a flow your enterprise, and every enterprise, creates more costs and thus requires more total prices than it has ever distributed to individuals including your management team and yourself…as incomes. If you’re very hard working, smart and probably also lucky, because the system is very difficult if not onerous…then you may make a profit and survive.  But what does this enforced reality of costs/prices are greater than individual incomes distributed mean so far as the system is concerned?

It means the system as a whole, the macro economy…is unstable due to it being cost inflationary ( that is costs/prices exceed individual incomes to liquidate production) and that consequently it won’t clear, it cannot actually clear as a system. And so eventually the wheels fall off the system…and your enterprise suffers or goes out of business as well…because its a part of that system…That is it will suffer and possibly go out of business unless there are ways implemented to increase individual incomes that don’t burden you the businessman with an additional cost and that also keeps prices down too.

So here is how that would work:

First let me lay a little mental ground work here. Freedom is freedom, and policies that effect both individual monetary freedom and systemic free flowingness are by description and by logic, ….freeing.  A = A as the logical syllogism goes.

Hence a policy of monetary gifting can increase individual incomes that are scarce without increasing costs,as a gift does not require re-payment. 

Now someone probably just said, “Ah, but that would cause inflation.”  But what if a gift of a discount to the individual consumer by retail merchants that was reciprocally gifted back to the retail merchant?  This reciprocal gifting adds no additional costs to the merchant or to the system and also prevents inflation because of the discount to retail prices.   Now such a discount mechanism, because it is based on aggregate costs is a macro-economic tool, and also because of where it takes effect which is at retail sale where total costs for every item or service is terminally summed it can also be made to create proactive price deflation…even within a profit making system…because you could totally reduce the average 40% of costs caused by interest because such discounts the Banks would give consumers they would be rebated back. Also, you could totally reduce the large percentage of transfer taxes that businesses and individuals pay because again the universal Dividend mechanism could totally compensate for those costs.

Again, retail sale is the terminal end of the economic/productive process so no enterprise is punished by a discount at that ending point…especially because  those discounts are fully rebated back to them. Finally, as the discount only occurs after an actual sale of goods or services…it cannot result in too much money chasing too little goods.

Now what are some of the additional advantages to both the worker/consumer and the businessman to such policies?

Well, first of all it puts a lot more money costlessly into the system making it much more likely that the consumer will have income available to purchase your products or services.

Secondly, as just shown, if the universal Dividend payment and discount percentage are are high enough….the taxes that both individuals and businesses pay for unemployment insurance, welfare and eventually even for Social Security….immediately become redundant and unnecessary.  How much moreprofit would you make if you didn’t have to pay those taxes? A lot more profits is the quick and correct answer.

The truth is Dividend and Discount policies would immediately create more profits for business, more freedom for individuals and more reduction in government bureaucracy than the utterly contentious and mutually stymieing political  agendas on both the left and right have been able to accomplish….since forever!

Integrating Gifting into the economic and money systems  with such policies is “all good” for both the businessman and the individual.  And it’s also good for the society as a whole.  For instance, if we didn’t have to worry about unemployment due to the Dividend and Discount mechanisms  and businesses were making more profit….the economy could re-industrialize and become more whole and self sufficient than sending all of that production over seas which hollows the economy out and creates a lot of costs for transportation of  foreign production back to us. Another way we all benefit is the abundant and additional incomes distributed by the Dividend and Discount would enable a lot more families to  have the option, if they chose to do so, of only one parent having to work, or perhaps only work part time enabling more quality time parenting. It’s about time theorists stopped pretending that parenting has no value both to society and ultimately to the economy. It’s actually more noble and nearly as valuable as entrepreneurialism.

So what stands in the way of these relatively simple and yet very powerful policies from becoming a reality? The biggest and most obvious obstacle is undoubtedly the Too Big To Fail Banking monopoly and their allies in industry and government. Why? Because these policies strike at the heart of their financial monopoly powers of credit creation and their utterly restrictive control over the variety of vehicles for credit distribution. In other words they don’t want anyone other than themselves creating money and they particularly do not want money distributed as a gift because they do not make any profit from monetary Gifting….even if it sets both the individual free and makes the system free flowing which is precisely what I have just shown you these policies would do.  But my question both to them and to you is: Where does it say in free market theory….that only one business model can create money and only in the form of a loan ….is perfectly okay?  No where of course is the correct answer. In fact such a state of affairs is a complete outrage that honest and well meaning individuals should rise up against and then implement the policies that will bring freedom! 

And this is where an integrated and focused alliance of small to medium sized businessmen, which is the vast majority of the total business community, and consumers which is everyone, can have an immediate and very powerful social and political effect. And that is why I am asking you to read and think about these policies with an open mind, contribute to what I refer to as Project Monetary Grace and help me develop the mass social movement that can herd the entirety of the political apparatus toward implementing these abundantly freeing, constructive and graciously powerful policies.

As caring Americans we all want more unification and progress toward a better life for all. These policies can make that happen. God bless the American people and the nation they wisely and graciously want it to become.

It’s the intersection of a cost accounting economic reality and a Banking and Financial Monopoly.

Excess costs like depreciation etc., diminutions of money from the circular flow and reduction of individual income due to innovation and AI meet the self interested refusal by the Banking system to create any vehicle of distribution of money save a loan which of course adds to the costs of the system, continually builds up debt and hence prevents the actual resolution to the problem which is a supplemental gift of income to the individual and a means of halting and reversing the cost inflationary nature of the system.

“Quantum Chaos” is actually the higher order mental equilibrium of constant change/flow reflective of Grace/Self Awareness/Consciousness.

This is interpreted as chaos by beings habituated to the temporal universe and its seeming random manifestation of both order and chaos and so it is grasp at/believed in by both the overly religious and the overly scientistic via some orthodox kind of logical order in order for it to be both decipherable and tolerable to them. By and large this is because they have not had an intense higher order experience of Self Awareness/Consciousness, or have had it in the midst of some personal unresolved problem and hence it becomes a very unsettling or even horrifying experience. 

The often staggeringly beneficial psychologically unencumbered state of intense Self Awareness/Conscious awareness of whatever is in the present time environment is simply a “tuning into” the Quantum Chaos…which isn’t chaos at all, but the underlying reality and conscious vector of the cosmos.

Now do I suggest that we can just let everything “go to pot” and not plan, prepare or look to discover anything because “its all good”? Of course not. We need the thorough integration of the two realities within which we must live, both as a living philosophy and as aligned policies within our various human systems…so we can have a third and unifying personal and temporal existence.

Temporal reality is real, but Quantum/microcosmic reality is no less real, only a less experienced one mostly because the human mind filters, condenses and reduces its ever present and spectacularly numerous stimuli in an attempt to “make sense out of it”, and that then becomes habit.  De-habituating oneself while simultaneously integrating the temporal mindset makes for a third and unified experience that the sages have long pointed at as atman, satori, Grace etc. and whichever tradition one chooses to associate it with is no less of an incredibly enlightening, satisfying and empowering experience. The experience needs to be understood as a complete integration of both realities not an obliteration or loss of one or the other, but rather a unitary wholeness within diversity.

Mindset wise it can be formulated as an integrated duality within a trinity-Unity where again neither of the realities within the duality can claim exclusive and/or ultimate reality but rather both are validated and their complete integration is an actual third and unified more ultimate one.  This tends to keep adherents of both sides of the duality gracious and open minded which is a universally agreed upon virtue and in the cases of science and religion expresses the best of their respective mindsets.