Toward Productive vs Finance Capitalism

The sliding scale required investment of gifted money into 5-6% Eco-Energy R & D Bonds policy can be broadened into other valid problems needed to be solved.

Its important to understand that the basis for price fluctuation in the secondary market for bonds is largely if not entirely eliminated by the 50% Discount/Rebate beneficial deflation creating policies at retail sale. The same goes for the ineffective, ham-handed and punitive policy of the FED Funds interest rate. When inflation is resigned to the dust bin of history interest rates can be set primarily to encourage rationality, genuine ethics and necessary problem resolution instead of mere economic considerations and the re-inforcement of the anomalous monetary paradigm wielded by Finance.

Re-Post of The Philosophy of Trinity, Quadrinity and The Cosmic Code

The Essential Definitions For The Cosmic Code and Their Reflectiveness In Economic and Monetary Theory

Integration: The process of Wisdom itself; the combining of only truth(s), only workabilities, only applicabilities, only solutions and only the highest ethical consideration for any given personal situation or temporal systemic condition

Wisdom:  The process of integrating  the truth(s) etc. of apparently opposite viewpoints, factors, theories, ideas, paradigms in order to create/envision/experience a third more unified and holistic reality temporally-physically, mentally-emotionally or philosophically-spiritually-consciously; Wisdom is always and  by definition a thirdness, a moving on from mere contending opposites/orthodoxies; a deepening, ascension and expansion of knowingness-self knowledge-consciousness;

Unity-Oneness:  a combination of states, factors or temporal systemic conditions wherein all of these are aligned with, essential to and synergistic-ally operant upon each other in such a fashion that they can be conceived of as a holistic single state

Duality: the state of twoness, two separate and/or opposing factors, ideas, theories, states of mind, a problematic state of mind characterized by idea-counter idea, emotion-counter emotion, effort-counter effort, intention-counter intention, two parts of the basic Cosmic Code, the general state of humanity and of the temporal universe perceived by them

Trinity: a state of threeness, reductionistically, three separate factors, wholistically, three intimately related factors, examples: the Hegelian Dialectic of Thesis, Antithesis and Synthesis, electricty, that is a positive and  a negative charge interacting and the resulting energy of electricity, the state of personal grace which most essentially is the complete integration of Space, Time and Self Awareness, the totality of the trunk, the branches and the roots, in other words a tree;

Process: a sequence of ideas, states or actions, a continuum, regarding consciousness, continuousness itself

Trinity-Unity-Oneness-Process: a description of the state of personal grace, the ultimate integrated/integrative state of both the quantum and temporal/physical universe; the actual state of the temporal/physical universe and reflectively the actions of self awareness/consciousness within, toward and away from it (the temporal/physical universe); the integrative reality described by The Cosmic Code; each aspect of The Cosmic Code/a trinity-unity-oneness-process is a reality unto itself and simultaneously an integrative aspect of the trinity’s wholeness

Quadrinity: The continuing/continuous state of Trinity/Wholeness/Fullness. Could also be called Quadrifinity or Cosmicinity.

Grace/The Personal State of Grace/Components of the State of Grace:  Bothness continually integrated to the point of thirdness-transformation and oneness-unity; a major if not the major trinity-unity-oneness-process; one’s own best reward; love in action in the temporal/physical universe; the state of personal grace which most essentially is the continuous  complete integration of the trinity of Space, Time and Self Awareness in other words hereness and nowness and youness; God’s Grace, which is his loving intention toward  the individual;   economically, the new monetary paradigm that unifies economic theory and breaks up the current monopoly monetary paradigms of debt only, loans only and for production only.

Start, Change and Stop:  the immutable process of the temporal/physical universe; a major trinity-unity-oneness-process; economically, the three general steps of the productive/economic system and the process that every product or service follows in its journey within and through to the end of the economy at retail sale which is also where all costs for said products or services are terminally summed

Consciousness: awareness itself; what enables the expression of Love….and everything else, what Love creates and builds

Love:  a state of affinity, closeness, care, attraction for and toward; the primary purpose of Life; the creator and builder of consciousness; the only thing that has essential value; the ultimate wisdom-integration

Spirituality:  essentially the truths of religion shorn of dogma and the need to hold onto such; the continuing process of wisdom, integration, plus love and consciousness; a natural and native condition of Man; the unchained and as yet unfinished melody of science

Religion:  a useful, even beautiful tool, but a poor lifestyle;  a binding back of important civilizing tendencies…often along with a few not so important ones;

Physical/Temporal Universe:  the apparent state of ultimate reality; a definite reality,

Quantum Universe: ultimate reality; a so called universe which is undoubtedly not a mere quantity but actually a trinity-unity-oneness-process

Science:  the wonderful and essential discipline for deciphering apparentcy;  the not yet fully conscious conclusions to be derived from observation of the temporal/physical universe; two parts of The Cosmic Code

Why Is The Natural Philosophical Concept of Grace The Idea Behind All Paradigm Changes?

Because grace is the most resolving, integrative, unitary and synthesizing to the point of thirdness greater oneness concept man has ever conceived and experienced…and thirdness greater oneness resolution is likewise the mental and temporal universe effect of every historical paradigm change. Also, with even cursory analysis it is determined that the beneficial effects of every historical paradigm change have always been an aspect or aspects of the natural philosophical concept of grace.

Posted To A YouTube Video of Ann Pettifor and Michael Hudson 01/21/2026

The ancients were much smarter/less acculturated to debt than we are. However, we need to be smarter than the ancients. Why? Because the debt jubilees of the ancients were good, but it didn’t resolve the deeper problem of the human civilization-long paradigm concept for the creation and distribution of all new money which is Debt Only. In other words the ancient’s debt jubilee was a palliative reform…but the debt jubilee wsn’t continuous so Finance went right back to dominating all economic agents for another 60-70 years until debt jubilee was again recognized as necessary. With the tools of double entry bookkeeping and digital technology we can now make debt jubilee continuous and permanent as well as double everyone’s purchasing power further inhibiting the continual build up of private debt with a 50% Discount/Rebate policy at everyday consumer retail sale as well as the retail point of Finance which is one’s mortgage, automobile, insurance or other big ticket item’s monthly payment.

Posted To Steve Keen’s Substack Newsletter 01/21/2026

Excellent suggested new system…because it utilizes Gifting and (apparently) has known and enforceable barriers within which freedom actually exists, as opposed to current “free” market theoretics which is really just a framework for dominance By Finance within the current monetary paradigm concept for the creation and distribution of all new money which is Debt Only.

The Bond Market Solution

The central bank guarantees them by being willing to buy and hold them until maturity…at any time and specifically in times when Financial “innovation” has destabilized the economic system.

This Gift of monetary security and the rest of the beneficial policies of the new monetary paradigm {50% Discount/Rebate at Retail Sale including the continual debt jubilee effects of applying the 50% Discount/Rebate at the retail point of Finance (which is one’s monthly mortgage, automobile, insurance or other big ticket item’s monthly payment), Universal Dividend, Job Guarantee, Rationalization of Ecological/Energy Action Via Sliding Scale Percentage of Gifted Income “Taxed” into 5-6% R & D Bonds, etc. etc. etc.} far out weighs any objection from lesser thought through and less humane orthodoxies.

Grace and graciousness trumps greed and ego which is the lesson of historical paradigm changes.

Steve Hummel 01/21/2026

Posted To Steve Keen’s YouTube Video 01/20/2026

Absolutely no argument with your assessment of neo-classical macro’s characterization of the money creation process. Problem is, enlightening that fact may enable clearer thinking about the matter and even effect some palliative reforms…but it won’t solve the biggest problem of money creation which is that the banks wield the monopoly paradigm for the creation and distribution of all new money, that is the APPLIED CONCEPT of Debt Only. This enables the banks to dominate every other economic agent both commercial and individual because the wonderful tool of money after all is both the agent of economic action and the very means of survival itself. So how stupid is it that we allow the banks to wield such MONOPOLISTIC POWER? Its obvious that Finance has been standing astride the world like a collossus since forever, first by the palace and now by the banks…and that will continue even if we invalidate neo-classicalism’s fallacies…because long standing paradigms, MOST especially monopoly paradigms are dominating and gather anomalies UNTIL someone figures out what the new paradigm is and how to most efficaciously APPLY it.

So like what we did with The Holy Roman Catholic Church dominating everyone with the paradigm of Salvation Via Catholic Sacraments ONLY we need to break up The Holy Modern Church of Private Banking’s Monetary Paradigm of Debt ONLY.

A few suggestions: 1a) Recognize that historically every new paradigm has always been in complete conceptual opposition to the present anomalous paradigm so in this case its from Debt Only to Strategic Monetary Gifting which is in the required complete conceptual opposition but also still allows lending but breaks up the monopoly aspect of the present paradigm 1b) give every economic agent both individual and commercial an account at the central bank 2a) Implement a 50% Discount to the consumer/Rebate back to the commercial agent policy at retail sale and mandate that the central bank rebate the monetary gifts to make the commercial agents whole on their gifted discounts to the consumer which policy inverts the chronic realities of inflation into beneficial price and asset deflation 2b) do the same policy at the retail point of Finance which is one’s monthly mortgage, automobile, insurance or other big ticket item payment. 3) check out a bunch of other policies that stabilize and secure the new monetary paradigm to the benefit of all…even the banks here: https://www.amazon.com/Wisdomics-Gracenomics-New-Monetary-Paradigm-Policies/dp/B08X7MZ4KH/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1552358772&sr=1-1-catcorr

Posted To Stephanie Kelton’s Substack Newsletter 01/19/2026

If you changed “an addition to deficit spending,” in your first paragraph to “additional Monetary Gifts” you would not only be more correct and insightful of the ultimate and actual effect, you’d also overcome the framing problem MMT and progressive economists have because they confusingly use the very words debt and deficit to attempt to describe what actually occurs…which of course is a less than optimal form of MONETARY GIFTING.

That could lead to a mental breakthrough for both MMTers and the general populace that the way to implementing a paradigm change in economics and the money system would be a double entry bookkeeping 50% Discount/Rebate policy at consumer retail sale as well as the retail point of Finance which is the point of one’s mortgage, automobile, insurance or other big ticket item monthly payment.

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What one needs to realize is that new paradigm concepts can be correct, but an additional insight is occasionally necessary for its complete transformation. For instance, the Copernican cosmological new paradigm concept of helio-centrism actually didn’t predict astro-physical movements as accurately as Ptolemaic cosmology’s geo-centrism. It took Kepler’s insight that orbits were not annointedly perfect circles, but rather ellipses…to finally make it work better and thus to affirm helio-centrism.

The new monetary paradigm needs the additional Keplerian insight that “free” market theoretics is actually largely a fetishized framework and misnomer for chaos because it attempts to enforce TOTAL freedom which includes the (unethical) freedom for commercial agents to inflate their prices way beyond actual costs or even without additional costs AKA “greedflation”. If we instead recognized that in the human universe there is only freedom within known and enforceable barriers, that is ethics, we could craft policy to increase individual and commercial freedom and abundance by implementing a 50% Discount/Rebate at retail sale and then say to commercial agents: “For doubling the potential demand for every one of your goods and services with the above policy you will only be able to inflate your prices 2-3% per annum and any higher price hike will be taxed at a rate of 100%…please utilize competition and innovation to maintain and increase your market share because they are economic virtues instead of the economic felony of greedflation…and if you ignore or try to game the policy of the new economic and monetary paradigm our forensic accountants will call a press conference and point the finger at you for doing so…and then you’ll lose the greatest economic commodity available to you which is the belief that you have the good will of your consumers uppermost in your mind.”

How Long…?

…will we continue to palliate the present zeitgiest, instead of transforming it from Power, Profit and Control into Redeemed/Redemptive Power, Profit and Control…with relevant applications of the most evolutionary and powerful reality anchoring natural philosophical concept of grace?

The Motto of The Wise

When in doubt integrate opposites until you find synthesis…and then keep on integrating/synthesizing.

Steve Hummel 01/20/2026