Because their benefits are always an EXPERIENCE OF an aspect or aspects of the natural philosophical concept of grace which include:

Gifting/a Gift…and so the opportunity to consciously experience and self actualize gratitude

A new cognition/mental realization of truth regarding both mental and temporal universe reality, hence

an integration of opposites which is the very mental/intellectual operation of Wisdom

Problem resolution(s) resulting in states of thirdnesses greater onenesses/trinitarian effect. Problems are dualities, i.e. thought/counter thought, emotion/counter emotion, effort/counter effort that do not resolve

Increased likelihood of personal survival and institutional progress

Beneficial abundance

Flow/free flowingness

Grace as in love/loving action/loving intent has always been attributed to god and so this partial list of benefits is actually an opportunity to experience and habituate this highest and most beneficial experience…especially if that benefit was available to one because it was part of an action they must and do have to do in order to even survive…like participate in the economy at the point(s) of retail sale for instance…which is where and when the 50% Discount/Rebate policy of the new monetary paradigm is applied.

Steve Hummel 07/22/2026

Socialism/Communism is ownership and direct control of enterprise by the state. Libertarian “free” market theoretics is actually the chaotic non-working mask behind which Finance must be serially rescued from itself by the central bank because it is allowed to wield its destabilizing monopoly monetary paradigm of Debt Only while inflicting unnecessary pain on every other economic agent. Wisdomics-Gracenomics is the monetary and economic freeing of every individual and commercial agent from that domination. Its a true thirdness greater oneness solution to the unresolving orthodox obsessions of both capitalism and socialism.

In other words its about personally helping every economic agent…instead of stubbornly and continually arguing about opposing ideas that don’t and will not effectively do that because they haven’t isolated the key factor/idea preventing resolution and then found the best way to APPLY that idea.

So stop arguing, start looking closer and deeper and find the universally participated in way to apply it.

Steve Hummel 07/21/2026

Its good you’re finally analyzing debt conceptually because paradigms are applied concepts and paradigm changes are the most progressive phenomena in human history. The core of the problem is private banking wields a monopoly paradigm of Debt Only for the creation and distribution of all new money. The word “Only” designates it as a monopoly concept/paradigm, and it is entirely analogous to the Roman Catholic’s monopoly paradigm of Salvation Via Roman Catholic Sacraments Only. There isn’t anything intrinsically wrong with debt itself…only its monopolization. Debt jubilees are fine, but they’re palliatives because they don’t continuously deal with the monopoly. The most efficacious way to deal with the Debt Only monopoly paradigm is to find a place and time in the economy that everyone participates in and is a continuous action and aspect of the economy itself…like retail sale. Thus a policy of a 50% Discount/Rebate at both regular consumer retail sale and the retail point of finance (your mortgage, insurance, automobile or other big ticket item’s monthly payment) would reduce cost and the rate of increase of debt CONTINUOUSLY while with the rebate aspect of the policy make the merchant whole on their entire price. We needed the Protestant Reformation and we now need a monetary and economic reformation as well.

The Bankers and Oligarchs: “I don’t care if it even benefits us, this must not happen, or we will lose control.”

The Activists for the new paradigm: “This must happen because it finally benefits and frees everyone.”

Protagonist: “Control is even more precious than power because it can be better hidden, but even it can be overtly perceived and redeemed by grace.”

Trinity/Thirdness Greater Oneness is the signature of paradigm change which is the most progressive and evolutionary phenomenon of human history. Its also the very intellectual process of Wisdom as in the integrative resolution of opposites/dualities. Trinities are largely unperceived reality all around us. Examples: Earth, Sea and Sky, positive and negative charge interacting:electricity, roots, body-trunk and branches and leaves, body, mind and consciousness, space, time and a viewpoint Consult Hegel, chemistry, double entry bookkeeping and freshman algebra where we learned and quickly forgot that -50 + 50 = 0.

Protagonist Rebuttals: Cynicism is the worst intellectual disease of modernity because it stops necessary actions before they even begin, and it enables people to appear realistic and intelligent when they are actually being erudite dunces. Consult Sun Tzu: “If you can convince the enemy there is no reason to resist you’ll win every war without a single battle.” Cynicism is anti-wisdom and irrelevant regarding paradigm changes.

Progressive ecological authority: “We don’t need a doubling of consumption when the planet is finite and already over heated from production.

Protagonist: You’re right, and thats why we need a sliding scale percentage of gifted purchasing power to be “taxed” into 5-6% Eco-Energy and Propulsion R & D Treasury bonds, in other words a guaranteed investment into the rationalizing of action toward discovering new sources of clean energy and means of off planeting both commodity and energy production. Its also about secure economic freedom not the greedy love of money, and even learning to have more with less. Monetary Gifting is the path to the solution of climate change and over consumption.

Protaganist: The beneficial aspects of every historical paradigm change have always been an aspect or aspects of the natural philosophical concept of grace…like Gifting/Free Gifting for instance. Realizing this is even more important than the economic and monetary benefits of Wisdomics-Gracenomics. Why? Because it makes paradigm change a straight-forward “plug and play” intellectual process of simply finding the relevant aspect of grace and its most workable application.

Protagonist: Strategic Monetary Gifting is the next big step in humanity realizing and fulfilling their species designation of homo sapiens sapiens- wise and discerning man and will bring us out of the trap of homo economicus.

Potential Movie Titles or Acts of The Play: The Odyssey of Grace, Cynicism Is Irrelevant, Wisdomics-Gracenomics, Paradigmology, Milton Friedman Turns Over In His Grave

Steve Hummel 07/20/2026

We need to amend The Federal Reserve so as to make it The General Reserve that makes the various debits and credits of the 50% Discount/Rebate and other policies of the new monetary paradigm. This makes the central bank the BFF of EVERY economic agent individual and commercial instead of the handmaiden and bail bondsman of only the private banking system and their present monopoly paradigm for the creation and distribution of all new money AKA Debt Only.

The universality of benefits of the policies of the new monetary paradigm make this politically powerful if not inevitable because we the people are many and those who would oppose this are few, and the political truism that people vote their pocketbooks is indeed also true.

Steve Hummel 07/20/2026

The physical/temporal universe is a duality/problem/learning tool set up to enable a trinitarian/thirdness greater oneness resolution of the duality.

Steve Hummel 07/20/2026

Duality is an opportunity for orthodoxy. Trinity/thirdness greater oneness of a duality is an opportunity for Wisdom.

Steve Hummel 07/20/2026

Looking, direct looking/personal experiencing/participating, not thinking/abstraction is the action of consciousness itself. Science habituates one to the latter and can even inhibit/diminish/atrophy the former in an age that makes science just another orthodoxy..unless one recognizes that abstraction emerges out of consciousness not the other way around. Its why zen buddhist monks gaze at walls. They’re simply practicing looking and when you see something in the present moment its satori, and seeing whatever is in the next and the next and the next moment can become samadhi which is an ultimate state of thirdness greater oneness of the apparent duality of one’s consciousness and the rest of the cosmos. A state of total graceful flow if you will. This trinity is a kind of integrative cosmic code that the world’s major wisdom traditions (and I’m confident native ones as well) point at.

Steve Hummel 07/20/2026

And basically personally ignore any orthodox objections to it, while rebutting them with the temporal universe beneficial effects FOR EVERYONE…until they see it and that its in their interests as well.

Cynicism is irrelevant to those aware of the power, progress and necessity of paradigm changes.

Steve Hummel 07/18/2026

The commercial agent must agree not to inflate more than 2% per annum (the 50% Discount is actually a permanent 52%, and is also indexed to an honest evaluation of actual monthly inflation), and include and maintain any present discounts on their products and services.

Commercial agents get real: The days of deception, fraud and theoretical total freedom, i.e. the chaos of no actual and enforceable barriers, especially ethical barriers, is a contradiction in an economy enfused with grace as in Gifting.