Retail sale can be understood as a broader point of final and/or continuous exchange. For instance Financial retail sale which is one’s mortgage, insurance, automobile or other big ticket item’s monthly payment. Taxes could also be considered as the retail point of government as well as the government deficit which is the amount of revenue needed to pay for government after taxation.

Recognizing this expanded concept of retail sale opens up a greater, more abundant and robust economy for every economic agent individual, commercial and systemic.

Steve Hummel 11/12/2026