The real economic problem is the monopoly paradigm for the creation and distribution of all new money that the private banks wield which is the concept (as that is what a paradigm is, that is, an APPLIED concept)…of Debt Only. Break that monopoly up with a new paradigm of Strategic Monetary Gifting with a policy of a 50% Discount/Rebate at the various points of retail sale throughout the economy and you double everyone’s purchasing power, double the potential deamnd for every enterprise’s goods and services and invalidate The Quantity Theory of Money by creating beneficial price and asset deflation. Milton Friedman turns over in his grave.

Steve Hummel 11/02/2026