Its Grace As In A Reciprocally Beneficial Relationship (RBR). Here’s how: Monetary Grace As In Gifting with a 50% Discount (credit to price)/equal Rebate(debit of price) at Retail Sale means everyone gets $100 worth of groceries for only $50. Nice unaforbability resolving benefit, right? But with the rebating of every cent of those discounts back to the merchant granting it to the consumer by the central bank the merchant not only gets their full price of $100 they also get a potential doubling of demand…for every one of their goods and services. So again, its wonderful for both sides of an ordinarily opposed self interest relationship, and also a mutually beneficial and problem resolvingintegration of opposites which is a classic signature of both wisdom insights and of historical paradigm changes.