Just give everyone and every opting in commercial agent (read every one of them) an account at the central bank and mandate that it create and distribute the rebate aspect of a 50% Discount/Rebate at retail sale. After that, seeings how that would resign inflation to the dust bin of history you could fund the government with treasury bonds at a reasonable and then because the rationale for the FED funds rate is basically resolved forever by the 50% Discount/Rebate policy at retail sale the central bank could rationalize policy on energy and climate change by floating eco-energy R & D treasury bonds at rate of say 10%. Everyone would buy them, even the petroleum industry.
When you have a mega-paradigm change all manner of things become possible.

Steve Hummel 08/10/2026