Why? Because uniting monetary self interests allows for competition, but also fosters cooperation, universal agent participation via universal agent benefit, enables rational action where resistance to necessary change has been the norm. And probably most importantly the wild benefits of this single policy means that opposing it by politicians is the kiss of death for them. Why? Because what individual wouldn’t like having their purchasing power immdiately doubled by being able to buy $100 worth of goods and services…for only $50, and yet with the rebate aspect of the policy the merchant gets their full price and thus the doubling of potential demand for every one of their goods and services??? Its a win/win for both sides of the economic calculus. And when applied at the retail point of finance even the banks will not be able to oppose it because with the government or the central bank paying 50% of everyone’s mortgage, auto loan, insurance or other big ticket item’s monthly payment (and of course the aligned policy of a UBI/UHI…EVERYONE is now creditable, so the market for the banks’ “product” is vastly increased even if the price of a $60k EV is only $30k at regular consumer retail sale and a $500k house is only $250k. Finally, the banks actually benefit the most because instead of unethically wielding a monopoly monetary paradigm of Debt Only their ethics are “put in” exactly like the way the last monopoly paradigm we dealt with did which was ending the Roman Catholic’s monopoly paradigm of Salvation Via Roman Catholic Sacraments Only.