We are headed toward a crisis. No disagreement about that. Full stop. However I disagree that money, specifically a change in the monetary paradigm for the creation and distribution of new money which is Debt ONLY is not that relevant. Money is what enables change, and its lack is also the biggest factor…in what doesn’t change or get done. The current monetary paradigm for the creation and distribution of all new money is perfectly analogous to the Roman Catholic church’s MONOPOLY paradigm before the Reformation which was Salvation Via Roman Catholic Sacraments ONLY. The word ONLY designates it as a monopoly paradigm. We need strategically distributed Monetary Gifting to not only resolve the biggest problems of modern economies (chronic austerity of individual demand and chronic erosive inflation), but to also insure monetary and hence economic security (not necessarily much greater abundance) during the converging crises ahead so as to head off and modulate the social, political and psychological chaos likely to occur until we can find the better alternative to petroleum and find a way to off-planet the dirtiest forms of production especially energy production. You accomplish social stability by a policy of a 50% Discount/Rebate at regular consumer retail sale and also the retail point of finance which is one’s automobile, mortgage, insurance or other big ticket item’s monthly payment. That single policy at regular consumer retail sale doubles everyone’s purchasing power and with the same policy at Finance’s retail sale reduces the price/cost of big ticket items by 75%. The biggest effect of these policies however isn’t even economic or monetary, but rather psychological in that they are the greatest opportunity for people to self actualize gratitude for a gift…since meditation and prayer. In other words a way to universally transform deadly social chaos into the greatest aspect of the natural philosophical concept of grace. As an aside and if one cares to historically examine it, it becomes clear that the beneficial effects of every historical paradigm change have always been an aspect or aspects of the natural philosophical concept of grace. But back to the present analysis of the coming crises, as I said the increase in purchasing power isn’t for more abundance as in greed or profligate consumption, but rather for security. Now a 100% increase in purchasing power from the above policy doesn’t ipso facto mean a 100% increase in consumption, but a second policy of a sliding scale percentage “tax” of Gifted income into eco-energy R & D treasury bonds in other words a gift of guaranteed investment at say 5-6% could fund the necessary rational action path toward finding the way to extract zero-point energy and hence the simplification and resolution of the primary problem you describe.