Nothing wrong with debt per se, just its current monopolistic paradigm of Debt Only as in burden to repay only, which guarantees the continuous build up of private debt.

After you’ve identified the general area of the problem (“money, debt and (private) banks”) the next step ought to be finding the likely new paradigm concept by becoming aware of the signatures of accomplished paradigm changes like complete conceptual opposition to the current paradigm (gifting) and inversion of the temporal universe realities of same (chronic erosive inflation to beneficial deflation, fiscal austerity to abundance and chronic scarcity of individual purchasing power to a continuous level of security of same for all).

Then find the best ways, places and times to, if possible, continuously implement the effects of the new paradigm like using the same methods for the way Debt Only is created (accounting), where everyone participates (retail sale) or nearly everyone participates (loan signing) so as to have greatest macro-economic effect.

Hunting for further problems or going to another issue is fine, but is an out gradient especially now when general survival dictates hastened action for entire pattern change, and one considers that everything adapts to a new paradigm not the other way around so problem resolution is pretty much “baked into the cake” …especially if you’ve also discovered and determine to widely apply the concept behind every historical paradigm change (the natural philosophical/not necessarily religious concept of grace).