The 50% Debt Jubilee policy for big ticket and green consumer products for personal use will apply only to the first two homes used as personal residences and have a cut off point for borrowers with annual incomes of $1 million. Green industrial/commercial initiatives will always be able to utilize the 50% debt jubilee policy with the exception of rental properties where there will be a 10 unit cut off of the 50% debt jubilee with no holding company ability to create multiple rental enterprises. Already present rental corporations of more than 10 units will of course not be able to avail themselves of the 50% debt jubilee policy.