Monetary Gifting is the hand washing of economics, and math coupled with the new insight/new tool that has always accompanied genuine historical paradigm changes affirms and enlightens that change rather than obscures or confuses it.
To wit: agriculture, the telescope, the ellipse, movable print, the experience of god is personal and the obvious increased abundance, freedom and survivability that such new insights/new tools affected in the area of human endeavor that the new paradigm applied to.
Furthermore, when the new paradigm occurs in a body of knowledge/area of human endeavor that directly, immediately and continuously effects the individual like the change from nomadic hunting and gathering to homesteading, agriculture and urbanization or in economics it becomes a mega paradigm change that has “knock on” unitary and synergistic effects in other areas of human endeavor.
In other words “Try it, you’ll like it.”
Economists and the financial authorities are the horse shite picker uppers before the invention of the internal combustion engine. They’ll need to go back to school and learn coding or something. Another signature of accomplished paradigm changes is egg on one’s face poetic justice.
The 50% discount/rebate policy at retail sale and also at the point of note signing….too simple for the intellectual vanities of the erudite, too obviously beneficial and problem resolving to be denied by anyone who actually looks at its effects.