Correct. What is required is the elimination of private money creation and an evolution of profit making systems by basing it on the unimpeachable natural philosophical ethic of grace AKA as love in action/policy. Too simple for the erudite, too unscientific for the terminally scientifically orthodox and too bold for the hide bound conservative.
Define and do a thorough exegesis of the aspects of the natural philosophical concept of grace until you cognite on its utterly integrative, intellectually inclusive and psychologically transformational nature….and you’ll not only have found the way out of the confusing non-survival legerdemain of economics, the money system and the ecological problem but the way home to your self.