Because it is monetary policy linked to the point where consumer price inflation is expressed….and because systemically there is such a chronic and incredibly large scarcity of individual income free to purchase anything that even with a doubling of it with the discount policy and giving individuals another $1000/mo. with the dividend, while it guarantees an approximation of a middle class lifestyle….still means you have to borrow to buy big ticket items.

And that ought to be sufficient proof that the system as presently comprised…obviously creates a much greater rate of flow of total costs than it simultaneously creates a rate of flow of individual incomes.