….that the Retail Discount/Rebate policy of a sufficiently high percentage (50%) changes the monetary system by resolving its deepest problems, ending the dominance of the paradigm of Debt Only and so, all by itself, implementing the better part of the new paradigm of Direct and Reciprocal Monetary Gifting.

If you get that fact, you get the paradigm and its transformation. Everything else, policy and regulation wise that proceeds from that, simply further implements and saturates the economy with the new paradigm.