New Monetary Paradigm of Direct and Reciprocal Gifting:

[ (FED & Private Banking System x Separate Monetary Authority Mandated to Directly Distribute Universal Dividend and “Retail Product” Price Discount Credit)  <–> Economic Free Flowingness ]

Also, Structurally:

[ (Private Banking System x Public Banking System)  <–>  Cost Efficiency and Power Balance to the Business Model of Finance ]