The free “gift” is the vital and essential monetary and economic insight and point. Especially in a modern economy where the depreciation costs of all of the fixed capital appreciation that has accumulated over the last couple centuries looms up before our very eyes….if we’d simply look at/confront it. Couple that with the fact that AI has and will increasingly reduce aggregate individual income at a rate faster than it ever has before and you begin to realize that direct and reciprocal Gifting is the new paradigm upon which monetary policy must be founded and necessarily integrated into the digital money and pricing system.