That is up from Debt only to Debt and Gifting. Minsky’s observation that the fundamental direction of capitalism is up is correct. Now all it needs is to be integrated with is Wisdom whose fundamental direction is both depth and ascension. Integration is the very process of Wisdom and integrating Debt and monetary grace as in Gifting, which is the pinnacle concept of Wisdom, is the precise paradigm changing idea around which policy needs to be crafted.