Wisdom is the process of integration. New and better ideas result from the complete integration of seemingly opposing ones. The Cosmic Code is the basic formula for the process of integration and thus for Wisdom which is the generally agreed upon best and most competent guide for thinking and acting. The Cosmic Code continually applied to one’s Self and/or to commercial and economic policy eventually results in the pinnacle concept/experience of Wisdom which is Grace, and Grace is  the highest individual competency and pragmatism,  the highest ethical way of thinking and acting and the most individually and systemically potent and powerful policy….all at the same time!!!