Forward/Acknowledgements

Introduction/Purpose including grace as basic concept of all leading edge reforms/theories and resolving concept for monetary and economic systems as well as human Life and Living and other human systems

Glossary of Key Terms/Explanation of differences and likenesses of religion/spirituality

Aspects of Grace, Monetary and Economic Alignments and Relevance

Policies    Approaching Middle Class Dividend, Price Deflationary Retail Discount, Tri-level Banking and Financial system, Public/Private Cooperative acculturation/process of raising awareness of importance of positive, constructive purpose for the individual

The New Powell/Hummel Memo and Project Wisdom and Grace

A Succinct Description of the Problem and a Call to Action