IMO there is no way to effectively fix the system without a simultaneous implementation of both the dividend and discount. Without a costless gift of money going directlt to the individual the scarcity of such will not resolve, and without a retail price discount the naturally upward tendency in profit making systems will result in inflation. Guys like Steve Keen and movements like MMT come up with correct insights about the economy, but their abstractions lose track of concrete temporal possibilities/inevitabilities. Wisdom is the complete integration of thought and action, philosophy and policy and as Social Credit is based on the pinnacle concept of Wisdom, namely grace as in free gifting its policies look at and handle both the inner and outer truths, workabilities and ethical necessities to resolve the actual problem.