The Discount mechanism increases the purchasing power of the individual, reduces the rate of cancellation of their incomes and provides the liquidity that indicates a healthy economy, namely the rate of the velocity of money. The rate of the velocity of money is in no way indicative of individual income, but rather the amount of overall money turn over in the economy. However, there is undoubtedly a relationship between the fall in the velocity of money and the trend toward less and less aggregate individual income.