The system is creditary/digital. Therefore a costless gift of credit/money will equate a continual inequality of it in ratio to prices, and a gift of reduced prices at retail sale, which is where all costs for any item are terminally summed and is also the end of the productive/economic process, are the policy answers economists are looking for but missing.

C. H. Douglas’s Social Credit was the answer 97 years ago and it still is. All of the major reforms and theoretical cutting edge research like Public Banking, MMT and Steve Keen’s Disequilibrium theory point to it and contain an aspect of the philosophical concept that Social Credit is based on which is monetary grace as in Gifting. Every economist is a nascent Social Crediter.