If consumer finance is 70% of GDP then implementing a universal dividend sufficient to enable people to survive comfortably and either buy big ticket items like cars etc. outright or for much shorter term of loan will tremendously downsize that market thus reducing its monopolistic powers on the individual and the political apparatus. That such a dividend policy must be some skimpy amount based on fudged government statistics and a false metric like GDP or the Consumer Price Index is nothing more than the stench of false orthodoxy regarding equilibrium raising its head so that the financial elites can snatch victory and continued domination from the jaws of their defeat. A discount mechanism based on the same abundance paradigm would produce price deflation while enabling better profits for businesses, more freedom for the individual and far better free flowingness for the system than any agenda on the left or right has been willing or able to produce in well over a hundred years of fighting each other. Public Banking and a sovereign and gracious monetary agency that takes back control of initial credit creation both fit into this picture seamlessly.

We need a modern monetary Magna Charta that integrates all of the leading edge threads of reform. The hope of self interests fulfilled in the mass of individuals and the majority of businesses trumps fear, ignorance and the resistance of elites. What are we waiting for?