Debt can specifically be a loan or an obligation of exchange of goods and/or services…as is money whatever form it takes.

Good. Now that we’ve established this perhaps we can look at the fact that the present system creates a higher rate of flow of total costs and so prices than it does a rate of flow of total INDIVIDUAL incomes, and that this systemic condition is rapidly being exacerbated by artificial intelligence….and then resolve these realities by gifting the individual with a supplementary income not associated with employment. Then, if we’re really smart, we can gift them with a sufficient income to reduce the consumer financial market to the extent that it reduces the business model of Finance from an oppressive and manipulative monopoly to a garden variety business model like any other that exist in the economy. Finally, we can gift both consumers with a discount to prices at retail sale (which is where all costs for any item or service are terminally summed and so a discount becomes a true macro-economic tool) and retail merchants with a rebate of their total discounts to consumers thus not only eliminating inflation but actually effecting price deflation while maintaining the positive things of profit making systems and simultaneously creating a much more equitable distribution of money that not coincidentally will also enable an increasingly mechanized and AI economy to actually be functional. Doing these things will create much more than either one or both of the separate agendas of left or right have been able to produce for the last 80 plus years.