The Social Credit mechanism of the compensated retail discount is the true QE for the individual. It is a swap of communal assets for a discount to retail prices after the terminal sum of costs of any item/service, and at the terminal ending of the productive process, that is retail sale to the individual. Every business has a retail product.

The digital money system is actually completely analogous to the top two states of direct and immediate beingness that conscious human beings are capable of, namely Know and Not Know/Unknow. Thus it (the money system) can be used to costlessly add effects or costlessly subtract them, create effects and uncreate them.