Why? Because the discount to the consumer has already reduced the price well below the retailers actual costs, and because the rebate back to the merchants is only for actual sales already having occurred so there is no “too much money chasing too little product”.

As for the dividend causing inflation, no again. Why? Because in every moment of the economy there is an unequal ratio between total individual incomes and total costs/prices…and so the dividend is actually simply intertemporally equating that ratio and hence enabling an equilibrium where an inherent disequilibrium continually exists.

The net effect of the dividend and discount together is economic equilibrium and freedom for the individual (dividend) and price deflation and the elimination of most if not all of the necessity for the consumer to borrow in order to have a middle class lifestyle (discount).

The anatomy and component parts of immanent individual economic freedom and progression toward money becoming a ticket for the distribution of production are the + and – aspects of the dividend and discount policies. They are also the sanest, most ethical and most economically efficient use of the digital nature of the money system.

Rational and ethical  regulations will of course be necessary to guide the system and guard against actions which could destabilize it, but these could also be couched in terms of gracious options for businesses and individuals to take in terms of tax relief for re-investment of savings and profits in the interest of a more efficient and/or more ecologically sound economy and higher taxation for re-investments in merely financialized products which are actually economic vices.

An economy based on policies reflecting all of the aspects of Grace would be one where ethics would be a constant and yet freeing quest, and would also be one that was wisely aware of fraudulent or unbalanced actions that would tend to throw the system back into mere exploitable economic conditions, and so would be willing and able to authoritatively act to preserve the primary ethic of Grace and freedom for the individual.