Steven,

You’ve actually put your finger on why Social Credit of the kind John Rawson espouses will snatch an austere defeat from the mouth of an abundant victory and why the abundant addition to individual incomes via a middleclass dividend and a price deflationary macro-economic/aggregate discount to prices…are necessary.

Scarcity, spareness and meagerness still reside within the mindset and paradigms of Debt and Loan ONLY

The way to defeat Scarcity and the paradigms of Debt and Loan ONLY is to proactively and abundantly compensate for them with the equilibrating macro-economic tools of a universal dividend and rebated back to merchants retail discount. Then it will quickly be recognized just how inefficient, monopolistic and parasitic the business model of Finance has become, and also how inefficient,  silly and fraudulent a governmental re-distributive taxation policy actually is. Such clarity will better enable the commercial sphere and the community at large to awaken and form an alliance to replace Finance’s monopolistic powers with much more efficient and yet still profitable operations (fee for accounting service), and also eliminate transfer taxes for welfare, unemployment insurance and even social security as well as their attending governmental bureaucracies that the above abundant and directly Distributive policies have then made obviously redundant.

Visualizing and proactively implementing a new abundant and more inclusive and encompassing paradigm clears the mind to better see such inefficiencies, asymmetries of power and self defeating policies. Then, AFTER the transformational and abundant changes have been implemented some slight reductions may be made that will still enable an abundant economic individual freedom to remain the reality.  Grace is abundant/abundance and direct/directness, and frees the individual to see it more clearly so as to pursue systemic efficiency and better understand and cooperate with an overall ethic of ecological balance as well.

A primary paradigm of Grace/graciousness/gifting applied to the economic and monetary systems is larger, more free, more sane, more ethical and last but most importantly actually transformational of such systems. So much so that it can still include and better deal with limiting and tempting factors like scarcity, debt, profit, power and control.

Visualization and Transformation first…makes the path toward rational and ethical systemic regulation….more clear and more likely.