Integrate empiricism and complexity, and the result will be the gracious flow of the economy,  and the realization that the concept of grace as in gifting is the only full, complete and moment to moment policy answer.

Psychopaths and psychopathic systems are a bad combo. I suggest we evolve a third alternative like Distributism/Distributive Social Credit, whose paradigm is Grace and whose primary intention is individual freedom. Profit and even power and control can then fit seamlessly and almost entirely benignly…beneath those more humane and all encompassing ideas.

The generation of Five 0% $200/mo loan payments when macro-economically the system only generates $800 in income with which to liquidate those loans, results in crisis. Interest is a cost and a part of the problem, but when one understands that Debt itself/enforced re-payment under such rigged circumstances is when one sees that it is tyrannical even without interest….and that monetary grace the free gift is the integrating, balancing, freeing and necessary new paradigm.