Ideas rule the world. Structures merely give form to and reinforce the ideas. When the idea that underlies a structure is changed policy adaptations will take place, and if the idea is a paradigm changing one the policy changes are much faster because a paradigm changing idea changes the thinking of nearly everyone…because paradigms are generally held and accepted ideas, thus much more compliance much faster. Paradigm changes are integral transformations. Compromises and reforms on the other hand insure foot dragging, non-compliance and continuous contention and resistance. Generally speaking reforms don’t actually work at all mostly because they aren’t integrations. A new paradigm is always an integration of now obvious truths and realities, and as an integration itself is the combining of only truth(s) and only workabilities/applicabilities of those truth(s) not only are the changes obvious and generally popular…they also actually make the society/civilization much more livable, much more humane, much more secure, much more stable, much more free and last but certainly not least much more ethical.
This is also why, if I may be so bold, elevating Public Banking to the Central Banking level where it can be the arbiter of administering a new paradigm of monetary grace/monetary gifting embodied in the policies of a universal dividend and retail discount is so important. It then becomes both a structural reform and a part of the new paradigm.