Ardeshir and Ellen,

(CAPS are not shouting, only for emphasis)

The problem is not whether or not the banks are insolvent. The money in Banks and/or in other people’s hands is only the amount created. However, because there are ADDITIONAL costs including interest, depreciation, a myriad of other normal operational costs, waste and the additional costs of re-investment…that means that there are more costs created….then there is money created to liquidate those costs. In other words original Financial costs are $100 million but total costs of production are $140 million….and this is the continuing monetary and economic reality…IN THE NORMAL AND COMPLETELY UNFETTERED OPERATION OF EACH AND EVERY ENTERPRISE IN THE ECONOMY. And then of course on top of that you have all of the diminutions to incomes like savings, profit, financialization, government reductions to income (taxes) and also the increasingly disruptive diminutions to incomes caused by globalization, innovation and artificial intelligence. Finally, (and probably most obscurely and so most be-deviling) you have Time which imposes a lag in which these additions to cost and diminutions to incomes….are temporally enforced, that is MADE THE MOMENT TO MOMENT DISEQUILIBRATED REALITY OF THE STATE OF BOTH EACH AND EVERY ENTERPRISE…AND SO ALSO THE MACRO-ECONOMY.

So if $100 million is created and from which only $100 million of incomes can be derived (but remember because of diminutions and Time not all of that amount is ever actually available and in the individual’s hands to liquidate a price with) and yet there are ADDITIONAL costs of $40 million and say $10 million of DIMINUTIONS to incomes actually available to spend/liquidate costs/prices….then you have $90 million of actually available income trying (and failing) to liquidate $140 million of costs…and since the cost accounting convention that ALL costs must go into price is ubiquitously and always enforced…you’ve got $140 million of prices to liquidate….if the economy is to be in a state of equilibrium.

The calculus of this reality is expressed in the Social Credit statement: “The rate of flow of total costs always tends to exceed the rate of flow of total incomes.” That is A + B and that is the EMPIRICAL monetary and economic REALITY.

The only way this situation can CURRENTLY be “remedied” is continuous ADDITIONAL borrowing…but of course this entails an ADDITIONAL cost and a DIMINUTION to incomes as a result as well. And so debt builds up until even with borrowing (even at 0%) until it overwhelms the ability to service it. Keynesian stimulus creates additional income but #1 this stimulus goes into the economy and hence re-initiates the dis-equity of prices and incomes and #2 re-initiates Time/the Time lag….and so CANNOT resolve even the smaller figure of DIMINUTIONS to incomes (the $10 million above)

Monetary grace the free gift in the forms of a universal dividend and a retail discount to prices to consumers/individuals is the ONLY policy which can COSTLESSLY equate incomes and COMPLETELY INTERPENETRATE TIME, THAT IS BRING BOTH IMMEDIACY (the moment) AND CONTINUOUSNESS (the flow of moments) OF AN EQUILIBRIUM OF COSTS AND INCOMES.

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An awareness of a new and different truth, a reality…is instantaneous. In an age of ubiquitous opportunity for the attainment of new information and a new awareness such gradualism is one viral awareness away.

Viral awareness of the power, workability and economic necessity of Grace as in the free gift of income is therefore not necessarily such a slow process.

And that’s not even considering the healthy psychological Goodness of Grace whose mental component parts are sequencially, synergistically and ascendingly Faith (as in confidence), Hope and Love).

Viral awareness of the Goodness and workability of NATURAL Grace…or if one cares to consider it so, supernatural Grace. It matters not to whom you attribute its creation….its existential reality IS! IT EXISTS!!

And being Wisdom it is perfectly applicable internally and/or temporally in Man’s systems.

Viral Grace!

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Yes, the powers that be will have to be dealt with…because they control both the temporal universe playing field and the current paradigmatic field of play as well.

We must make known to, and show only 10% of the populace that:

1) Ideas are a priori to the temporal universe of action and process
2) That the power of ideas/paradigms in men’s minds are more powerful, much more powerful than any army or powerful elite’s “control” and
3) That Wisdom, that is REAL Wisdom, not just the conventional wisdom of opinion/orthodoxy/the current paradigm…is by definition equally as effective and applicable to the temporal universe as it is to the minds of Men.

And of course the concept and/or experience of Grace/satori/atman is the pinnacle of Wisdom….and so they are perfectly applicable.