In other words When the $400k house goes to finance at a price of $200k and the consumer receives a 50% discount/debt jubilee making the final financial cost $100k. The banks only get $50k of the $100k jubilee total that they can immediately put in their pockets as income.

The banks will make lots of money even on 25% of total financing at compound interest and also by the increase in home buying. As ever increasing private indebtedness is the deepest problem in economics and private finance’s power is derived a good deal by their profitability, curbing such power helps reduce their oligarchic status.

50% Retail Discount is limited for the individual to their first three homes. The debt jubilee policy remains on every home bought in perpetuity.

Immediately flipping a house will only allow the seller to get paid the original retail discount/new market price plus the cost of any upgrades or special marketability factor.

When the private banks’ case against the new monetary paradigm comes to you, you might consider these facts:

Private banks create upwards of 97% of our new money every year which gives it a virtual monopoly on the total amount of new money creation. The government creates the other 3%, however it also creates new money ONLY AS DEBT as well, in the form of Treasury bonds. This means that Debt as the sole form and vehicle for the creation and distribution of new money is mathematically not only a systemic monopoly but a conceptual/paradigmatic monopoly as well.

All monopolies are problematic both economically and conceptually because they enable and enforce mental and temporal universe domination wherever, whenever and however they exist….and current paradigmatic monopolies are far more deadly. This is true because paradigms are conceptually difficult to perceive due to the acculturation process being a largely unconscious phenomenon, and paradigms create and enforce the mental and temporal universe realities OF ENTIRE SYSTEMS.

The last paradigmatic/conceptual monopoly was Salvation Via Roman Catholic Sacraments ONLY. That monopoly paradigm was broken up by The Protestant Reformation.

LET US HAVE PARADIGMATIC/CONCEPTUAL COMPETITION NOT COVERT AUTHORITARIAN DOMINATION IN THE ECONOMY AND THE MONEY SYSTEM.

LET US HAVE A MONETARY REFORMATION.

Philosophical/Conceptual/Paradigmatic/Wisdom/Spirituality the latter of which intellectually has Science as a wholly contained set

Paradigmatic/specific body of knowledge/area of human endeavor, Mega-Paradigmatic/immediate, continual/individual/universal new paradigmatic effect and Zeitgeist/ethic of the age

When you solve a problem by cogniting on a new paradigm concept that supplants the present paradigm concept that has dominated if not enslaved humanity for the entire course of human civilization, enables progress in many additional bodies of knowledge and areas of human endeavor and probably lights the way for humans to better and more quickly evolve because the concept behind that paradigm and every other historical paradigm change is the pinnacle concept of wisdom itself, and then you combine these discoveries with probably the most temporal universe reality anchoring discipline man has ever invented, namely double entry bookkeeping…”you know your on to something.”

1 The Current Monopolistic Monetary Paradigm

2 The Regressive Power of Oligarchy

3 The Inceasingly Deadly Prevalence of Cynicism

4 The Human Input of Climate Change

The fourth problem is actually the biggest challenge we face, but the first three are what will enable us to a) effectively confront the fourth because b) #1 is a new idea that can integrate the self interests of #2 with #1 and so align it with its universally beneficial effects and c) transform the mental deadliness of #3 into the will to act with post haste to resolve #4.

Would you like to know the single policy that doubles everyone’s purchasing power, ends inflation forever and both rejuvenates and ethically evolves profit-making economic systems? You can contact me at ataushumme@ yahoo.com. I’m a 74 year old guy who has studied the leading progressive economic reformers for the last 10+ years and the world’s major Wisdom traditions my entire adult life. Thank you for your various advocacies. Money does make the world go ’round, now with the policies of the new monetary paradigm it will enable us to accomplish the general good.

You’ve just heard something genuinely new under the sun that hasn’t been conceived since the beginning of human civilization.

Accounting is the most temporal universe reality enforcing discipline man has ever invented. It is the tool within which the entire economy is immersed and embedded. It is the tool which private finance has wielded to enforce its slavish and monopolistic paradigm of Debt Only on humanity for the entire course of human civilization…and it can be the tool to set us all free to stand up on our own hind legs with the new monetary paradigm of Gifting.

The love of money is indeed the root of all evil. Ironically however, a loving new paradigm of grace as in monetary gifting which strategically utilizes debits and credits throughout the entire economic process to secure everyone relative freedom is the exactly what we need…now!

Money DOES “make the world go ’round”, and the new paradigm of Monetary Gifting WILL allow it to finally accomplish the general Good.

Stated as: A Seemingly Unresolvable Dualism Integrated to the Point of Trinity/Unity/Oneness

This is expressed in the formula of:

[ (A> x <B) –> C ]

Self actualizing/habituating this mentally integrative process is the solution to the obsessive, egoistic and dualistic tendency of orthodox thinking and the beginning of Thirdness/Trinitarian thinking AKA Wisdom.

Trinities are hiding in plain sight all around and within us. The closer one comes to recognizing thirdnesses the more resulting Oneness one experiences until finally you cognite on the fact that Oneness of the ultimate duality of Self/Mental Reality and Temporal Universe Physical Reality is the ultimate and actual reality.

The key to recognizing and attaining Wisdom is contemplating the pinnacle concept expressed by all of the world’s major wisdom traditions namely Grace As In Love In Action (and as policies are the actions of systems, systemic policies) is the solution to any and all problems. Utilizing The Cosmic Code as the tool of self actualized grace leads to loving personal action/policies that are aligned with and that effect grace/gracious temporal universe realities is the route to true and deep enlightenment.

The Cosmic Code of Wisdom and The Concept of Grace: The Solution.

Underlying all of the problems and machinations you enumerate is Finance’s monopolistic monetary paradigm of Debt Only as in Burden To Repay and as the sole form and vehicle for the creation and distribution of new money. There is indeed lots of blame to go around, but your former incarnation as an advocate of Social Credit was actually a more fruitful path.

All C.H. Douglas’ monetary reform policy at retail sale needed was the upgrade from excellent reform to a paradigm change in a single policy with a large percentage discount/rebate at that point instead of merely trying and failing to conquer inflation with a 2-3% compensation.

Neither domination nor covert manipulation is the answer no matter from which side it originates or ends up at, and of course war is never the progressive answer. The paradigm of Debt Only keeps all of the non-survival things you write about here. Thats why Monetary Grace As In Gifting is necessary.

I would be happy to send you a copy of my book Wisdomics-Gracenomics: The Monetary Paradigm and Its Policies. https://www.amazon.com/Wisdomics-Gracenomics-New-Monetary-Paradigm-Policies-ebook/dp/B0C49B9PX7/ref=tmm_kin_swatch_0?_encoding=UTF8&qid=1552358772&sr=1-1-catcorr

TV: Off topic and self-promoting.
Be ashamed because these are serious matters.
We ain’t selling Girl Scout Cookies.
Steve, you’re way smarter than this.
But I guess Kissingass (Christmas) is only 90 days away.

Me: Awakening people to the most underlying problem that humanity faces (the human civilization long monopolistic monetary paradigm) is never off topic. You want to vouch safe peace? Then end the historicaly verifiable and deepest reasons that empires have gone to war, namely the monetary paradigm of Debt Only has always guaranted the de-stabilization of their domestic economies with the accumulation of PRIVATE debt. This of course then makes it easy for such empires’ oligarchs to make war on their neighbors in the vain hope that stealing their assets will re-stabilize the invader’s domestic economies. ALL present empires are afflicted by both oligarchy and unconsciousness of the new monetary paradigm and its specific policies.

Self promotion in the pursuit of the solution to the deepest problem preventing peace is not an unethical action.

*****************************************

Me: Capitalism and socialism are just the two sides of a dualism, and Dualism is the very bloody curse word of history and of human thought. Why? Because Dualism is the expression of orthodoxy and its almost inevitable mental result of ego which leads to lots of argumentation but generally almost zero positive temporal universe result. Its static when action is desparately needed…like now.

What we need is trinity/unity/oneness/dynamic integrative process. Consult Hegel’s dialectic of thesis, antithesis and most importantly synthesis. The third way has always been a signature of Wisdom and the pinnacle concept of Wisdom according to all of the world’s wisdom traditions is graciousness as in love in action. Its why I titled my book Wisdomics-Gracenomics. Wisdom is thirdness greater oneness and the natural philosophical concept of grace’s mental attitude and goal. Its the active form of love so it goes somewhere other than egotistical argumentation around capitalism and socialism…that is a thirdness/synthesis like Wisdomics-Gracenomics.

TV: Your foundational assumptions are generally correct, but these are structural problems that will not be solved at the retail counter.

Me: Oh but it will…along with the entirety of the new monetary paradigm program. Why is this? Because:

1) Accounting is the most temporal universe anchoring discipline that humanity has ever invented

2) Private Finance utilizes accounting/equal debits and credits that sum to zero to enforce the temporal universe reality of its monopoly monetary paradigm of Debt Only…and using the same accounting operations to integrate the new paradigm of Gifting into the economy at strategic points in the economic process…will GRACIOUSLY ENFORCE that reality because:

3) Everyone participates in retail sale making it the single aggregative/macro-economic point in the entire economic process

4) Thus a 50% Discount to the consumer at retail sale all of which is rebated back to the merchant granting it to the consumer by The FED or other monetary authority mandated to do so and thus makes them whole on their FULL AND ENTIRE PRICE and:

a) immediately doubles everyone’s purchasing power

b) forever ends inflation by implementing BENEFICIAL price and asset DEFLATION. Is your mind blown yet?

c) potentially doubles the demand for every enterprise’s goods and services so its REEEEALY good for enterpise so it actually rejuvenates profit-making economic systems and ACCOMPLISHES what Marx mistakenly thought would result in “the revolt of the bourgeosie” namely an offer that enterprise cannot refuse because it is so good for them and enables them to wildly benefit by getting the real and deepest problem of Private Finance’s MONOPOLY paradigm off their backs just as much it does everyone else. Oh, the irony that new paradigms effect!