The purpose of every secular and religious individual should be to become visionary enough to self-actualize the many aspects of grace and hence godliness.

The FED was created to back up the banks when they serially had lent much more than there is purchasing power to repay themselves…and then when we have severe cases of this…to bail out the banks while ignoring the victims of the banks’ monopoly paradigm of Debt Only, namely the individual economic agent whose purchasing power is meager to begin with and worse when inflation followed by deflation makes it even worse.

The FED’s charter needs to be amended to break up the banks’ monopoly paradigm for the creation and distribution of all new money expressed above by having it create the rebated monetary gifts back to retail merchants (including Finances retail point which is one’s monthly auto, mortgage etc. payment) so as to make those merchants whole on the 50% Discount they have agreed to grant to the consumer.

This single policy resolves the deepest probems of modern economic systems and would usher in universally abundant individual purchasing power and the most stabily profitable period in capitalism’s history.

…you’re an economist, even a reformist economist, or some economic pundit that is not going to let go of some ego invested orthodoxy, its pretty easy to realize that systems were made for man, not man for systems.

Steve Hummel 12/09/2025

Money is the key factor in all of economics…and the present anomalous monopoly monetary paradigm for the creation and distribution of all new money is Debt Only. Historically, every new paradigm has always been in complete conceptual opposition to the present paradigm which indicates that the new monetary paradigm that breaks up the monopoly paradigm of Debt Only is Strategic Monetary Gifting. Find the most efficacious points in the economy to APPLY the new paradigm and…away we go!

New paradigm CONCEPTS are synonymous with Wisdom insights in that they are deep resolving simplicities. EVERYONE AND EVERYTHING IN THE TEMPORAL UNIVERSE is effected by the monetary paradigm because it is the tool for action or the reason for inaction in the economy that EVERYONE MUST PARTICIPATE IN TO SURVIVE. This summary enlightens the key factor for the greatest SIMPLIFICATION presently needed to effect The Great Simplification.

Conceive it, experience it and act with and upon it.

The accounting and currency insights of MMT are true. Full stop. However, its shortcoming and the shortcoming of every analyst that I have encountered is: they only analyze money systemically and so fail to analyze money conceptually. (Caps are for emphasis not yelling) Paradigms are CONCEPTS…and new paradigms of course are NEW OPERANT APPLIED CONCEPTS that RESOLVE THE ANOMALIES OF THE PRESENT PARADIGM and PERMANENTLY CHANGE TEMPORAL UNIVERSE REALITIES…SO WHY DO EVEN MMT LUMINARIES LIKE MOSLER, HUDSON, KEEN NEGLECT MONETARY CONCEPTUAL analysis and ONLY analyze SYSTEMICALLY? The best anyone will accomplish with systemic analysis is palliation of a problem. DO CONCEPTUAL ANALYSIS FIRST THEN APPLY THAT CONCEPT TO THE SYSTEM.

…its just the flip side of infinity. For instance the amount of zero point energy is virtually infinite, the result of a zillion dollars of debt paid off is zero debt, everything and its opposite truly IS a thirdness of EVERYTHING, you can identify every problem in economics but the only way to solve those problems is to ACTUALLY look for ways to zero out economics’ DEEPEST problem (instead of only applying palliatives or false orthodoxies), namely the current monopoly monetary paradigm of Debt ONLY and solving it with its opposite which is Strategic Monetary Gifting.

Why is debt hammering Americans? Because it is an additional cost on top of the cost of actual production. That plus all new money is only created as debt so the current paradigm for the creation and distribution of ALL new money…is a monopoly concept…that is Debt ONLY. So what if 50% of all new money was created as a gift rebated back to retail merchants granting the consumer a 50% discount of the price…of virtually everything? That would mathematically double everyone’s purchasing power and simultaneously double the potential demand for every commercial agent’s goods and services and transform chronic erosive inflation into beneficial deflation. Anybody here ever hear of a more dramatic set of benefits and problem resolutions than this single policy? If you have lets hear about it. Meanwhile lets have the above single applied concept (Strategic Monetary Gifting) so we can have a paradigm changein economics and the money system. The 50% Discount/Rebate policy at retail sale: Too simple for the intellectual vanities of erudite system’s analysts, too world changing not to be a mega-paradigm change.

Lots of purchasing power in the hands of everyone and no inflation is the text book definition of good economic times for capitalist/profit-making commercial agents. Why did Marx’s revolt of the bourgeosie never happen? Because there was never a sufficient means of integrating the self interests of the traditionally opposed relationship between the merchant class and the consumer. A 50% Discount/Rebate policy at retail sale accomplishes both of the above conditions so it effectively integrates the ideals of both capitalism and socialism. Thats all.

Dr. Greer: I’m absolutely all for your CE5 movement, but what if there was a way to complement, synergize and build upon what I assume are at least some of the mental/spiritual effects of CE5, namely an effortless yet focused mindset of grace as in loving gratitude for a gift simply as a result of participating in the universally participated in human system known as the economy? In my book Wisdomics-Gracenomics: The New Monetary Paradigm and Its Policies I suggest that we implement a 50% Discount/Rebate at retail sale which would gift everyone 50% of the price of virtually everything and yet with the rebate aspect of the policy the merchant granting the discount would get their full price so no moral hazard to them and in fact it would be in their interests as well, as the increase in demand for all of their goods and services could potentially double making the policy a win/win situation. Again, this would be a temporal universe way to self actualize grace as in gratitude for a gift so its Christmas every day…or if you’re my wife 3 times per day ;). I’d love to discuss this further with you.

Interesting vid especially regarding the fact that paradigms, like everything else in the cosmos, are evolving/emergent phenomena…even though new ones/new concepts are the answer to a/the present anomalous paradigm. Keeping those two facts in mind helps to prevent the problems of habit/acculturation and fetishization/religification so prevalent in human “thinking”.

But the problem still remains…what exactly is the new applied concept/paradigm…that will resolve the anomalies of the present paradigm…and thereby reset the evolving/emergent process in the system/systems under analysis??? Hint: Like the monopoly paradigm the Catholic church wielded before The Reformation which was Salvation Via Roman Catholic Sacraments ONLY, the present paradigm wielded by the collossus of Private Finance for the creation and distribution of all new money which is Debt ONLY…IS ALSO A MONOPOLY PARADIGM. And governments are (probably mostly unwitingly) complicent in this as well because they (lawfully) demand new money be created as debt instruments and so even though its mitigated by the fact that such are payments to the private sector (read overwhelmingly the wealthy and the banks) is hence another monopolization reinforcing tendency of the current paradigm. So lets have a monetary and economic reformation by integrating Strategic Monetary Gifting into the present Debt Only system thus breaking up the present monopoly paradigm.

Final question which is an essential one in the new body of knowledge called Paradigmology: What is the natural philosophical concept whose aspects are increased and new awareness, abundance, unity, universality, integration of opposites, synthesis/thirdness greater oneness of a problematic duality AKA wisdom…and gifting? Why grace of course. And thats why the paradigm changing economic and monetary system should be called Wisdomics-Gracenomics.